copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1054904/Motorcycle+Owner+Accident+Protection+%26+Assistance+Plan
FLT Prime's Accident Protection and Assistance Plan
Coverage
The plan provides protection to the insured buyer, 24 hours a day, 365 days a year on or off the job, while traveling in any public or private conveyance used for land, sea and air travel, anywhere in the world.
Protection includes while the insured buyer is operating/driving his motorcycle, except while participating in racing, pace making, reliability trial or speed testing
Extended Coverage
The plan also extends protection to the unnamed authorized driver (other than the insured owner/buyer) as well as to the unnamed pillion rider while operating, riding, boarding or alighting from the covered motorcycle.
Benefits
The plan shall:
- Pay 100% of the applicable sum in the event the insured suffers loss of life, becomes totally disabled and prevented from performing any kind of occupation for wage or profit as a result of accidental bodily injury
- Pay up to 100% of the applicable principal sum in the event the covered person suffers loss by physical severance or total and permanent loss of use of any part(s) of the insured's body resulting from an accident
- Reimburse all necessary and customary medical expenses incurred by the insured for the treatment of bodily injuries resulting from an accident not exceeding the maximum amount stated on the Policy Schedule
- Provide burial cash assistance, in addition to all other benefits payable under the plan, in the event of death resulting from accidental bodily injury
The plan also provides financial cash assistance in respect to Death, Bodily Injury or loss to property of any THIRD PARTY in a motorcycle accident caused directly by the insured or his authorized driver.
Payment of the above benefits shall be made payable in excess of the limits of benefits under section I and III of the Motorcycle Policy, if there's any.
Exclusions
Losses due to intentional self-inflicted injury, suicide or any attempt thereat while sane or insane, war, strikes riots, civil commotion, war, rebellion or revolution; while under the influence of prohibited drugs, and illegal acts.
The company shall not be liable when the insured is:
- driving without a valid driver's license
- driving under the influence of alcohol
- participating in racing, pace making, reliability trial or speed testing.
The above is a partial list of exclusions. Complete list is indicated in the Policy.
Motorcycle vehicle is not covered.
| Benefits | I | II | III |
Insured Owner / Authorized Unnamed
Driver & Pillion Rider |
Accidental Death, Permanent
Disablement/Dismemberment
a. Insured Owner
b. Unnamed Pillion Rider |
P 50,000
25,000 |
P 75,000
37,500 |
P 100,000
50,000 |
Accident Medical Reimbursement
a. Insured Owner
b. Unnamed Pillion Rider |
P 5,000
2,500
|
P 7,500
3,750
|
P 10,000
5,000
|
Accident Burial Cash Assistance
(insured owner only) | P 5,000 | P 7,500 | P 10,000 |
Third Party
a. Bodily Injury (max aggregate limit)
b. Loss or Damage to Property
(max aggregate limit) |
P 25,000
25,000
|
P 25,000
25,000
|
P 25,000
25,000
|
Annual Premium
(inclusive of taxes) | P 465 | P 656 | P 674 |
copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1054904/Motorcycle+Owner+Accident+Protection+%26+Assistance+Plan
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