copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1066778/Salary+loan+and+credit+card+availments+here%21%21%21
- Applicants MUST be a Filipino, at least 23 years but not more than 60 years old upon loan maturity.
Must have home & business address in METRO MANILA, RIZAL, and the selected areas in BULACAN: Meycauayan and Obando; in LAGUNA: San Pedro, Biñan, Calamba, San Pablo, Sta. Rosa, Los Baños, Cabuyao and Canlubang; in CAVITE: Bacoor, Cavite City, Imus, Rosario, Kawit, Dasmariñas, Gen. Trias and Carmona, and in CEBU: Cebu City, Lapu-Lapu City, Danao City, Mandaue City, Naga, Talisay, Liloan, Compostela, Minglanilla and Consolacion. - Must have minimum Gross Annual income of P 180,000
- MUST have telephone landline at both place of residence and business
- Employed in one of the top 10,000 corporations in the Philippines
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| DOCUMENT REQUIREMENTS: |
- Completely filled out EZ Loan Application Form
- Photocopy of all pages of your latest Income Tax Return (ITR) / W-2 Form
- Photocopy of one (1) valid ID - (driver's license, passport, company ID)
- Original Copy of Certificate of Employment - (optional, if you require a higher loan amount)
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| APPLICATON INSTRUCTIONS: |
- Fill out and sign the EZ Loan Application Form
- Attach required documents
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| UPON APPROVAL OF THE LOAN: |
- Sign Terms and Condition and Disclosure Statement
- Submit your post dated checks (PDC)
Reminder: All PDC must be properly filled out indicating payee as: SCB FAO (Applicant's Name) - The loan proceeds will be deposited to your personal account as indicated on your post-dated check.
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FOR STANDARD CHARTERED BANK EZ LOAN
Now as Low as 1.6% interest per month - flexible term option
(Up to P250,000 credit limit** )
Whether your an employee or self-employed, you can take advantage of the
NEW PSBank MONEYCARD - The Most Flexible Financial Tool available !
Unlike CREDIT CARDS, you can withdraw up to 100% of your credit limit in CASH! Plus you enjoy as low as 1.6% add-on interest per month on the amount you withdraw.
No cash advance fees to be added.
Unlike a CASH LOAN, you get charged only for the amount you actually use or withdraw !
Your credit line gets replenished everytime you make repayments!!
**Approved Credit limit is subject to evaluation
It is your EVER READY source of CASH for whatever you may need now or in the future. That's what we call FLEXIBILITY !
Available to those with Credit Cards at least 3 months old and in good credit standing. Employees must have at least 1 yr job tenure while self-employed must have businesses existing preferably for at least 2 yrs now
BASIC REQUIREMENTS : Latest ITR or W2 latest credit card bill 2 Valid IDs
For those with business, add updated DTI registration certificate and audited financial statements Mayor's Permit (current year)
Employees must be earning at least P15,000 / month basic salary while self-employed people must have at least P40,000 income per month.
FOR PS BANK LOANS AND MONEYCARD
Product Features
- No collateral personal loans to salaried individuals.
- No co-maker required.
- No pre-termination charges.
Repayment Mode
Equal monthly installment through post-dated checks (PDCs).*
Loan Currency
Philippine Pesos only
Loan Amount
P 30,000 - P 1,000,000
Terms of Loan and Interest Rates
Term (months)
12
18
24
36
Monthly Rate
1.39%
1.49%
1.59%
1.59%
Miscellaneous Fees
Processing fee of P 1,500 deducted from loan proceeds.
Approved loans above P 250,000 are subject to documentary stamps.*
BDO SuperLite Cash Loan
Get a chance to fulfill your dreams! Avail of the BDO Superlite Cash Loan and use it for almost anything you want! With BDO Superlite Cash Loan, color up your home, treat yourself to a well-deserved vacation or turn up the volume of your new home theater system.
It's simply irresistible!
| | » | Guaranteed Low Rates |
| | | Enjoy one of the lightest and most affordable personal loans in the market. |
| | | | Term | Factor Rate | Add-on Interest Rate/Mo | Effective Interest Rate/Annum | | 6 | 0.179667 | 1.30% | 26.27% | | 12 | 0.095333 | 1.20% | 25.60% | | 18 | 0.067556 | 1.20% | 25.74% | | 24 | 0.053667 | 1.20% | 25.59% | | 36 | 0.039778 | 1.30% | 25.03% |
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| | | *Interest rates may be subject to change by Banco de Oro (“BDO”) in accordance with the prevailing market rates for similar transactions and terms. |
| | » | Competitive/Low Processing Fees |
| | | | Installment Processing Fee | P 1,300 | | Late Payment Fee | 5% of the unpaid installment due or P300, whichever is higher | | Installment Acceleration Fee | 5% of the outstanding principal balance or P300, whichever is higher | | Returned Check Fee | P500 per returned check | | Credit Card Annual Fee | WAIVED | | Lost Card Replacement | P250 per card replacement |
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| | » | Multipurpose |
| | | Use it for almost anything and everything |
| | | | • | Tuition/Education | | • | Health and Wellness | | • | Emergencies (medical/memorial/etc.) | | • | Appliances/Furniture/Electronic Gadgets | | • | Vacation/Travel | | • | Special Events (weddings/anniversaries/etc.) | | • | Balance Transfer/Debt Consolidation | | • | Personal Investments (business/insurance) | | • | Car Repairs/Upgrades | | • | House Renovation/Upgrades | | • | Lot Down Payments |
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| | » | Loan Amount |
| | | | • | Minimum: P10,000.00 | | • | Maximum: P500,000.00 |
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| | » | Loan Release |
| | | | • | Credit to BDO account | | • | Superlite Cash Card for PhP50,000 and below (optional) |
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| | » | Flexible Payment Terms |
| | | | • | Choice of payment terms that suit client's needs | | • | Pay in 6 months, 12 months, 18 months, 24 months or 36 months |
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| | » | Fixed Monthly Payments |
| | | | • | Easy on the budget | | • | Pay the same amount every month |
|
| | » | Various Payment Options |
| | | | • | BDO Branches | | • | SM Bills Payment Centers | | • | Internet Banking | | • | Phone Banking |
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| | » | Apply at your Convenience |
| | | At any BDO or Onsite Branches nearest you and submit your application form and complete documents. |
| | » | Re-Availment Feature or Top-Up Loan |
| | | | • | Additional loan equal to or greater (submission of new income docs) than the original loan | | • | Subject to at least 50% paid up loan from the original loan term | | • | Part of the proceeds will be used to pay-off outstanding balance of original loan. |
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Application Requirements
| | » | Minimum Application Requirements |
| | | | • | Filipino citizen or foreigner residing in the Philippines for more than 2 years | | • | Must be 21 years old at the time of application but not more than 70 years old upon maturity | | • | Minimum Gross Annual Income: | | | o P120,000 for Employed/Salaried | | | o P400,000 for Self-Employed/Professional | | • | Must have at least 1 landline at either residence or office | | • | Residence or office must be within BDO serviceable areas |
FOR SALARIED EMPLOYEES | | • | Regular employee with at least 2 years combined work experience with present and previous employer | | | | | FOR SELF-EMPLOYED/PROFESSIONALS | | • | Business must have been in operation for at least 2 continuously successful and profitable years |
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| | | |
| | » | Document Requirements |
| | | | | | A. | PROOF OF INCOME | | FOR SALARIED EMPLOYEES (required) | | • | Photocopy of the latest BIR Form 2316 (W2) signed by employer's authorized representative AND | | • | Submit ANY ONE of the following: | | | o | Original Copy of Certificate of Employment and Income (COEI) issued in the last 3 months indicating status, length of service and breakdown of compensation | | | o | Photocopy of the latest full month pay slip |
FOR SELF-EMPLOYED/PROFESSIONALS | | • | Photocopy of Registration of Business Name | | | o | For Single Proprietorship issued by DTI (Department of Trade and Industry) | | | o | For Partnerships issued by SEC (Securities and Exchange Commission) | | • | Photocopy of the latest ITR and W4 with BIR/Bank Stamp | | • | Photocopy of Audited Financial Statements for the last 2 years | | • | Photocopy of Bank Statements for the last 6 months (Optional) | | | | | | B. | PROOF OF INDENTIFICATION | | • | Photocopy of TWO (2) VALID ID's front and back portion with picture and signature. Valid ID’s include the following: | | | o Passport
o Driver's License
o Professional Regulations Commission (PRC) ID
o National Bureau of Investigation (NBI) clearance
o Police Clearance
o Postal ID
o Voter's ID
o Barangay Certification
o Government Service and Insurance System (GSIS) e-card
o Social Security System (SSS) card
o Philhealth card
o Senior Citizen Card
o Overseas Workers Welfare Administration (OWWA) ID
o OFW ID
o Seaman's Book
o Alien Certification of Registration / Immigrant Certificate of Registration
o Government office ID ( e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) ID's)
o Certification from the National Council for the Welfare of Disabled Persons (NCWD)
o Department of Social Welfare and Development (DSWD) Certification
o Other valid ID's issued by the Government and its instrumentalities | | | | | C. | FOR RESIDENT FOREIGNERS ONLY (additional) | | • | Photocopy of Alien Certificate of Registration (or ARC I-Card) and Work Permit | | | | |
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FOR BDO LOAN
For credit cards applicant qualifications:
-at least 6months work but a regular employee or with business existing for at least 2 yrs for self-employed
-earning at least 10k a month for employee
Requirements:
for employee you are required to submit xerox of company id;and any of the three (certificate of emplyment,or bir form2316 or one month latest payslip)
For more details and availment please call or text ferd at 09058884076 or email me at fbotor@yahoo.com
THANK YOU!
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copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1066778/Salary+loan+and+credit+card+availments+here%21%21%21
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