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The Kaiser Premium Healthbuilder Plan is
 a healthcare plan that allows one to
control his own health and provide for his
own future.

Kaiser International Healthgroup, Inc. is
an actuarially-sound, product-based
business. It brings together the best
features of an HMO, Health Savings Plan,
and a financial investment.

• An innovative program, the first of it's kind in the country;
• Guarantees long-term care even after the age of sixty when the client has only himself to rely on;
• Healthcare coverage, savings, emergency fund, and insurance rolled into one;
• An accumulative, self-earning investment that comes with Return of Payment for non-utilization in the first five (5) years of coverage;
• A portable account! Even if you change or lose jobs, your plan and funds stay with you;
• A four-way insurance coverage:
  1. Term Life
  2. Accidental death and dismemberment
  3. Waiver of installment due to death
  4. Waiver of installment due to permanent and total disability;
• Outpatient benefits, annual physical examinations and dental coverage;
• Coverage is for individuals but can be installed in companies as a health savings salary deduction program;
• No exclusions from 6th year onward;
• Flexible, transferable and upgradeable;
• Annual lifetime healthcare benefits at age 60 and up;
• Payable in 5 years only with fixed rates for the entire paying period;
• Issue age up to 60, but coverability extends after 60; and,
• Reinstatement can be done within 2 years after lapsed policy.