PALMA de ORO San Fernando Pampanga LOTS - 6,200/sqm

• Being Developed by Sta Lucia Realty
• Being Marketed exclusive by Royale Homes Marketing Corp
• Strategically located, main gate is walking distance to San Fernando Pampanga's main road - the Gapan-Olongapo road
• 5 minutes away from SM Mall and Robinsons Mall - San Fernando
• 5 minutes away from San Fernando's commercial establishments, commercial banks, fastfood chains (Jollibbe, Mcdonalds, Chowking, etc)
• One bus ride to Manila
• as of May 2008, around 75% cemented road inside the subdivision, Palma de Oro Tower and Main Gate already finished, will be ready for housing by 2009
• as of May 2008, only FEW LOTS left at 204 sqm up lot areas, less than 10 lots available - so RESERVE NOW while still available

AVAILABLE for SALE - Residential lots @ 204 sqm up for 6,200/sqm

Sample Computation of 204 sqm lot @ 6,200/sqm

Total Cash Price.............................1,264,800

Terms of Payment - Alternative 1 - 15% Down

15% Downpayment.............................189,720
Less 10% Disc on Spot Down...............18,972
Less Reservation Fee..............................5,000
Net Downpayment...............................165,748

85% Balance......................................1,075,080

Monthly Amortization

if 5 yrs @ 14% int. per annum...............25,017.11

if 10 yrs to pay @ 14% int…………….16,695.99

Terms of Payment - Alternative 2 - 20% Down

20% Downpayment............................252,960
Less 10% Disc on Spot Down..............25,296
Less Reservation Fee..............................5,000
Net Downpayment..............................222,664

80% Balance....................................1,011,840

Monthly Amortization
1rst yr NO INTEREST.........................16,864
2nd-5th yr @ 14% int. per annum........22,122.87

Terms of Payment - Alternative 2 - 20% Down, 80% balance 2 yrs to pay NO INTEREST

20% Downpayment.............................252,960
Less 10% Disc on Spot Down...............25,296
Less Reservation Fee...............................5,000
Net Downpayment...............................222,664

80% Balance.....................................1,011,840

Monthly Amortization
2 yrs to pay  NO INTEREST................42,160