Personal Loans

Citibank Saving's Unsecured Personal Loan
unsercured personal loan is a salary or income based loan, for employees and for self employed applicants earning regularly every month in the Philippines.

***We are sorry this facility is not applicable for retired employees, OFW, Seaman, Pensioned, Remitanced, Commission Based, and non-regular income clients.

Sample Computation:
Interest rate ranges from 1.22% - 2.50%
AMOUNT         18mos          24mos         30mos        36mos          48mos
60,000            4,334           3,524           3,016          2,684            2,283
100,000          7,187            5,779           4,946         4,402            3,744
250,000         17,706         14,235          12,185        10,844           9,224
500,000          35,236           28,330          24,249         21,580           18,357
1,000,000       70,297           56,518           48,377         43,053            36,623
**this is just a sample computation, interest rates are subject to change depending on your criteria. Final decision comes from our booking officer.

Product Features:

• No collateral, No Guarantor
• Use it to finance almost anything you want!
• Available in Flexible Terms up to 48 months
• Covers amount from P30,000 up to P2M
• Lightest and most affordable rates in the market for as low as 1.22% - 2.5%

Qualifications:
1. Filipino Citizen or foreigner residing in the Philippines for more than 2 years.
2. Must be above 21 but below 65 years old upon loan maturity.
3. Applicants should have an existing credit card with criteria as follows:

        with existing citibank credit card

              - should be at least 6 months old.

              - should have at least 40,000 credit limit.

        with existing credit card from other bank

              - should be at least 12 months old.

              - should have at least 40,000 credit limit if card is from standard chartered

              - should have at least 30,000 credit limit if the card is from other banks

4. If applicant doesn't have an existing credit card, the applicant should have at least
    Php 600,000 gross annual income.
5. For Employed applicants - regular status or probationary status with atleast 2 years 

    combined employment with present and previous employer.
6. For Self-employed applicants - minimum of 3 continuously successful profitable years.

    For Professionals - at least 1 year of operational business.
7. Contact Number at Work or Office and any 1 of the following Residential landline or

    Mobile number.
8. Call Centers angents should be at least 1 year with the present company or 2 years

    combined experience with previous(same industry) employer. The company should be

    listed on the top 10,000 Corporations in the Philippines or minimum of 3 yrs existence.

 

Documents needed for Application:

IF WITH EXISTING CITIBANK CREDIT CARD

    * COMPLETELY FILLED-UP and SIGNED APPLICATION FORM
    * PROOF OF IDENTITY: Photocopy of Two (2) Valid ID

        1 Company ID and any 1 Gov't Issued ID with Picture

    * FOR SELF-EMPLOYED APPLICANTS:

        DTI certificate of registration
IF WITH EXISTING NON-CITIBANK CREDIT CARD

    * COMPLETELY FILLED-UP and SIGNED APPLICATION FORM
    * PROOF OF IDENTITY: Photocopy of Two (2) Valid ID

        1 Company ID and any 1 Gov't Issued ID with Picture

    * PROOF OF CREDIT HISTORY:

        Photocopy of the front portion of your existing credit card.
           Photocopy of your latest credit card billing statement for 2 consecutive months.

    * FOR SELF-EMPLOYED APPLICANTS:
        DTI certificate of registration

FOR CLIENTS REQUESTING HIGHER AMOUNT THAN THEIR CREDIT LIMIT

        Please provide any income document available.

For Inquiries Please Contact:
Garry Cheng

globe: 0927-8162949

sun: 0922-7466161

email: financial_asst@yahoo.com

Citibank Savings Head-Office-Acquisition, Libis, Quezon City