CARMONA ESTATES Pines Townhouse For Sale 1.2M 3BR Binan Laguna Real Estate Philippines

1. Downpayment and amortization will not be paid at the same time.
2. Downpayment will be paid first in 15 monthly installment.
3 The Amortization will only start after 15 months. After the downpayment term.

Important Reminders:                                                         

• Limited availability.  Only few units available with this price.  Always ask if available. 
• Corner and end lots have bigger areas, so price is higher by 10% or more.
• Every block has different prices.  Price is higher for lots facing east, main road and near entrance.
• Ready for Occupancy houses not included in this payment scheme. 

Terms and Conditions:

• Reservation fee, downpayments and amortizations are NOT refundable.  
• But it is transferable to another unit provided under same agent and developer. Transfer Fee: Php 3,000.00.
• Other terms and conditions apply.  Please read our Frequently Asked Questions.

Financing Requirements - Inhouse

1. 3 pcs. ID picture
2. 2 Valid ID & TIN & Cedula
3. Marriage Contract
4. Developer Forms (to be given during reservation payment)
5. 70 pcs. Postdated Checks

Financing Requirements - Bank

1. 3 pcs. ID picture
2. Marriage Contract 
3. 2 Valid ID & TIN & Cedula
4. Proof of Billing
5. Consularized SPA Bank Form (OFW Buyer)
6. Good credit record. 
7. 15 pcs. Postdated checks.

No checking account?

• Developer will give a Bank referral to open a checking account.
• Amount needed to open:  Php5,000.00 + Php375.00 for check booklet.

Housing Loan Qualification - Bank

• Must be Filipino citizen.
• If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
• Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
• Must be presently working.
• No problem with marital status. No separated with wife or husband.
• No pending legal cases.
• No cancelled credit cards.  No credit card on amnesty. No unpaid loan account.

Housing Loan Qualification - Inhouse

• Must be Filipino citizen.
• Must be 18 yrs. - 50 yrs. 
• If not working, must have Affidavit of Support

Accepted Kinds of Payment

Reservation Fee:  

• Cash - Philippine Pesos
• Personal Checks or Company checks or Managers Check
• Credit Cards
• Debit Cards

Downpayment:

• Cash - Accepted for 3 months only
• Postdated Checks - required for the remaining downpayment

Amortization:

• Postdated Checks (Depends on Bank)
• Automatic Debit from Bank Account 

Buying Guide & Procedure 

1. Tripping Schedule.  Email, call, text or chat us for your viewing schedule if you want to visit and view the actual turn-over model unit and actual location. Any representative is allowed if you are not available. 

2. Price, Terms and Payment. After viewing the actual site and model unit, have a sit down discussion on price, terms and payment with our Sales Consultant. Ask for a sample computation and request for an explanation about the terms and process of payment.

3. Buying Decision. Choose the best location of block and lot no. from available unit base on our Sales Map.

4. Reservation Payment.  Pay the corresponding reservation fee. Reservation payment will finalize the buying process and ensure the chosen unit will be reserved in your name until the first downpayment is due.

5. Submission of Required Documents. There are list of documents that Developer will require from home buyers. This will be given during reservation and must be submitted within 60 days from reservation date. Delay in submission may cause delay in house construction and bank loan evaluation.

6. Monthly Downpayment.  This will start within 30-45 days from reservation date. Payment will be on monthly basis and will last until end of DP term.

7. Monthly Amortization. This will start after the downpayment term is paid.

8. Follow-ups and Updates.  For Profriends housing projects, they have Customer Service where home buyers can email or call.

Profriends Customer Service Email:  bsr.customerservice@profriends.com
Profriends Telephone Landline No.:  (632) 727-7000

• Check your lacking documents or requirements
• Wants to Change Due Date - Can only request once. Admin Fee: Php100.00
• Wants to Change Unit or Ownership - must be done within 120 days from reservation date. Transfer Fee: Php3,000.00
• Hold Check Request - must submit request 10 working days before due date. Holding Fee: Php100.00 
• Verify Payments.  Request for a Payment Ledger.
• Buyers may submit by scan email ID, cedula & passport.
• Follow-up status of Bank Loan application.
• Wants to know status of House Construction.
• Update on House turn-over schedule or Move-in date.
• House Inspection Date or request a Certificate For Inspection (CFI)
• Other matters you want to know the current status.

Note:

• Unit ID - Always indicate your Unit ID (Block & Lot of your house) in all emails sent to Profriends.
• Accepted Signatories - Only signature / emails of Buyers or their Atty-in-Fact (SPA) are allowed/accepted.
• Request Approval - Request approval may take 2-4 weeks.
• Send Us Copy - Please don't forget to CC or send us copy of your email for future references.

9. House Inspection & Move-in.  You will notified thru letter/mail once your house is ready for inspection. Buyer will get this Certificate of Inspection (CFI) at the main office.

During inspection, you will list down all parts of the house you think needs retouch, repair or clearing. You will be asked to come back after few weeks for the second inspection. Once you see the unit is okey and acceptable, you may sign the acceptance certificate. Bring this certificate to the main office and go back to Engineering Office at site to get the key.

Please note:

• No Certificate of Inspectin (CFI) is allowed.
• Incomplete submission of documents, No Move-in is allowed.
• The Homeowners Association Fee will start once you receive the Inspection Certificate regardless if you have not move-in or live yet in your unit.
• Light and Water will be personally applied by the Home Buyer after he accepted the house and received the key.
• There is a Construction Bond if Buyer decides to improve, construct, fence the unit. Amount vary depending on the project which range from Php6,000 - Php12,000.00. This is refundable after no damaged is done during construction period.

10. Congratulations!  On your new home.

Floor Plan and Dimension