PSBANK MONEY CARD 2: ANG SAGOT SA BIGLAANG GASTOS

PSBank Money Card

The enhanced PSBank Money Card is the first and only collateral-free personal loan product with the flexibility of a revolving credit line and a fixed term loan. It provides customers access to day and night banking from hundreds of ATM machines. Revolving credit is a type of credit that does not have a fixed number of payments. The amount you can borrow decreases or increases depending on how much you have repaid. In a term loan, one is required to make periodic payments usually over a certain fixed period. With Money Card, you can choose between 24 and 36 monthly amortizations.

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Product Features

Credit Facility Revolving Credit Line and Fixed Term Loan Loan Amount up to PhP250,000 Loan Term 24 or 36 months Minimum Monthly Repayment 5% of the Total Amount Due of Revolving Loan availments or PhP500, whichever is higher + monthly amortization of the Installment Loan availments. Interest Rate 2.5% interest rate for the Revolving Loan; 1.75% add-on rate for the Fixed Term Loan. Form of Payment

Over-the-counter at any PSBank branch nationwide PSBank, Metrobank, and BancNet ATMs nationwide for clients who have deposit accounts in these banks  Via PSBank Remote Banking for enrolled and activated PSBank accounts Client-initiated deduction/debit from PSBank deposit account only Accessibility Revolving Credit facility may be availed of from PSBank, Metrobank, Megalink, Expressnet, and BancNet networks nationwide and Maestro-Cirrus ATMs worldwide Term Loan facility may only be availed of from any PSBank ATM BancNet Point-of-Sale (as debit card) PSBank Money Card Checks Release of card Delivered via courier to place of work within Metro Manila For provincial areas, card is delivered to the client's preferred PSBank branch Turn Around Time 5 days Annual Fee PhP1,500 or 1% of  the approved credit line whichever is higher. ATM Service Fee PSBank and Metrobank ATMs: PhP20.00 BancNet, Megalink, Expressnet, BPI, BPIFSB, Landbank, HSBC: PhP30.00 per withdrawal; PhP1.00 per balance inquiry BDO & Cirrus ATMs: US$3.50 per withdrawal; US$1.00 per balance inquiry     Credit Line Validity Renewable yearly Maximum Withdrawal per day PhP50,000 in all PSBank and Metrobank branches Checkbook For approved credit lines PhP50,000 and up, clients get one FREE checkbook upon request. For approved credit lines less than PhP50,000, clients can request for a checkbook at a standard cost of PhP165.00. ................................................................................................................................................... Qualifications Citizenship : Filipino Residence : Philippines Age : At least 22 years old but not older than 54 years old upon line approval Source of Income : Employed or self-employed Work Tenure : At least 2 years permanent work status with 1 year tenure in current employment if employed or 3 years profitable in the    same business if self-employed Monthly Income : At least PhP15,000 gross monthly income if employed : At least PhP30,000 net monthly income if self-employed Others : Must possess an active credit card : With residential phone (landline or mobile) and business landline ................................................................................................................................................... Documentary Requirements • Completely filled out PSBank Money Card application form. • Photocopy of any of the following identification cards: Company ID, SSS, GSIS, PRC, Driver's License, Passport or TIN (plastic card type), Firearms License, NBI Clearance, Integrated Bar of the Philippines ID. • Photocopy of BIR form 2316, 2306, 2307 or 1700 for employed applicants.  Photocopy of BIR form 1701 or 2317 for self-employed applicants and Auditor's Report and Financial Statement with BIR Stamp. • Original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder). ...................................................................................................................................................
How to Apply? For your convenience, A copy of the PSBank Money card application form (in PDF format) is also available here for downloading.Completely filled out and signed the application form together with your requirements scan and email or fax it to...
TELEFAX: (02)505-2932
EMAIL AD: loans.management@gmail.com
CP NO.: 0927-917-0077

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http://www.loansmanagement.webs.com/

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