PERSONAL LOAN-- Collateral Free & Fast Approval

Interested on Personal Loans???

from Php 30,000 to Php1,000,000

Personal Loan Features And Benefits:

• No collateral,no co-maker & multi-purpose

• Instant cash loan from P30,000 to P1M

• Faster application processing time as fast as 3 days

• Convenient payment terms of 12,24 or 36 months

• Low interest rate as low as 1.5% per month (12mos.- 1.5%, 24mos.- 1.6% and 36mos.- 1.75%)

• Paylite advantage for longer term that suits your lifestyle and budget

• Convenient loan application via phone or fax

• Convenient submission of loan requirements (id, itr, latest 1mo. Payslip, POB and COEC if available) via email/ fax/ LBC

• The best thing that can happen when you apply now is that you have the standby cash loan, it is already for your projects that needs financing i.e. house renovations, car repairs, payment for the latest gadgets that can work to your advantage in your career, bills and other financing for your own business, travel and many more.

Borrower's Eligibility & Documentary Requirements:

• Employed among Top 12,000 corporation or known companies in the Philippines

• Must Be an Officer of the Company w/ Basic monthly income of Php15,000 and above

• Permanent employees with at least 2 years total working experience (1 year at current employer)

• At least 23 years old but not more than 60yrs old upon loan maturity

• Must have home phone and office phone

Documentary Requirements For Guaranteed Loan Approval:

• Completely & accurately filled-out loan application form (STRICTLY NO BLANK)

• clear photocopy of any 2 valid ID w/ 3 specimen signature (Company ID, SSS, TIN, Passport, Driver's License, IBP, PRC ID)

• Clear photocopy of Latest ITR (P180,000- up Basic annual salary)

• Clear photocopy of Latest 1 month Payslip with P12,000 net take home pay

• Clear photocopy of Latest Proof Of Billing (Meralco bill, Water bill, Telephone bill, Cable bill, Internet bill)

• Certificate Of Employment & Compensation (COEC) indicating position, tenure and income

QUESTIONS and ANSWERS about PERSONAL LOAN:

What are the personal loan's use or purpose?

• Additional cash for business that needs financing

• Payments for credit cards w/ higher interest rates

• House improvement/ renovations

• Payment for tuition fee

• Payment for other bills (Utility/ Medical)

• Payment for new car or car repairs

• Payment for new appliances

• Down payment for your dream house

• Travel expenses/ Pocket Money

What are the criteria for approval?

• Must be an employee of Top 12,000 Corporations

• New bank client

• Php15,000 basic monthly salary

• 23-60 years old

• Must be Filipino

• 1 Year work tenure & 1 year residency

• 7 years settled CMAP/BAP findings (bad records)

• No Adverse findings (No bad records- Loans, Cards and Court)

What are the Requirements?

• Two (2) valid ID w/ 3 specimen signature

• ITR/ BIR Form 2316 (2007)

• Latest 1 month payslip or COEC (Certificate Of Employment & Compensation)

• Latest POB (Proof Of Billing)

• Note: Submit other documents if available (as needed)

           Latest credit card billing statement

           Credit card and/or Court Clearances (if any)

• How much is the Minimum & Maximum Loan amount?

• Minimum of Php30,000

• Maximum of Php1,000,000

How long is the processing?

• From 2 to 5 banking days

• 12months- 1.50%

• 24months- 1.60%

• 36months- 1.75%

• Higher loanable amount

• Paylite advantage that suits your lifestyle and budget

Do You have fees to be collected upon loan application?

• NO FEES TO BE COLLECTED

Do you have processing fee or availment fee?

• Yes, Php1,500 to be deducted from loan proceeds

How much is the pre-paid interest?

• Based on excess number of days (cut-off 1^st & 16^th of the month)

How much is the Documentary stamp?

• Php1.00 for every Php200.00 loan amount- applicable only if loan ranging from Php250,000 up to Php1,000,000

How much is the late payment charges?

• 3% of the amortization or Php3000.00 whichever is higher

How much is the pre- Termination fee/ Early payment?

• 7% of the total amount booked

How can I submit my Personal Loan Application?

• Applications can be done via phone interview, fax, email or pick up

How can I submit my requirements?

• Via fax, email, pick up or through local couriers.

If Loan approved, how long is the standby cash approval?

• Maximum of 60days (2months)

If loan approved, what is the manner of payment?

• The clients will issue Post Dated Checks (PDC's) based on the terms.

For inquiries and further information, please feel free to contact 09065006465 and look for Mark.