FINI HOMES Condominium

EXCELLENT PROPERTY MANAGEMENT

Enjoy a high quality of life at Fini homes with its clean and well-maintained environment. Have peace of mind with 24-hour security post, roving guards, and perimeter fence. For those who wish to rent out their units, leasing service are also offered.

 

PRIME LOCATION

Live near well-known schools, universities, hospitals, shopping malls, restaurants, churches, as well as major roads and highwyas. At Fini Homes, everything you'll need will be conviniently and accessibly within your reach.

                                                                              

FREQUENTLY ASK QUESTION

 

1. What is the exact address of  Fini Homes?

The exact address is at #80 Ramon Delfin St., Marulas, Valenzuela City, Metro Manila.

1. Where can a buyer visit your model units?

Model units are displayed in the Fini Homes Showroom located at the project site. 

1. What are the models offered?

Sapphire Building      -           1b, 2b, 3b mezzanine

Emerald Building       -           Studio 1b, 2b, 3b, 2b mezzanine, 3b mezzanine

Model Units                 -           Studio 1b, 2b, 3b, 1b mezzanine, 3b mezzanine

 

1. What facilities/services can I expect at Fini Homes?

Condoville Features

·       Grandeur façade

·       Wide landscape avenues, suitable for jogging and biking

·       Large open space and sidewalks

·       Underground electricity and phone lines

·       Water supply from Maynilad and deep-well

·       24-hour security post with roving guards

·       Secure perimeter fence

·       Experienced subdivision property management

Amenities

·       Clubhouse

·       Adult and children's swimming pool

·       Basketball/Badminton/Volleyball multi-purpose court

·       Billiards/Table Tennis/Darts game room

·       Bar, coffee shop and lounge

·       Pavilion and gazebo

·       Business center and multi-purpose function room

·       Parks, playgrounds and picnic/barbeque area

·       Garden and orchard

Commercial Area

·       Grocery and convenience store

·       Water refilling station

·       Laundry service

·       Internet café

·       Videoke bar and lounge

·       Restaurant

·       Spa and parlor

·       Fitness gym

Condominium

·       Fully finished interior

·       Individual mailbox, water and electric meter

·       Individual rook deck drying cages

·       Provisions for air-conditioning units

·       Provisions for telephone, cable and internet

·       Main lobby, arcade and mini-landscape

·       Overhead water tank and cistern

·       Fire detection and alarm system

·       Experienced condominium property management

1. When will Fini Homes be completed?

Building	Projected Delivery Date
Sapphire 1	October 2008
Sapphire 2	February 2009
Sapphire 3	June 2009
Sapphire 4	October 2009
Sapphire 5	February 2010
Sapphire 6	June 2010
Sapphire 7	October 2010
Sapphire 8	February 2011
Sapphire 9	June 2011
Sapphire 10	October 2011
Sapphire 11	February 2012
Sapphire 12	June 2012
Sapphire 13	October 2012
Sapphire 14	February 2012

 

Building	Projected Delivery Date
Emerald 1	December 2008
Emerald 2	May 2009
Emerald 3	December 2009
Emerald 4	May 2010

 

1. What differentiates the Emerald Building from the Sapphire Building?

1.  
   • Fully-fitted executive interior
   • Separate lavatory, toilet and bath
   • Elevator
   • Prime location at the center of the subdivision
   • Grander lobby and exterior building finish
   • Larger unit cuts
   • More parking spaces
   • Additional laundry cages available

1. What are the furnishing included?

Sapphire Building units is delivered fully-finished, no furnishing included

·       Painted rubbed concrete finish for ceiling for living, dining and bedroom

·       Painted gypsum board ceiling for kitchen and toilet

·       Painted perimeter and interior walls

·       Fire-rated molded main door, molded bedroom doors PVC T&B doors

·       Vinyl tile flooring for living, dining and kitchen

·       Vinyl tile flooring for bedroom

·       Ceramic tile flooring in toilet and shower

·       Ceramic tile shower wall, 1.5 m high

·       1 layer ceramic tiled kitchen counter and stainless steel sink

·       Lavatory, toilet bowl, shower head

·       Provision for exhaust for kitchen and toilet

·       Provision for 2 air-conditioning units

·       Provision for telephone and cable

Emerald Building units is delivered fully-fitted, no additional furnishing is included

·       Painted gypsum board ceiling for living, dining and bedroom

·       Painted gypsum board ceiling for kitchen and toilet

·       Painter perimeter and interior walls

·       Fire-rated molded main door, molded bedroom doors, PVC T&B doors

·       Ceramic tile flooring for living, dining and kitchen

·       Laminated flooring for bedroom

·       Ceramic tile flooring in toilet and shower

·       Ceramic tiled shower wall, full height

·       Ceramic tiled toilet wall, full height

·       Long kitchen counter with stainless steel expanded sink, overhead and bottom cabinets

·       Higher class lavatory, toilet bowl, shower head

·       Exhaust for kitchen and toilet

·       Provision for 2 air conditioning units

·       Provision for telephone and cable

·       Bedroom cabinets

 

1. How much is the Reservation Fee? Is it a part of the Purchase Price?

P10,000.00 reservation fee, credited to TCP, but non-refundable.

1. What ate other Fees aside from the Purchase Price? When will this be paid?

Fees to be paid before turn-over of unit

1. a. Drying cage (1 cage/unit)                                   P10,000 (Sapphire)

                                                                                    P15,000 (Emerald)

1. b. 1-year advance MRI/SRI*                                   P3.000 – P7,200
2. c. 1-year advance fire insurance**                          P1,200 – P2,400
3. d. Meralco application                                               P4,800
4. e. Water meter fee                                                     P1,000
5. f. Telephone provision fee                                         P1,000
6. g. Homeowner's association membership fee        P1,000

h. Handling fee for overseas/international client (2%)

*For your protection, MRI/SRI can be availed while still making equity payments

**Optional for deferred cash/installment schemes

Monthly and Annual Fees and Charges

1. Property management/association dues are at P20 (Sapphire Building) and P30 (Emerald Building) per sqm per month
2. Water dues at P30-P40 per cu.m.

 

1. What are the fees for loan application?

 

Fees to be paid for loan application

1. a. Pag-ibig/Bank processing fee                             P3,000                        
2. b. Annotation fee (1.5% of loan amount)               P

c. Facilitation fee

    For Bank                                                                 P1,000

1.     For Pag-ibig (0.5% of loan amount)                   P

d. Pag-ibig 2-year contribution (depends on loan payment) 

Monthly/Annual Fees to be paid while under installment/financing

1. a. Monthly MRI*                                                        P300 - P600
2. b. Monthly Fire Insurance**                                    P100 – P200
3. c. Pag-ibig upgraded monthly contribution           P200 – P600

 

*For your protection, MRI/SRI can be availed while making equity payments right after reservation.

**Optional for deferred cash/installment schemes

1. What is the extent of Fire insurance?

We provide insurance for building structure only. Separate insurance for the unit is required by Pag-ibig and banks for financing. Unit owners may individually avail of additional insurance for the content of their unit.

1. How much is the total equity before moving in? How will this be paid?

Minimum of 20% of total investment amount paid over 12 months should be made before move-in. Likewise, the balance loanable amount must have been taken out.

1. Is there a discount if equity is fully paid on spot? How much?

Yes. 10% discount is given for advance spot cash payments.

1. Is there a discount if the Purchase Price is fully paid on spot? How much?

Yes, 15% for spot cash of TCP. 12, 24 and 36 months deferred cash payments schemes are also available at no down payment and 0% interest.

1. Do you offer in-house financing? At what rate? Maximum years?

Yes, 18% interest for a maximum of 5 years.

1. Can international clients apply housing loan through HDMF? How?

Yes, we will help facilitate this. Housing loans can also be availed from major banks.

1. How should payments be made?

Payments should b mad payable to Finbar Realty and Development Corporation thru post-dated checks (PDCs) or bank remittance. All payments must be supported by official receipts from authorize personnel of FRDC at its office with address at #80 Ramon Delfin St., Karuhatan, Valenzuela City.

1. It is possible to pay through remittance? What bank?

Yes, just remit to our Metrobank account.

1. What are the requirements?

General Requirements

·       Buyer's Information Sheet

·       Reservation Agreement (Signed by spouse if married)

·       Reservation Fee

·       Photocopy of company ID, Passport or Driver's License with picture and signature

·       Photocopy of valid Passport with signature (including pages of arrival and departure) is required for OFWs

·       Three months of Proof of Billing statement (i.e. credit cards/ mobile phone/ telephone/ water/ Meralco/ Insurance/ rental billings) with proof of payment

·       3 pcs. 1x1 ID pictures. If married, include 2 pcs. 1x1 picture of spouse

·       Marriage Contract/ Birth Certificate

·       PDCs for all payments including move-in fees and loan application fees

Requirements for Finanacing

·       Bank Statement with latest 6 months transaction

·       Latest ITR with W-2 and Tax Receipts payment is required before loan application

·       Signed loan documents is required before loan application

Additional Requirements for Financing

Employed

·       1 month latest Pay Slip

·       Certificate of Employment and Compensation itemized to indicate length of service, position and annual salary. Notarized original will be required before loan application

OFW

·       Proof of remittances/allotment with any local bank

·       Job Contract/ Certificate of Employment & Compensation (Notarized/ Consularized) with Pay Slips

·       Special Power of Attorney (Notarized/ Consularized)

·       Valid ID of Attorney-in-Fact with picture and signature. Valid Cedula of Attorney-in-Fact will be required before loan application.

Self-Employed

·       2 years Audited Financial Statement

·       Valid DTI/SEC Registration Certificate

·       Valid Mayor's Permit/ Business Permit

Pag-ibig

·       Updated Employee Statement of Accumulated Value (ESAV) POP Passbook (at least 24 months)

·       Acknowledgement of MSVS Counseling/ Approved MSVS

1. Can a buyer alter his unit?

Yes, after turn-over. Units are expandable. Alterations will be subject to FRDC's approval.

1. Can a buyer install an Air-conditioning unit? What are the requirements?

Yes, after securing clearance from the administration office.

1. Can a buyer purchase a unit with furniture and appliances?

Yes, but no fix package is offered so it will be handled case-to-case.

1. Can a buyer purchase 2 units and construct a connecting door?

Yes.

1. Is the Project telephone and cable ready?

Yes.

1. Upon move-in, is there a warranty for structure? How long?

15 years.

1. Is there a warranty for the accessories? How long?

30 days upon turn-over.

1. Is there a management who will handle the units to be leased for clients as future investment?

Yes.

1. What if I defaulted in payment of any of the installment fees?

3% per month penalty.

1. (FOR HDMF/BANK FINANCING) In case that the equity has been fully paid and the loan is not yet taken out, is the buyer obliged to continue paying the monthly installment?

No, the buyer has to pay the full loanable amount or incur the penalty.

1. Will there be a grace period for the payment in case of default

30 days.                 

for INQUIRIES OR  FREE TRIPPING pls. contact

                               RUZ VILLAMIA
                                          investment consultant
                            09233289534/09197371039
                                                       contacts
                                         ruzvillamia@live.com
                                                           email
                  MODEL UNITS ARE READY FOR VIEWING

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