copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1486020/P+1%2C965%2C000.00+HOUSE+FOR+SALE+NEWLY+BUILT+NEAR+SM+BACOOR+CAVITE+CITY
P 1,965,000.00 INHOUSE / PAG-IBIG / BANK FINANCING REDWOOD HOUSE MODEL @ SILVERCREST VILLAGE NEAR SM BACOOR CAVITE, PHILIPPINES " NEWLY BUILT HOUSE" 3 BEDROOMS / 2TOILET & BATHROOM LOT AREA: 80 sqm - HOUSE AREA: 77 sqm MAYNILAD WATER SYSTEM - SINGLE ATTACHED - HOUSE & LOT FOR SALE -
REDWOOD HOUSE MODEL @ SILVERCREST VILLAGE
Near Sm Bacoor Bacoor, Cavite, Philippines
PAYMENT OPTION 1 SAMPLE COMPUTATION - BANK FINANCING (This inner house will be ready for occupancy in 18 mos)
Lot Area........80 sqm. Floor Area.........77 smq.
Selling Price..................................Php 1,965,000.00 20% downpayment.................................393,000.00 Less: Reservation.......................................20,000.00 Net Downpayment...……..…….........….......373,000.00 (Payable in 15 months without interest) Monthly DP if paid in 15 months............24,866.67 80% Balance thru Bank Financing....1,572,000.00 Add: Processing fee.................................157,200.00 Total Balance Payable thru Bank.......1,729,200.00 BANK Financing Monthly Amortization 5 yrs @ 10.5%.........................................37,167.25 10 yrs @ 10.5%........................................23,333.02 15 yrs. @ 9%............................................19,112.34
NOTE:
* Fire and MRI insurance not included. * Ready For Occupancy (RFO) has 4-6 DP terms only. * Buyers of RFO houses can transfer to the house in 4-6 months. * Buyer must pay full downpayment before moving into the unit. * Processing Fees includes Transfer of Title. * Interest rate is reference only. * Prevailing interest rate will apply upon loan takeout. * Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs. * Bank maximum terms will depend on salary & age (loan maturity is 55 yrs.). * Price subject to change without prior notice.
PAYMENT OPTION 2 SAMPLE COMPUTATION - HOUSE/PAG-IBIG FINANCING (This Inner House will be ready for Occupancy in 18 months)
Lot Area.........80 sqm Floor Area...........77 sqm.
Selling Price.......................................Php1,965,000.00 20% downpayment.....................................393,000.00 Add: Processing Fee.....................................88,425.00 Total Downpayment....................................481,425.00 Less: Reservation..........................................20,000.00 Net Downpayment.......................................461,425.00 (DP Payable up to 15 Months) Monthly DP if Paid in 15 mos.....................30,761.67 80% BALANCE............................................1,572,000.00 IN-HOUSE Monthly Amortization 5 yrs @ 18%...............................................…36,591.90 10 yrs @ 21%.........................…....................32,167.31 PAG-IBIG Monthly Amortization 20 yrs. @10%..........................................…...15,694.53 25 yrs. @ 10%................................…............14,842.53 30 yrs. @ 10%.............................…........…....14,379.70
NOTE:
* Fire & MRI insurance not included. Estimated at .0005% of loanable amount. * Transfer of Title cost not included. * Processing fees includes One year Advance Real Property Tax & Insurances. * Also includes Advance Homeowners Dues and Documentation/Notarial Fees. * Pag-ibig processing will be done by the Buyer. Developer process Inhouse. * Price subject to change without prior notice.
PAYMENT OPTION 3 SAMPLE COMPUTATION - DEFERRED CASH PAYMENT (This inner house will be ready for occupancy in 18 mos) Pay in 24 months WITHOUT interest)
Lot Area........80 sqm. Floor Area..........77 sqm.
Selling Price..................................Php1,965,000.00 Add: Processing Fees..............................88,425.00 Total Contract Price............................2,053,425.00 Less: Reservation......................................20,000.00 Net Total Contract Price.....................2,033,425.00 24 Monthly Payment Without Interest...84,726.04
NOTE:
* Big savings on interest charges. * Fire & MRI insurance not included. * Processing Fees does not include Transfer of Title cost. * Price may change without prior notice. Always ask for updated prices. * Price always differs. It always depend on SIZE and LOCATION of BLOCK and LOT.
"ACTUAL HOUSE TURN-OVER "
ACTUAL HOUSE TURN-OVER OF REDWOOD HOUSE MODEL
HOUSE FINISHES :
*Painted exterior walls and interior walls *Dining room and Kitchen
HOUSE FEATURES
HOUSE FEATURES:
*Two (2) Storey *Four (3) Bedrooms *Living Area *Dining Area *Kitchen Area
FREQUENTLY ASKED QUESTIONS:
1. Reservation - House reservation is Php20,000.00. It is not refundable but is part of the downpayment. Buyer can transfer reservation/payments to another person or unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa payment provided account is updated at nasa downpayment period pa. Just pay Php3,000.00 as transfer fee. Approval may takes 2 weeks.
2. Monthly Downpayment - your first downpayment will start 30-45 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT: Month 1 - DAY 1..........Reservation Day 7-15.....Submission of Requirements Month 2.....1st Monthly Equity or Downpayment Month 3......2nd Monthly Equity or Downpayment Month 4.....3rd - 12th Monthly Equity or Downpayment Month 14-17....1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - For BANK Financing - 3 mos. after full payment of downpayment and Bank loan take-out (bank has paid the developer). IN-HOUSE Financing, 3 mos. after full payment of downpayment puede na lumipat. No need for loan take-out. If the 80% balance is thru individual Pag-ibig Financing, after full payment of downpayment/equity and Pagibig take-out. For SPOT CASH BUYERS/FULL PAYMENT of downpayment (OF NOT RFO UNITS), house completion and turnover will still abide by Developer's house completion schedule as shown in the Inventory Sheet.
5. Ready for Occupancy Houses - there are now ready for occupancy houses. Only in limited quantity. Full payment of downpayment is required before Buyer can transfer. Please take note that house turn-over has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6.) House Construction - starts while Buyer is on downpayment period. By the time Buyer finish paying downpayent, house will be almost finish and ready for turn-over in 3 mos..
7.) House Improvement - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit. Buyer can only start installation of tiles/improvement after house is turned-over.
8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No. 2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact) 3.) Residence Certificate (husband & wife Atty in Fact) 4.) Birth Certificate (for Single) or Marrriage Contract (for Married) 5.) Certificate of Employment 6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account.: A.) 12 pcs. as per Dp/Equity term choosen B.) 36 pcs. for Monthly Amortization C.) 1 pc. Guarantee Check D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs. E.) TOTAL CHECKS .....53 CHECKS IF OFW, ADD THESE DOCUMENTS: 7.) Passport 8.) Special Power of Attorney
9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant) 2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact) 3.) Cedula 4.) Birth Certificate (if single) or Marriage Contract ( if Married) 5.) Proof of Billing Address or Certification from Owner if Renting 6.) Payslip (6 months) 7.) Photocopy of Bank Book (last 6 months) 8.) TIN 9.) Certificate of Employment with Compensation - Consularized 10.) Latest Income Tax Return or ITR 11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account A.) 12 pcs. Downpayment or According to DP terms IF OFW, ADD THESE DOCUMENTS: 12.) Passport 13.) Special Power of Attorney duly Consularized in place of Work 14.) Job Contract
8.) Additional Lot - Buyer can buy a house and lot and lot only for more space.
CONTACT FOR FREE HOUSE VIEWING: Boy / Lina Asuque Smart Cell: 0918-716-1480 A MEMBER OF ELEGANTDREAMHOUSES GROUP VIEW TO SEE OTHER AFFORDABLE HOUSES: Website: http://www.propertymodel.sulit.com.ph E-mail Address: propertymodel@yahoo.com
copied from http://www.sulit.com.ph/index.php/view+classifieds/id/1486020/P+1%2C965%2C000.00+HOUSE+FOR+SALE+NEWLY+BUILT+NEAR+SM+BACOOR+CAVITE+CITY
Tags: HOUSE FOR SALE NEAR SM BACOOR CAVITE CITY PHILIPPINES
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