1. Reservation - is Php20,000.00 for this house for sale. It is not refundable but is part of the downpayment. Buyer can transfer reservation or payments to another person or unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa paymentprovided updated ang account at nasa downpayment period pa. Just pay Php3,000.00 as transfer fee. Approval may takes 2 weeks.
2. Monthly Downpayment - your first downpayment will start 30-40 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization- the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Day 7-15.....Submission of Requirements
Month 2.....1st Monthly Equity or Downpayment
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14- 17....1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - For BANK Financing - 3 mos. after full payment of downpayment and Bank loan take-out (bank has paid the developer). IN-HOUSE Financing- 3 mos. after full payment of downpayment puede na lumipat. No need for loan take-out. If the 80% balance is thru individual Pag-ibig Financing, after full payment of downpayment/equity and Pagibig take-out. For SPOT CASH BUYERS/FULL PAYMENT of downpayment (OF NOT RFO UNITS), house completion and turnover will still abide by Developer's house completion schedule as shown in the Inventory Sheet.
5. Ready for Occupancy Units- there are ready for occupancy (RFO) houses. Only in a very limited quantity. Should there be RFO houses, full payment of downpayment is required before Buyer can transfer. Please take note that turn-over houses has cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6.) House Construction - Starts while Buyer is on downpayment period. By the time Buyer finish paying downpayment, house will be almost finish and ready for turn-over in 3 months.
7.) House Improvement -Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit. Buyer can only start installation of tiles/improvement after house is turned-over.
8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
IF OFW, ADD THESE DOCUMENTS:
7.) Passport
8.) Special Power of Attorney
9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months) - English Translated
8.) TIN
9.) Certificate of Employment with Compensation (Consularized)
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms
B.) 1 PC. Guarantee Check
IF OFW, ADD THESE DOCUMENTS:
12.) Passport
13.) Special Power of Attorney duly Consularized in place of Work
14.) Job Contract
8.) Additional Lot - Buyer can buy a house and lot and lot only for more space.
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