NON COLLATERAL LOAN

Eligibility Requirements:
• A Filipino Citizen
• 21 – 59 years of age at loan maturity
• For 60 years old and above, a co-borrower (59 and below years of age) is needed.
• Must have valid contact numbers.

Standard requirements for every type of loan:
• Completely-filled up application form
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)

Non-collateral Loans would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.

Standard requirements for a Co-Maker or Co-borrower:
• A Filipino Citizen
• 21 – 59 years of age upon loan maturity
• Latest 2x2 picture (3pcs)
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)
• Must have a steady source of income.

NON COLLATERAL LOANS:
MIGRANT LOAN - For OFW's Abroad
Apply for a loan from anywhere in the world! Granting loans to OFWs who are not here in the Philippines. Just state who your beneficiary is and we’ll do the rest.

Comply with the documentary requirements by sending them to us. Also, inform your beneficiary about your application for a faster processing of your loan. If requirements are complete, we can give you your Migrant Loan in just 24 hours.

Don’t forget to inform your beneficiary and co-borrowers about the loan.

Documentary Requirements:
• Scanned copy of Passport (1st page only)
• Scanned copy of latest entry and exit stamps (applicable for residents, citizens or immigrants or if the OFW is deployed below 1 month)
• Scanned copy of Visa or Work Permit
• Scanned copy of Certificate of Employment or Contract
• Scanned copy of payslip or Company ID
• Scanned copy of ID (with signature) or marriage contract or Bank Confirmation
• Must have a beneficiary (Residing in the Philippines, examples: parents, spouse, brother, sister, son and daughter only).
• Must have a Co-Borrower (Parents, Spouse, Son, Daughter, Brother, Sister, Grand parents, in-laws, Uncle, Aunt, Niece, Nephew, Cousins).

BUSINESS LOAN - Expand your business today with our Business Loan. Provides ready cash at a competitive rate for you without collateral.

Just comply with the following documents:
• Qualified Businesses: Operating for at least 1 year
• Mayor's Permit or Barangay Permit to operate business.
• DTI Registration if single proprietorship or SEC Registration.
• Latest 2 -3 months Bank Statement
• Basic documentary requirements.

CORPORATE LOAN - Gain that competitive edge by adding capital to your Corporation! Our competitive interest rate and non-collateral offer is perfect for your expansion.
• Qualified Businesses: with Minimum of Php 500,000 gross monthly sales/revenue, operating for at least 3 years.
• SEC Registration, Articles of Incorporation and Board Resolution to borrow, with Secretary Certification for authorization to borrow and authorized signatories of the corporation
• DTI Registration
• Mayor's permit or barangay permit to operate business.
• Latest Bank Statement

DOCTORS LOAN - Find that need to buy new equipment for the clinic? What about expanding your clinic? A doctor must keep up with the innovation of medical Science.

SALARY LOAN - Now with a more affordable interest rate and lighter requirements for every employee's benefit.
• College Graduate
• Regular Employee and 6 months employed.
• Minimum of Php10,000.00 salary monthly (if single) and Php15,000.00 (if married).
• Photocopy of 1 month latest pay slip.
• Original Employment Certificate.
• Company ID

OFW LOAN (1 DAY RELEASE) - The OFW is regarded as the new heroes of today. Financial assistance to support agency placement fees, deployment expenses, travel expenses, and other expenses that take its toll with the family's reserves.
• Standard Employment Contract with POEA validation
• POEA Information Sheet
• Standard Employment Contract with POEA validation
• POEA Information Sheet
• Copy of Official Employment Receipt (OEC) / E-Receipt
• Copy of Passport and Visa
• Flight Details / Plane Ticket
• Marriage Contract, if married
• Birth certificate, if single

SEAMAN LOAN - 1 day release!
• Minimum salary of $350 plus guaranteed overtime.
• Copy of Standard Contract of Employment with POEA validation.
• Latest copy of allotment slip.
• Copy of passport and Seaman's book.
• Marriage Contract, if married.
• Seafarer's Registration Certificate (SRC)

BENEFICIARY & ALLOTTEE LOAN - When financial needs become urgent, it is difficult for an allottee and beneficiary to wait for remittances. Now an OFW Beneficiary and a Seman's Allottee have the power to avail of Beneficiary and Allottee Loans. This loan is designed for the immediate needs of the families of the OFWs and Seamen.

Allottee Loan
• Marriage Contract, if married
• Copy of Allottment Slip
• Proof of Remittance (at least Php25,000.00)
• Copy of Latest Contract of Employment
Beneficiary Loan
• Contract, if married
• Original copy of POEA Information Sheet
• Latest proof of remittance