COLLATERAL LOAN

Eligibility Requirements:
• A Filipino Citizen
• 21 – 59 years of age at loan maturity
• For 60 years old and above, a co-borrower (59 and below years of age) is needed.
• Must have valid contact numbers.

Standard requirements for every type of loan:
• Completely-filled up application form
• Latest 2x2 picture (3pcs)
• Photocopy of 2 valid IDs (Company ID, Passport, Driver’s License, SSS, etc.)
• Proof of Billing (electricity, telephone, water bills)

COLLATERAL LOANS:
CAR LOAN - is designed to serve clients with private vehicles as collateral.
• Car model must be 1991 & above. For luxury cars, model must be 1988 & above.
• Original OR/CR upon release; photocopy upon application.
• Original Latest Community Tax Certificate (CTC/ Cedula).
• TIN (with proof)
• Latest picture of vehicle
• Stencil of motor number and chassis number (in blue form)
• Proof of Income
• The vehicle must be brought to us upon application.
We will not detain, hold, or impound the vehicle.  Collateral will be Post Dated Checks and Original OR/CR only.

PUV / TAXI LOAN - is designed to serve clients with Public Utility Vehicles / Taxi as collateral.
• Model 1995 and up (with Credit Investigation (CI) at residence)
• Original copy of OR/CR upon release; photocopy upon application
• Stencil of motor no. and chassis no. from LTO
• Inspection fee receipt (from LTO) upon release of loan
• Original CTC (Cedula), TIN number and latest picture of the vehicle
• LTFRB Franchise
• Latest picture of vehicle upon application
• Proof of Income
• The vehicle must be brought to the branch upon application.

PUJ LOAN - is designed to serve clients with jeepney's as collateral.
• Original copy of OR/CR
• Stencil of motor no. and chassis no. from LTO
• Inspection fee receipt (from LTO) upon release of loan
• Original CTC (Cedula), TIN number and latest picture of the vehicle
• LTFRB Franchise
• Latest picture of vehicle upon application
• Proof of Income
• With co-maker (spouse or immediate relative can act as co-maker even without income).

TRUCK LOAN - is designed to serve clients with Trucks as collateral.
• Model 2000 and up (acceptable trucks limited to 6 wheelers/with Credit
• Original copy of OR/CR upon release; photocopy upon application
• Latest picture of truck attached upon submission of application
• Stencil of Motor no. and Chassis no. from LTO
• Original copy of Cedula and TIN (upon release)
• Proof of Income

TRICYCLE LOAN - is designed to serve clients with Tricycles as collateral.
• Original OR/CR
• Original Franchise
• Clear Stencil of Motor and Chassis No. embedded on LTO MVIR Form (Blue Form).
• Recent pictures of the vehicles
• Four Stroke and two stroke motorcycle acceptable
• With co-maker (spouse or immediate relative even without income

LPG CONVERSION FINANCING - Today's prices are shooting up like crazy. Apply of LPG Conversion Financing to have your conversion approved immediately.
• Original copy of OR/CR
• Stencil of Motor no. and Chassis no. in LTO blue form
• Original copy of Cedula and TIN (upon release)
• Picture of vehicle
• Job Order Quotation (coming from the conversion center)
• For tricycle two and four stroke acceptable
• Proof of Income

REAL ESTATE LOAN - is designed to serve clients with Real Estate as collateral.
• Subdivision / Residential house and lots/ agricultural lot
• Certified True Copy of Transfer Certificate of Title (TCT), Updated Tax Declaration and Updated Real Estate Tax Receipt (RETR)
• Vicinity Map with location plan
• Original CTC (Cedula) and TIN (with proof)
• Usual requirements apply if the borrower is employed, with business, seaman/allottee, OFW/beneficiary or doctor.
• Appraisal Fee of Php2,200.00 (Metro Manila); Php2,500.00 (Province)