BPI/MS Business Care Advantage Insurance

In business, hard work and ingenuity are key pillars of success. But don't forget foresight - your ability to gear up for the chalenges of the future and ride out even during inopportune times. As you reach your goals and race to the top, safeguard your enterprise against perils that can damage or totally wipe out everything you have worked hard for.

Be prepared always, invest on...

BPI/MS' Business Care Advantage Insurance Now!

BPI/MS designed this insurance package specifically for Small Medium Enterprise (SME) owners. It is loaded with a wide range of coverage protecting the business from possible hazards, financial loss, and destruction.

With BPI/MS Business Care Advantage Insurance backing you up, you can securely focus on driving your business to success.



Why choose Business Care Advantage?
BCA is strategically designed with a combined protection for all major properties and liability risks in one package. With BCA, you will have 5 insurance in one policy paying only one price.

BCA includes the following coverages:

Property or Fire Insurance
Protects your business from:

• Fire & Lightning (Sum Insured from Php 1,000,000 to Php 50,000,000)
• Earthquae, Typhoon, Flood (including Explosion), Falling Aircraft, Vehicluar Impact, Smoke Damage
• Bursting and/or Overflowing of Water Tank, Apparatus or Pipes (extends to include loss of or damage to the property of insured)
• Plate Glass - maximum of Php 25,000 Limit of Liability
• Burglary and Robbery - maximum of Php 100,000 Limit of Liability (Subject to submission of list of items)

Comprehesive General Liability Insurance
Covers business-related legal worries in reation to third party claim for Bodily Injury and/or Property Damage due to accidents arising out of the Insured's business operations or within the business' premises.
Aggregate Limit of Liability: Php 1,000,000
Extensions:

• Fire & Explosion Legal Liability
• Tenant's Liability up to Php 500,000 Annual Aggregate
• Independent Contractor's Liability
• Sub-Contractor's Liability
• Advertising & Signage Liability
• Food & Drink Liability up to Php 10,000 per person (maximum of Php 100,000 per occurence)
• Premise Medical Payments up to Php 5,000 per person (maximum of Php 100,000 per occurence)

Group Personal Accident Insurance
Provides montary benefit for the insured and his employees in the event of accidental death or dismemberment arising within the period of insurance. Coverage includes Accidental Death and Disablement as well as Medical Reimburement and Burial Expense Benefit of four (4) named regular employess up to the following:

• Accident Death and Disablement up to Php 50,000 per employee
• Accident Meidical Reimbursement up to Php 5,000 per employee
• Burial Expenses up to Php 2,500 per employee

(Subject to additional premium in excess of four (4) declared named regular employee/s.)

Comprehensive Money and Securities Insurance
Compensates for loss of money and securities (up to a maximim of Php 25,000 per occurence and Annual Aggregate) stored within the insured business premises due to Burglary or Robbery. In addition, this cover will also respond to loss of money-in-transit from the business premises to the bank and vice-versa due to robbery.

Business Interruption (optional cover)
Protects business owners or Insured against losses or damages to ther income or profit caused by fire or other covered perils in the policy.

Coverage and inclusions are subject to the terms and conditions of the actual Business Care Advantage Insurance Policy.

For inquiries about BPI/MS Home Care Advantage (HCA), please contact:

202 Erlag Bldg., 102 Esteban St.,

Legaspi Village, Makati City

Tel numbers: 8932285 / 8938790 / 09175225486

Fax: 8935334

Email: paj546@hotmail.com

YM: paj.resources

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