mandaue house and lot Deca homes mandaue prime.. loanable to pag ibig or easy payment schem...

DECA HOMES - MANDAUE PRIME
Developer : 8990 HOUSING DEVELOPMENT CORPORATION
Location of Project : Alinsug St.,Jagobiao, Mandaue City(at the back of EVEREADY)

AREA DETAILS

PRICE AS OF April 27, 2009

A) REGULAR LOT:

OPTION 1.

• 2 Storey, Row house PhP 995, 000
• 2 Toilet and Bath
• Lot Area : 38 sq, meters
• Floor Area: 56 sq. meters
• Pag-IBIG Loanable amount : PhP 870, 000 @ 8.5% p.a. interest
• Reservation FEE : PhP 5,000
• Balance (equity) payable PhP 20,000 PAYABLE IN 4 MONTHS 0% interest or PhP 5,000 per month
Pag-ibig Monthly AMORTIZATION (Excluding Insurances)
• PhP 7,005.48(25 years) and
• PhP 6,689. 55(30 years)

OPTION 2.

• 2 Storey, Town House PhP 995, 000
• 2 Toilet and Bath
• Lot Area : 38 sq, meters
• Floor Area: 56 sq. meters
• Pag-IBIG Loanable amount : PhP 750, 000 @ 7% p.a. interest
• Reservation FEE : PhP 5,000
Balance (equity) payable PhP 140,000
• PAYABLE IN 12 MONTHS 0% interest or PhP 11,666.67 per month
• PAYABLE IN 24 MONTHS 15% interest or PhP 6,788.13 per month
Pag-ibig Monthly AMORTIZATION (Excluding Insurances)
• PhP 5,300.84(25 years) and
• PhP 4,989.77(30 years)
B) SPECIAL LOT/Corner lot with carport/fence):
• 2 Storey with carport/fence; P1,011,300 and up
• Lot Area: area depends on lot selected
• Floor Area : 56 sq meters

House Features:

Model : Townhouse, 2-Storey
Structure : Pre-Cast Concrete
Wall Interior : Unpainted, Smooth Cement Finish
Wall Exterior : Painted Smooth Cement Finish
Floor : Plain Cement Finish
Ceiling (2/f)
Eaves & Fascia : Bended Colored Steel
Windows : Aluminum Jalousie w/ Glass
Door : Hollow Core
T&B: With Tiles Flooring
Wall : Plastered with 0.60m H Tiles
Toilet : Flush Type
Lavatory : White
Kitchen Counter : With Tiles
Kitchen Sink : Pre-Fab Concrete Sink
Stairs : Concrete
Roof Framing Steel Purlins
Roofing Colored Sheet, Gauge 28
Gutter
Front : False Gutter, Colored Steel, Spanish Design
Rear : None
Water Lines : PVC Pipes and Fittings
Water Connection : Separates Charge
Electrical Lines : Complete
Electrical Connection : VECO, Separate Charge
Subdivision Features:
• Concrete Roads
• Concrete Curbs & Gutter
• Underground Drainage System
• Entrance Gate with Guard House
• Basketball Court
• Chapel
• Multipurpose Hall
• Commercial Area
• Perimeter Security Fence
• Centralized Water System w/ OH Tank

PAYMENT TERMS:

a. IN HOUSE- FINANCING
• 20% Downpayment payable in 6 months 0% interest
• 80 % Balance in 5 years(.02649387) to 10 yrs(.019325556) with 20% interest per annum diminishing rate.

b. Pag-IBIG Financing
• Pag-IBIG Loanable amount : PhP 870, 000 @ 8.5% interest
Pag-ibig Monthly AMORTIZATION (Excluding Insurances)
• PhP 7,005.48(25 years) and
• PhP 6,689. 55(30 years)

QUALIFICATION REQUIREMENTS FOR PAG-IBIG MEMBERS

• At least 24 months PAG-IBIG member or have paid 24 monthly contribution at the time of loan application (lump sum) (HDMF Circular No. 189-C);
• Three (3) pcs. 1” x 1” picture (original copy);
• Two(2) valid IDs
• Latest Residence Certificate or Passport;
• Birth Certificate (if single), Marriage Contract (if married);
• Checking Account (PDC);
• Certificate of Employment & Compensation duly notarized;
• Latest Pay slip (1 month)
• Latest BIR Form No. 2316(Certification of Compensation Payment/Tax Withheld);
• Latest Service Record (for government employees);
• Unexpired Job Contract with VISA(OFW ONLY)

ADDITIONAL REQUIREMENTS FOR SELF EMPLOYED/PROFESSIONALS

• PRC ID & PTR;
• Latest Income Tax Return with Financial Statement and audited report by a CPA;
• Business Permit;
• DTI or SEC Registration of business or corporation

IN-HOUSE FINANCING (IHF 5YEARS TO PAY)

• Proof of billing (at least 2);
• Certification of Proof of Billing (if Buyer is based abroad);
• Marriage Contract;
• Passport and Residence Certificate;
• Special Power of Attorney (if buyer is not around to sign documents)

RESERVATION FEE is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, non-refundable and valid for one (1