RIDGECREST IN BACOOR, CAVITE,PHILIPPINES. SULIT BUY PROPERTY OF SINGLE ATTACHED HOUSES FOR SALE... Philippines
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RIDGECREST IN BACOOR, CAVITE,PHILIPPINES. SULIT BUY PROPERTY OF SINGLE ATTACHED HOUSES FOR SALE NEAR SM MOLINO MALL, AIRPORT, MAKATI, ALABANG, BEST SCHOOLS, HOSPITALS, CHURCHES,TRANSPORT TERMINAL. INHOUSE, BANK, PAGIBIG FINANCING ACCEPTED.4 BEDROOM.2.1M.

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RIDGECREST IN BACOOR, CAVITE,PHILIPPINES. SULIT BUY PROPERTY OF SINGLE ATTACHED HOUSES FOR SALE NEAR SM MOLINO MALL, AIRPORT, MAKATI, ALABANG, BEST SCHOOLS, HOSPITALS, CHURCHES,TRANSPORT TERMINAL. INHOUSE, BANK, PAGIBIG FINANCING ACCEPTED.4 BEDROOM.2.1M.
Advertisement ID :
1677951
Category : House
Location : Bacoor, Cavite
Ads Classification : For Sale
Price:P 2,236,000.00
Address : Beside SM Molino, Bacoor City, Cavite
Bedrooms : 4
Bathrooms : 3
Floor Area : 110 sqm.
Land Area : 80 sqm.
Condition : New
Date Updated : December 9, 2009 (posted October 3, 2009)
Short URL : http://sulit.com.ph/1677951

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Description






Madison House Model
Ridgecrest, Molino, Cavite, Philippines

Floor Area: 110 square meter
Typical Lot Area: 80 square meter

House Finishes
Pre-Painted Exterior/Interior Walls
Tiled Toilet & Bath
Tiled Kitchen Counter (with staineless kitchen sink
Powder Coated Cathedral Window
Decorative Accent Stones
Provision for CATV, Telephone and Air-Conditioning Outlet

PAYMENT OPTION 1 - SUMMIT PHASE 2
SAMPLE COMPUTATION - BANK FINANCING
(INNER HOUSE - Ready for Occupancy in 18 Months)
Lot Area.........80 sqm.
Floor Area.....110 sqm.
(LOCATION: Summit @ Phase 2 - Facing East/Morning Sun)
Total Contract Price.............................2,289,600.00
Less: Balance Loanable to Bank.....1,865,600.00
Downpayment............................................424,000.00
Less: Reservation......................................30,000.00
Net Downpayment....................................394,000.00
(Payable in 12 months without interest)
Monthly DP in 12 mos............................32,833.33
Bank Financing Monthly Amortization:  Salary required:
5 yrs.....@ 10.5%............41,010.83...........136,702.78
10 yrs...@ 10.5...............26,085.28..............86,950.95
15 yrs...@ 10.5%...........21,534.13...............71,780.45
20 yrs...@ 10.5%.............19,537.59.............65,125.29

PAYMENT OPTION 1 - ALCOVE PHASE 1
SAMPLE COMPUTATION - BANK FINANCING
( INNER HOUSE - Ready for Occupancy in 18 Months )
Lot Area........80 sqm.
Floor Area.....110 sqm.
LOCATION: Alcove @ Phase 1 - NOT Facing East/Morning Sun
Total Contract Price.................................4,288,680.00
Less: Balance Loanable to Bank..........3,494,480.00
Downpayment...............................................794,200.00
Less: Reservation..........................................30,000.00
Net Downpayment........................................764,200.00
(Payable in 12 months without interest)
Monthly DP in 12 mos.................63,683.33
Bank Financing Monthly Amortization:  Salary required:
5 yrs.....@ 10.5%............76,632.65..............255,442.16
10 yrs...@ 10.5................48,675.41..............162,251.36
15 yrs...@ 10.5%.............40,150.59...............133,835.29
20 yrs...@ 10.5%...............36,410.83.............121,369.42
NOTE:
  • Fire and MRI insurance not included.
  • Processing Fees includes Transfer of Title.
  • Interest rate is reference only. Prevailing interest rate will apply upon loan takeout.
  • Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
  • Bank maximum terms will depend on salary & age (loan maturity is 55 yrs.).


PAYMENT OPTON 2 - SUMMIT PHASE 2
SAMPLE COMPUTATION - INHOUSE/PAG-IBIG FINANCING
( INNER HOUSE - Ready for Occupancy in 18 Months )
Lot Area.........80 sqm.
Floor Area.....110 sqm.
( LOCATION: Summit @ Phase 2 - Facing East/Morning Sun )
Total Contract Price.................2,215,400.00
20% Required downpayment.....424,000.00
Add: Processing fee......................95,000.00
Total Downpayment……...............519,400.00
Less: Reservation...........................30,000.00
Net downpayment........................489,400.00
(Payable in 18 mos without interest)
Monthly DP in 18 mos................40,783.33
80% Balance...........................1,696,000.00
Inhouse Financing Monthly Amortization
5 yrs @ 18%................…43,915.46
10 yrs @ 21%.................34,756.62
Pag-ibig Monthly Amortization
5 yrs @ 10.5%............…36,464.00
10 yrs @ 10.5%.............22,896.00
15 yrs.@ 10.5%..............18,757.76
20 yrs. @ 10.5%............16,943.04
25 yrs. @ 10.5%............16,027.20
30 yrs. @ 10.5%.............15,518.40

PAYMENT OPTON 2 - ALCOVE PHASE 1
SAMPLE COMPUTATION - INHOUSE/PAG-IBIG FINANCING
( INNER HOUSE - Ready for Occupancy in 15 Months )
Lot Area.........80 sqm.
Floor Area.....110 sqm.
LOCATION: Alcove @ Phase 1 - NOT Facing East/Morning Sun
( 100 Meters From Main Entrance )
Selling Price.....................Php4,149,695.00
20% Required downpayment..794,200.00
Add: Processing fee.................178,695.00
Total Downpayment……............972,895.00
Less: Reservation........................30,000.00
Net downpayment.....................948,895.00
(Payable in 12 mos without interest)
Monthly DP in 12 mos..............78,574.58
80% Balance...............................3,176,800.00
Inhouse Financing Monthly Amortization
5 yrs @ 18%............…82,073.35
10 yrs @ 21%.............64,917.81
Pag-ibig Monthly Amortization
5 yrs @ 10.5%.......…69,889.60
10 yrs @ 10.5%.......44,665,.80
15 yrs.@ 10.5%........37,136.79
20 yrs. @ 10.5%.......33,886,.92
25 yrs. @ 10.5%......32,308.05
30 yrs. @ 10.5%......31,482.08
NOTE:
  • Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
  • Transfer of Title cost not included.
  • Processing fees includes One year Advance Real Property Tax & Insurances.
  • Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
  • Pag-ibig processing will be done by the Buyer. Inhouse processing by Developer.
  • Buyer will be paying INHOUSE amortization while Pagibig is in process.


PAYMENT OPTON 3 - ALCOVE PHASE 1
SAMPLE COMPUTATION - DEFERRED CASH
(Pay in 24 months with NO interest)
Lot Area.........80 sqm.
Floor Area.....110 sqm.
Selling Price.....................Php2,460,000.00
Add: Processing Fees..............110,700.00
Total Contract Price.............2,570,700.00
Less: Reservation.......................30,000.00
Net Total Contract Price......2,540,700.00
MONTHLY PAYMENT FOR 24 MONTHS
24 monthly payment without interest.....105,862.50
NOTE:
  • Big savings on interest charges.
  • Fire & MRI insurance on monthly payment is not included.
  • Processing Fees does not include Transfer of Title cost.
  • Price subject to change without prior notice. Always ask for updated prices.
  • Price always vary. It always depend on SIZE and LOCATION of BLOCK and LOT.


Amenities and Facilities
Clubhouse
Swimming Pool
Multi-Purpose Court
Park/Children’s Playground
Jogging Path
Elevated Water Tank
24-Hour Security

MADISON HOUSE MODEL SPECIFICATIONS
Lot Measurement: 8x10 meters
Frontage: 8m / Side: 10m

Photos of Actual Turn-over Unit of Ridgecrest
Actual turnover of Madison House Model @ The Ridgecrest
has only cement floor finish.
Tile installation will be Buyer's account.




Actual Photos of Madison Dressed-up Unit

Ground Floor
Kitchen: 2.7m x 3m / Dining: 3m x 6m
Service Area: 2m x 3m


Living Room - Dining Room
Kitchen - Carport
Laundry Area - Service Area
1 Toilet and Bath


Living Room



Dining Room and Kithcen

Elegant Staircase

Kitchen

Second Floor
Bedroom 1: 3m x 2.9m / Bedroom 2: 3m x 2.5m
Bedroom 3 (Master bedroom): 3m x 3.5m / Balcony: 3m x 1.7m


3 Bedroom - 1 Toilet and Bath


Masters Bedroom





Bedroom 2

Toilet and Bath

Attic / Third Floor
Bedroom 4: 2.9 x 3m / Toilet & Bath: 1.3m x 3m
Carport: 3m x 3m / Easement: 2m x 1m
Multipurpose Area: 6m x 3m


1 Bedroom - 1 Toilet and Bath
Multipurpose Area


Bedroom 4


Pictures of Constructed Unit
Phase 1 - Alcove is 99% SOLD OUT.  Only 4 available units left for sale.
Phase 2 - Summit is 65% SOLD OUT. Price may change anytime.
FREQUENTLY ASKED QUESTIONS

1. RESERVATION - is Php30,000.00 for Summit Model or Alcove Model @ Ridgecrest Village. It is not refundable but is part of the downpayment. Buyer can transfer reservation and downpayments to another person or unit provided under same agent, developer and same price or price is higher than old unit.  All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mababawas sa payment provided updated ang account at nasa downpayment period pa. Just pay Php3,000.00 as transfer fee.  Approval may takes 2 weeks.

2. MONTHLY DOWNPAYMENT - your first downpayment will start 30-45 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.

3. MONTHLY AMORTIZATION - the first monthly amortization will immediately start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.

4. OTHER HIDDEN CHARGES? - There is NO HIDDEN charges.  Profriends does not charge
MOVE-IN fees.  Buyer will apply Water and Meralco connection after house is turned-over and accepted.                        
  • A.  Water - Estimated cost for water connection is Php3,800.00 (deposit & meter).  Timetable
  • is 1-2 weeks from application date.  Cost may vary depending on choosen project.
  • B.  Meralco - Estimated cost for electrical connection is Php2,700.00 (deposit & meter).  Timetable is 3-4 weeks from application date.  Cost may vary depending on choosen project.
  • C.  Construction Bond - Is required BY PROFRIENDS only if Buyer construct improvement (tiles/fence/balcony) after house is accepted.  Estimated amount is Php 5,500 - 10,500.00 depending on housing project choosen.  This Bond will pay for any damages (should there be any) during construction/improvement period.  Bond will be refunded if there is no damage done during construction.
  • D.  Pre Termination Fee - Profriends charge pretermination fee of 14% if Buyer decides to loan the Balance/Loanable Amount of Inhouse Financing to Pagibig (Individual Application).  Buyer will apply personally or thru SPA apply the loan with PAGIBIG Office.  Profriends will not handle the loan processing.  Buyer will be paying downpayment and amortization base on    INHOUSE computation.
                 
5.  HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Month 2.....1st Monthly Equity or Downpayment.  Submission of all required documents.
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14-17....1st Monthly Amortization and House Turnover

6. KAILAN PUEDE LUMIPAT:
A. For BANK Financing - 3 mos. after full payment of downpayment and Bank loan take-out (bank has paid the developer).
B. For IN-HOUSE Financing- 3 mos. after full payment of downpayment and submission of full requirements (docs & postdated checks) puede na lumipat. No need for loan take-out. If the 80% balance is thru individual Pag-ibig Financing,  Move-in only after full payment of Downpayment/Equity, payment of Pretermination Fee and Title Cost Transfer and full submission of requirements.
C. For SPOT CASH BUYERS/FULL PAYMENT of downpayment (OF NOT RFO UNITS), House completion and turnover will still follow by Developer's house completion schedule as shown in the Inventory Sheet.
D. Profriends will not allow Buyer to move-in/transfer unless ALL REQUIRED DOCUMENTS and POSTDATED CHECKS are fully submitted.

7. READY FOR OCCUPANCY UNITS - there are now ready for occupancy units of limited quantity for Alcove and Summit Single Attached House Model @ Ridgecrest Village. Reservation is First Come First Serve Basis.  Full payment of downpayment and full submission of documents are required before Buyer can move-in  or transfer to the house. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation. Estimated time to transfer or move-in is 1-4 mos.

8.) HOUSE CONSTRUCTION - Starts while Buyer is on downpayment period. By the time Buyer finish paying downpayment, house will be almost finish and ready for turn-over in 1-3 months

9.) HOUSE IMPROVEMENT - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit. Buyer can only start installation of tiles/improvement after house is turned-over.

10.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract  - (Optional)
5.) Certificate of Employment
6.) Postdated checks:
      Developer will give a Bank Referral Letter so Buyer can open a checking account.
      Only Php5,000.00 to open an account with PLANTERS DEVELOPMENT BANK, Imus, Cavite.
     REQUIRED CHECKS TO ISSUE:
     A.) 15 pcs. as per Downpayment or Equity term choosen
     B.) 36 pcs. for Monthly Amortization
     C.) 1 pc. Guarantee Check
     D.) 9 pcs. Real Property Tax for 10 yrs. Amortization Term. Or 4 checks for 5 yr term.
     E.) TOTAL REQUIRED CHECKS .....61 CHECKS
IF OFW, ADD THESE DOCUMENTS:
    7.) Passport
    8.) Special Power of Attorney (Not Authenticated)

11.) REQUIRED DOCUMENTS - BANK FINANCING / PAGIBIG

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation - Consularized
10.) Latest Income Tax Return or ITR (OFW are exempted)
11.) Postdated Checks:
        Developer will give Bank Referral Letter so Buyer can open a checking account.
        Only Php5,000.00 to open and maintain an account with Planters Developement Bank,
      Imus Branch.
       REQUIRED CHECKS TO ISSUE:  
        A.) 15 pcs. Downpayment or According to DP terms
        B.) 36 pcs. for Monthly Amortization
        C.) 1 pc. Guarantee Check
        E.) TOTAL REQUIRED CHECKS .....52 CHECKS
IF OFW, ADD THESE DOCUMENTS:
      12.) Passport
      13.) Special Power of Attorney duly Consularized in place of Work
      14.) Job Contract (Email Address of Employer Must Be Indicated)




Be Safe.  Protect Your House Investment.
Prices May Have Change By the Time You Read This Ads.
Please Always Ask If This Is Updated. Thank You.
BEWARE OF ADS IMITATORS









Tags: RIDGCREST NEAR SM MOLINO AFFORDABLE 4 BEDROOM 3 TOILET BEST INVESTMENT CAVITE PHILIPPINES PAG IBIG HOUSING HOUSE AND LOT

Automatic Keywords: ridgecrest cavite, ridgecrest, pag ibig houses in bacoor cavite, ridgecrest molino, 150 square meter house, house improvement, best tank, photos of latest model houses, house for sale philippines in sulit in bacoor, sample of request letter requesting cement

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Last Login : December 9, 2009 06:27PM
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Contact Details

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Contact Nos. : 0465177110, 09159937893
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RIDGECREST IN BACOOR, CAVITE,PHILIPPINES. SULIT BUY PROPERTY OF SINGLE ATTACHED HOUSES FOR SALE NEAR SM MOLINO MALL, AIRPORT, MAKATI, ALABANG, BEST SCHOOLS, HOSPITALS, CHURCHES,TRANSPORT TERMINAL. INHOUSE, BANK, PAGIBIG FINANCING ACCEPTED.4 BEDROOM.2.1M. RIDGCREST NEAR SM MOLINO AFFORDABLE 4 BEDROOM 3 TOILET BEST INVESTMENT CAVITE PHILIPPINES PAG IBIG HOUSING HOUSE AND LOT - House ridgecrest cavite, ridgecrest, pag ibig houses in bacoor cavite, ridgecrest molino, 150 square meter house, house improvement, best tank, photos of latest model houses, house for sale philippines in sulit in bacoor, sample of request letter requesting cement Philippines