100% FLOOD FREE HOUSE FOR SALE PHILIPPINES NR. SPLASH ISLAND OAKS MODEL IN CARMONA CAVITE 2 STOREY 4 BR 2 T&B W/ BIG BALCONY @ P1.6M ONLY

Clubhouse

Main road inside the subdivision.

LAND MARK

30 Minutes to Makati

Malls:

3 Minutes drive to Walter mart Carmona, Cavite

15 Minutes drive to SM Dasmarinas, Cavite

10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL

(Via SLEX)

Schools:

Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio San Agustin.

Banks:

BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc.

Resorts/Restaurants:

Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant),

30-45mins drive to TAGAYTAY

Benefits:

• Blending cosmopolitan and suburban living.

• Accessible through the major access road Mayor's Blvd. and Sugar road.

• Self-contained community with 24-hour security.

• Peaceful community, away from the noise and chaos of traditional urban setting.

• Offers fresh, clean air.

• Shuttle service

• Approximately 30mins from Makati

House Features:

• 4 Bedrooms

• Living Room

• Kitchen

• Dining Room

• 2 Toilets and Baths

• Terrace and Lanai

• Laundry / Service Area

• Provision for 2 Car Garage

• Provision for Front Lawn

• Provision for CATV, Telephone and Air-Conditioning Unit

House Finishes:

• Pre-Painted G.I. Roofing

• Tiled Kitchen Counter with Stainless Steel Kitchen Sink

• Tiled Toilet and Bath

• Ceramic Bathroom Fixtures

• Interior and Exterior Wall Paint Finish

Living Area

Dining Area

Ground Floor Bedroom

Staircase

Bedroom - 2nd Floor

Kid's Room

Master's Bedroom

Computations:

Option 1: Bank Financing (Inner Lot)
Selling Price ....................................        P1,625,000
20% Downpayment .........................            325,000
Less: Reservation ...........................              20,000
Net Downpayment ..........................            305,000
Payable in 15mo. ............................         20,333.33
Loanable Amount ...........................        P1,300,000
Legal and Misc. Fees ......................           130,000
Total Loanable Amt. ......................         P1,430,000

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. ........................................... 30,736.28
10yrs. .........................................  19,295.71
15yrs. .........................................  15,807.20

NOTE:
• Fire and MRI insurance not included.
• Move-in on the 16th to 19th month or after paying downpayment
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 10 yrs while locally employed has up to 15 yrs.
• Developer will process loan. Tied up with Metrobank and UCPB.
• Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).


School inside the Subdivision

Month 1 ; Day 1     Reservation

Day 7 to 21     Submission of Requirements (Please refer to Bank financing requirements)

Month 2 ; Day 5th or 20th     Ist Monthly Equity or Downpayment

Month 3 to 13 or Month 3 to 19     2nd to 12th or 2nd to 18th Monthly Equity or Downpayment

Month 14 to 17 or Month 20 to 22    Ist Monthly Amortization and House Turn-Over

Reservation is from P10,000 to P20,000 depending on the house model. It is non-refundable but will make as part of your downpayment. It can be transferred to another unit or  person provided it is from the same agent and developer. A transfer fee of P3,000.00 will be charged to the buyer. 1 to 2 weeks approval.

First monthly equity or downpayment will start either on the 5th or the 20th hit date of the following month upon reservation.

     Example: Reserved a unit on Jan. 1. First monthly equity or downpayment will start on Feb. 5. Succeeding payments deadline will be on every 5th of the month.

First monthly amortization will start a month after finishing payments of monthly equity or downpayment. It will not coincide with downpayment. (Hindi po magsasabay) Amount and duration will depend on the loan and term applied to bank. (25 years maximum for locals; 15 years for OFW)

Buyer will receive a letter of Guaranty from the developer (Pro Friends) stating that the house is ready for inspection. Buyer will be given 2 months to inspect and make repair request for the house. Buyer will issue a letter of acceptance when everything is well.

Aside from  2 months to make repair request for the house upon completion, buyer will also be given one whole rainy season to inspect the house. If found to have a leak, developer will make repair FREE of charge.

House improvement will only be allowed upon turn-over of the unit. Buyer will submit drawings/proposal to Engineering office of the developer for approval of alterations. This is to ensure structural integrity.

Buyer is required to make full downpayment and take-out of bank loan to transfer. Estimated time to move-in is 1 to 4 months.

In House (Initial Requirements)   

1.   Latest proof of income.
2.   3pcs. recent 1 x 1 I.D. pictures
3.   Marriage Contract, Birth Certificate, or Separation papers (if needed)
4.   Community Tax Cert. No.
5.   Complete post dated check for Equity and Amortization
6.   TIN

Additional Requirements for OFW  

1.   Initial requirements
2.   Job Contract
3.   Passport
4.   Special Power of Attorney (SPA)
5.   Valid I.D. of Attorney in Fact
6.   1 pc. I.D. picture of Attorney in Fact
7.   Residence Certificate of Attorney in Fact

Self Employed  

1.   Initial Requirements
2.   Affidavit of Income
3.   Business Name and Permit
4.   Passbook with 3 months maintaining balance
5.   ITR

5mins away from the Subdivision

Stop Renting! Own your Dream Home.