Realaffordablehomes @ Carmona Estates..Affordable yet Elegant Homes..at its BEST!!!With Road... Philippines
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Realaffordablehomes @ Carmona Estates..Affordable yet Elegant Homes..at its BEST!!!With Road Accessible Location at Carmona,Cavite..GUARANTEED FLOOD FREE!!

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Advertisement ID :
1714340
Category : House
Ads Classification : For Sale
Date Updated : November 3, 2009 (posted October 21, 2009)
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Description


                                               
CARMONA ESTATES One of the finest community offered by PRO-Friends,Inc.

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Property Company of Friends, Inc., more popularly known as Pro-Friends, is a property development company that started operations in February 1999.

It was established by a group of dynamic individuals who espoused a common vision of providing affordable quality homes in a real community setting, in the belief that building better homes means better lives.

Pro-Friends has grown from being a provider of homes for the low income group in small pocket developments, to medium rise condominiums and townhouses for the middle income earners, as well as single detached units in estate developments for the higher end market.

To date, the company has provided more than 20,000 quality and affordable housing units to its satisfied clientele mostly in the Cavite area, where it has found its market niche.

Moreover, the company prides itself in having developed a housing technology that has vastly improved not only the quality of its products, but also the efficiency of its operations and, consequently its financial position.


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Carmona Estates is a sprawling development and a blending cosmopolitan suburban living. It is a Peaceful community, awayfrom noise and chaos of traditional urban setting. It is a 73 hectareMasterplanned Community, composed of different house design and themes.
Its amenities allow you to enjoy the comforts of your community for leisure, spirituality, and family fun. such as Club House, Function Room, Basketball Court, Play ground and a Swimming pool. There also a Church, Commercial Area and school with in the Carmona Estate.

Carmona Estates is conveniently located near the Carmona Exit of the South Luzon Expressway, a 5 minute drive fromthe Carmona town proper and public market. It is only a 45 minute drive from the Makati Central Business District and has access to schools, hospitals, and business establishments in the nearby towns of Laguna. Definitely a lot closer when compared to Sta Rosa, less busy compared to Binan, and for those who live further south of Laguna, Carmona Estates is strategically located midway for all your personal and family lifestyle needs. There will also be a future access road to Sta. Rosa, Laguna where all the best schools like Don Bosco, De La Salle Canlubang and St. Scholastic Westgrove Heights are located. Also access road to Technopark Lag
una.

MODEL HOUSES

CEDAR House MODEL- Php 550,000
.00




2BR/1 T&B, 550,000/unit,
 N0 DOWNPAYMENT
5,000 Reservation

4,000/mo Equity for 9Mos.
3,825/mo Pag-ibig Amortization
Lot Area: 40sqm-House Area:28sqm.

SAMPLE COMPUTATION - PAG-IBIG FINANCING
(Ready for Occupancy in 10-12 months - Cedar House Model)

Selling Price..................................Php 550,000.00
Add: Processing Fee................................66,000.00
Total Contract Price................................616,000.00
Less: Loanable to Pag-ibig....................575,000.00
Total Equity................................................41,000.00
Less: Reservation Fee.................................5,000.00
Net Equity payable in 4 mos.................36,000.00
Monthly Equity for 4 mos.........................9,000

Balance Loanable to Pag-ibig................575,000.00

 

 

Monthly PAG-IBIG Amortization:


5 yrs @ 7%................................................11,385.68
10 yrs @ 7%.................................................6,676.23
15 yrs @ 7%................................................5,168.26
20 yrs @ 7%.................................................4,457.96
25 yrs............................................................4,063.98
30 yrs.............................................................3,825.48

 


Fire and MRI Insurance not included. Estimated at .0005% of loanable amount.


Note:

  • Developer accepts/process strictly Pag-ibig Financing Only for Cedar house model.
  • Processing fee includes transfer of title and other processing expense.
  • Buyer can move in upon full payment of equity and Pag-ibig loan take-out. Normally about 3 months from full payment of downpayment. Submission of full documents needed within 60 days from date of reservation.

Cypress House Model- Php 750,000.00


 



House Features:


- Two (2) Storey

- Three (3) Bedrooms with partition
- One (1) Toilet and Bath
- Living Area

- Dining Area

- Kitchen Area

- Provision for Service/Laundry Area

- Provision for One (1) Car Garage


House Finishes:


- Pre-Painted G.I. Sheets
- Steel Casement Windows

- Pre-cast Panel System

- Painted Exterior & Interior Walls
- Water Closet
- Tiled Kitchen Counter
- Tiled Bathroom
- Floor Cement Finish

 

SAMPLE COMPUTATION - PAG-IBIG FINANCING


(This Inner Unit Will be Ready for Occupancy in 12-14 mos.)

Block: 22
Lot: 38


Total Contract Price.................................................        840,000.00

Less: Loanable to Pag-ibig.......................................        750,000.00

Required Equity..........................................................      90,000.00

Less: Reservation..........................................................     7,500.00

Net Equity
................................................................... 72,500.00

Monthly Equity for 12 mos
........................................... 6,875.00


 

Balance Loanable to Pag-ibig................................... 750,000.00

Monthly PAG-IBIG Amortization:


10 yrs @ 7%..................................................................   8,708.13
15 yrs @ 7%..................................................................   6,741.21
20 yrs @ 7%..................................................................   5,814.74
25 yrs @ 7%..................................................................   5,300.84
30 yrs @ 7%..................................................................   4,989.77


Fire and MRI Insurance not included.


Note:


  • Developer accepts/process Pag-ibig Financing for Cypress house model.
  • Processing fee includes transfer of title and other processing expense.
  • Buyer can move in upon full payment of equity and Pag-ibig loan take-out. Normally about 12 months from first downpayment. Submission of full documents needed within 60 days from date of reservation


Pines Townhouse Model- 1,040,000.00





House Features:


- Two (2) Bedrooms with Partition on the second floor
- One (1) Bedroom on the ground floor for guest, office or study room
- Two (2) Toilet and Bath with Tiles
- Laundry area at the back
- Tiled kitchen counter with stainless sink
- Provision for One (1) Car Garage
- Expandable to Four (4) Bedrooms
- Living Area
- Dining Area


House Finishes:


- Pre-Painted Long Span Roofing
- Painted Exterior & Interior Walls
- Water Closet
- Tiled Kitchen Counter
- Tiled Bathroom
- Steel Casement Windows
- Floor Cement Finish


SAMPLE COMPUTATION - PAG-IBIG FINANCING


(Ready for Occupancy in 12-15 months - Pines House Model)

BLOCK-30 LOT-12


Total Contract Price..........................................        1,187,200.00

Less: Loanable Amount to Pag-ibig................        1,040,000.00
Required Equity..................................................           147,200.00
Less: Reservation...............................................            10,000.00
Net Equity payable in 12 months...................            137,200.00
Monthly Equity for 12 months.........................              11,433.33


Balance Loanable to Pag-ibig..................          1,040,000.00


Monthly PAG-IBIG Amortization:


5 yrs @ 10.5%............................................22,353.66
10 yrs @ 10.5%..........................................14,033.24
15 yrs @ 10.5%...........................................11,496.15
20 yrs @ 10.5%...........................................10,383.15
25 yrs @ 10.5%...........................................9,819.49

30 yrs @ 10.5%...........................................9,513.29


Fire and MRI Insurance not included.


Note:

  • Developer accepts/process Pag-ibig Financing for Pines house model.
  • Processing fee includes transfer of title and other processing expense.
  • Buyer can move in upon full payment of equity and Pag-ibig loan take-out. Normally about 12 months from first downpayment. Submission of full documents needed within 15 days from date of reservation.
  • Price for CORNER lots and END unit are estimated at Php1M – up

Pines Single Attached- 1,340,000.00




Pines Single Attached @ Amandala Village


House Details

  • 3 Bedroom with room partition, with ceiling, painted finish na.
  • Guest/office/study room at the ground floor
  • 2 Toilet and Bath with tiles and ceramic fixtures
  • With Laundry Area at the Back
  • Tiled kitchen counter with stainless sink
  • Price include Title Transfer cost.
  • An access road direct to Sta. Rosa coming from the village
  • Laguna Technopark will be a kilometer away.
  • House Area: 60 square meters
  • Typical Lot Area: 50 square meters
  • Bank Financing to be processed by developer. Just submit required docs.
  • Available also in In-house Financing
  • 45 Minutes to Makati
  • 15 Minutes to Alabang
  • 5 Minutes to South Luzon Expressway
  • Developed by a Leading Developer, 2006 Awardee:

House Finishes:


- Pre-Painted Long Span Roofing
- Painted Exterior & Interior Walls
- Water Closet
- Tiled Kitchen Counter
- Tiled Bathroom
- Steel Casement Windows
- Floor Cement Finish


SAMPLE COMPUTATION - BANK FINANCING
(Ready for Occupancy in 4-6 months - Pines-SA Model)


Computations:


Option 1: Through Bank Financing
Selling Price ...................................... Php 1,340,000.00
Downpayment ..................................  Php 268,000.00
Less: Reservation .............................. Php 20,000.00
Net Downpayment ............................. Php 248,000.00
Payable in 12mo................................. Php 20,666.67

Loanable Amount ............................... Php 1,072,000.00
Legal and Misc. Fees ...........................Php 107,200.00
Total Loanable Amt. ............................Php P1,179,200.00

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. ............................................. Php 25,345.61
10yrs............................................. Php 15,911.53
15yrs............................................. Php 13,034.86


NOTE:
• Fire and MRI insurance not included.
• Move-in on the 13th to 15th month or after paying downpayment
• Processing Fees includes Transfer of Title.
• Interest rate is for reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 10 yrs while locally employed has up to 15 yrs.
• Developer will process loan. Tied up with Metrobank and UCPB.
• Bank maximum approved amount and term will depend on salary & age (loan maturity is 55 yrs.).


SAMPLE COMPUTATION – IN-HOUSE
(Ready for Occupancy in 4-6 months - Pines-SA Model)

Block 08
Lot No. 16
Lot Area: 80 sqmeter
Floor Area: 60 sqmeter

Total Contract Prize.................................... Php 1,412,840.00
Downpayment...........................................          331,240.00
Less: Reservation.......................................           20,000.00
Net Downpayment payable in 4 mos...........           311,240.00
Monthly Downpayment for 4 mos.................        77,810.00

Total Balance Loanable to IN-HOUSE................... 1,080,600.00


Monthly INHOUSE Amortization:


5 yrs..........................................................................       25,214.55

10yrs........................................................................ 22,170.55

MRI and Fire Insurance are included.

 

NOTE

  • IN-HOUSE financing has maximum of 10 yrs. term only.
  • Processing fee in Inhouse/Pag-ibig Financing does not include Transfer of Title.
  • Buyer will pay for it and estimated cost to transfer a title is Php43T up
  • Processing fee covers one (I) yr advance Realty/Property Tax, One (1) yr. Advance HOA (Homeowners Association ) dues, MRI and Fire Insurance, documentation and other



Oakwood House Model- 1,625,000.00




OAKSWOOD MODEL HOUSE @ CARMONA ESTATES

House Features:


  • Floor Area: 104 sq. m.
  • Lot Area: 88 sq. m.
  • Four (4) Bedrooms
  • 2 Toilet and Bath
  • Living Area
  • Kitchen Area
  • Dining Area
  • Laundry / Service Area
  • Provision for 2 Car Garage
  • Provision for Front Lawn
  • Provision for CATV,
  • Telephone and Air-conditioning Unit
 

House Finishes:


  • Pre-painted Long Span Roofing
  • Painted Exterior and Interior Walls
  • Tiled Kitchen Counter with Stainless Kitchen Sink
  • Tiled Toilet and Bath
  • Ceramic Bathroom Fixtures


IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 1,625,000.00 AND UP

Typical Selling PricePhp 1,625,000.00
Legal & Miscellaneous FeePhp 73,125.00
Total Contract PricePhp 1,698,125.00  
Loanable AmountPhp 1,300,000.00
DP/Equity PaymentPhp 398,125.00
Less: Reservation FeePhp 20,000.00
Net EquityPhp 378,125.00
Monthly Equity Payment - Payable within 12 mos.Php 31,510.42  

            Monthly Amortization
(Excluding MRI/Fire) 6 years to pay with 18% interest
Php 29,650.13
10 years to pay with 21% interestPhp 25,991.12

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 1,625,000.00 AND UP

Typical Selling PricePhp 1,625,000.00
Less: Reservation FeePhp 20,000.00
Selling Price Net of Reservation FeePhp 1,605,000.00
10% Discount within 7 days from the date of reservationPhp 1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservationPhp 1,452,525.00
9% Discount within 31 to 60 days from the date of reservationPhp 1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservationPhp 1,476,600.00

 

BANK FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 1,625,000.00 AND UP

Typical Selling PricePhp 1,625,000.00
Legal & Miscellaneous FeePhp 130,000.00
Total Contract PricePhp 1,755,000.00  
Loanable AmountPhp 1,430,000.00
DP/Equity PaymentPhp 325,000.00
Less: Reservation FeePhp 20,000.00
Net EquityPhp 305,000.00
Monthly Equity Payment - payable within 12 mos.Php 25,416.67 

                    Monthly Amortization

• Bank Financing computation is base on your bank of choice and subject to the bank’s requirements
• Bank’s prevailing interest at point of takeout shall apply
• Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interestPhp 30,736.28
10 years to pay with 10.5% interestPhp 19,295.71
15 years to pay with 10.5% interestPhp 15,807.20
20 years to pay with 10.5% interestPhp 14,276.83
25 years to pay with 10.5% interestPhp 13,501.80

AMENITIES:

Village Club House and Multipurpose Area,
-Swimming Pool,
-Shuttle Service,
- 24 Security
-Basketball Court
-kids play ground,
-Landscaped Open Spaces
- Elegant Entrance Gate,
-Energized by Meralco,
-Centralized Water System

 

Landmarks:


Malls


- 10 Minutes drive to Walter mart Carmona, Cavite
- 15 Minutes drive to SM Dasmarinas, Cavite
- 10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL (Via SLEX)


Schools


- Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio

San Agustin.


Banks


- BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc.


Resorts/Restaurants


- Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant), 30-45mins drive to TAGAYTAY

Just 30 minutes away from Makati Central Business District, Oakwood is situated in Carmona, Cavite (almost boundary of Laguna). Very close to access roads leading to schools country clubs, hospitals and shopping centers.






 

Contact us for more details....

Free Tripping on the site!!! Hurry! Call us Now!
                     Laarni Castillo
               02-5108964 /+63908-8912494
Email-ad & Ym Acct: laarni_mallari@yahoo.com





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Tags: House and lot,philippines,affordable house and lot,Carmona estates,near alabang, makait,carmona,cavite,laguna,pag-ibig housing loan,single dettached,single attached,pines,oaks,cedar,cypress,

Automatic Keywords: interior design 40sqm townhouse, sample design houses with estimated cost of 750 000 00, low cost housing in cavite, pro friends realty, laarni, metrobank housing loan, affordable home designs, cavite house and lot oaks 3 bedrooms, elegant homes carmona estates, interior design of 28sqm unit

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Realaffordablehomes @ Carmona Estates..Affordable yet Elegant Homes..at its BEST!!!With Road Accessible Location at Carmona,Cavite..GUARANTEED FLOOD FREE!! House and lot,philippines,affordable house and lot,Carmona estates,near alabang, makait,carmona,cavite,laguna,pag-ibig housing loan,single dettached,single attached,pines,oaks,cedar,cypress, - House interior design 40sqm townhouse, sample design houses with estimated cost of 750 000 00, low cost housing in cavite, pro friends realty, laarni, metrobank housing loan, affordable home designs, cavite house and lot oaks 3 bedrooms, elegant homes carmona estates, interior design of 28sqm unit Philippines