special corporate giveaways,new corporate package deco umbrella with student personal accident insurance for the son,daughter or relatives of the employee

Education is priceless. As expensive as it is nowadays, parents work so hard just to provide the best education they can give their children. No matter how costly it may get, parents make sure that their children finish college and earn a degree for them to land in a good job in the future. However, sending their children to school means exposing them to a greater possibility of risks and accidents.

Exposure to risk and accident is increased everyday especially for students as well as for teachers who travel to school, day in – day out.

Practically, students need Personal Accident Insurance. Why? It’s because expensive medical bills are one of the biggest reasons that some parents do not get to let their children continue their studies. Not only will Personal Accident Insurance secure parents from worrying about their children’s safety, but will also dramatically lessen their expenses when it comes to the possible risks or accidents that their children will be exposed to when at school, or even outside school.

Teaching staff needs insurance just as students need it too. Without teachers, the future generation will not be able to embrace education.

And so, in an effort to address the need for Personal Accident Insurance for students and teaching staff, we have designed a comprehensive insurance package for students. This product is calledCOMPAS.

COMPAS is an innovative insurance program suited for the students and teaching staff. It provides 24-hour accident coverage for 365 days whether in school or at home, whether traveling by land, air or sea anywhere in the Philippines. 

Personal Accident Insurance

Unforeseen events may arise in each of our daily lives. Whilst we try our best to take precaution, unexpected occurrences may happen. Our Personal Accident insurance is an annual policy which provides one sufficient compensation in the untimely occasion of injuries, disabilities or death.

PERSONAL ACCIDENT INSURANCE

Personal Accident Insurance is the type of insurance that provides benefits/indemnities in case of losses to the person or physical well-being of an individual which arise out of an accident.

LOSSES

• Direct Losses
  • Accidental Loss of Life - Death results out of injuries sustained by the individual.
  • Accidental Loss of Limbs or Sight of the Eyes - limbs may be severed or permanently disabled or eyes blinded out of injuries sustained by the individual.
• Indirect Losses
  • Loss of Income - as a result of the injuries sustained from the accident, the individual may be disabled for sometime either totally or partially. He may be confined in the hospital or bed-ridden at the house in which case he is unable to engage in his usual means of livelihood.
  • Medical Expenses - expenses incurred for the medical arrangement of the injuries sustained from an accident.

MAIN EXCLUSIONS

• Sickness
• Intentionally self-inflicted injury
• War or an act of war
• Military Service
• All Aviation, except as fare paying passenger in published scheduled flight
• Professional athletics or hazardous sports
• Natural Calamities
• Illegal Acts

Philfire’s Personal Accident Insurance

• Offers full-time, 24 hours, 365 days a year, and worldwide protection against accident which, an Insured Person may be exposed to.

• Coverage includes, but not restricted to flying as passenger, in any commercial airline, on any regular schedule, non-scheduled, chartered flight, or any military transport operated by any governmental authority.

• When injury results in any of the following loss to an Insured Person within 180 days after the date of accident, we shall pay the indicated amount of the Principal Sum (the amount of coverage for each person) for accidental loss.

Personal Accident Insurance Benefits

• Accidental Death - pays the designated beneficiary/ies of the whole principal sum for loss of life
• Dismemberment Due to Accident - entitles for a cash assistance should injury resulted to permanent dismemberment
• Medical Reimbursement - pays the actual medical expenses incurred for the treatment of accident related bodily injuries
• Burial Benefit - pays for burial expenses in the event of accidental death

  SA MGA INTERESADO PLS TEXT OR CALL ME AT 09293531252