Very Affordable..The Dream Home for Everyone

SAMPLE COMPUTATION FOR LANCASTER RESIDENCES

MANOR B TOWNHOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT) 

PRICE RANGE:                                              P 550, 000.00 up to P 999,999.00

Typical Selling Price                                       Php 730,000.00

Legal & Miscellaneous Fee                              Php 87,00.00
Total Contract Price                                       Php 817,000.00
 
Loanable Amount                                          Php 750,000.00
DP/Equity Payment                                        Php 67,000.00
Less: Reservation Fee                                    Php 7,500.00
Net Equity                                                    Php 60,100.00
Monthly Equity Payment 
- payable within 12 mos. with 0%                     Php 5,008.33
 
Monthly Amortization
5 years to pay with 10.5% interest                   Php 15,400.41
10 years to pay with 10.5% interest                 Php 9,258.41
15 years to pay with 10.5% interest                 Php 7,291.41
20 years to pay with 10.5% interest                 Php 6,365.15
25 years to pay with 10.5% interest                 Php 5,851.25
30 years to pay with 10.5% interest                 Php 5,540.40


The Manor House Model

 House Features:

Floor Area:    45 sq. m.

Lot Area:      40 sq. m. 
Complete Two (2) Storey Townhouse 
Three (3) Bedrooms with Partition 
One (1) Toilet and Bath 
Living Area 
Dining Area 
Kitchen Area 

Provision for One (1) Car Garage

House Finishes:

Pre-painted long span Roofing 
Painted Exterior and Interior Walls 
Water Closet 
Tiled Kitchen Counter 
Tiled Bathroom Flooring 
Floor Cement Finish 
Steel Casement Windows 
Pre-Cast Panel System

 FREQUENTLY ASKED 
1. Reservation-is Php 7,500.00 for this house and lot package. It is not refundable but is part of    the downpayment. Buyer can transfer reservation/payments to another person/unit, provided      account is updated and still in downpayment period. Provided also under same developer and      same price or price is higher than old unit. All payments made will be duly credited in the new    owner/choosen unit. Walang penalty or mawawala sa payment provided updated ang account      at nasa downpayment/equity period pa at hindi pa natake-out ng Pagibig ang loan.. Just pay      Php3,000.00 as transfer fee. Approval may takes 2 weeks.

2. Monthly Downpayment- first downpayment will start 30-40 days after paying the reservation.       Hindi po sabay ang pagbabayad ng reservation at first downpayment.

3. Monthly Amortization - the first monthly amortization will start after fully payment of                downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization. 

4. Kailan Puede Lumipat - Construction of the house and land development is ongoing now. For      Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid    the developer). Estimated time in loan processing is 3-4 mos after submission of full                documents. 

5. Ready for Occupancy Houses (RFO) - Sometimes, there are ready for occupancy houses. Full      equity must be paid and loan has been taken-out by Pag-ibig before Buyer can move-in or        transfer to the house. Please take note that house turn-over has only cement finish flooring in    all floors. Buyer will shoulder the cost of tiles intallation.

6. Hassle Free Loan Application - Developer will handle Pag-ibig processing. Just submit all the        required documents.

7.) The Manor is strictly PAG-IBIG Financing only. Inhouse Financing or Bank Financing is not          accepted.

Housing Loan Requirements

 3 pcs 1x1 ID pictures (husband and wife if married)

 Photocopy of 2 valid IDs (husband and wife if married) 
 Cedula/ CTC (husband and wife if married) 
 Pag-ibig counseling/ MSVS 
 TIN 
 Proof of Billing (Meralco, others) 
 PDCs for Downpayment/ Equity 
 2 Checks for Real Property Tax 
 Photocopy of passport (for OFW only) 
10. POP Record (for OFW only)
11. Proof of Income for more than 750,000 loan amount

  a. Locally employed
  1. Certificate of employment with compensation details
  2. Income Tax Return (ITR)/W2
  3. 3 months payslip

  b. Self-employed
  1. Cert of registration of business (DTI) 
  2. Business permit 
  3. Audited financial statement 
  4. BIR deposit slip 
  5. ITR with BIR stamp
  c. OFW
  1. Contract of employment  
  2. Job Contract duly signed by POEA


Access Roads (Route per min. riding a bus, mini bus, jeepneys, and others)

SM Bacoor-Centennial kalayaan 20 min
Epza-Centennial kalayaan 5 min
Tejero-Centennial kalayaan 10 min
Baclaran-Centennial kalayaan 40 min
Lawton-Centennial kalayaan 60 min
Lawton-Epza 65 min

Lawton-Sm Bacoor 50 min

20 min to pure gold and robinson imus

Acessible hospitals- UMC, Our lady of the pillar medical center, st. dominic hospital, asia medic, and many more

Near to de la salle university, eac, pcu, and st, dominic

Contact for more information and free house tripping at youre convenience...=)

Aizah Carranza 09202825718 or EMAIL AT aizahcarranza@yahoo.com
Ronald Carranza 09322778547

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