Personal Loan for Government Employees thru McLoanPro Philippines

Personal Loan is now open to Government Employees

from the following Government Agencies:

SSS - Social Security System

GSIS - Government Service Insurance System

DBP - Development Bank of the Philippines

Philhealth - Philippines Health Insurance Corporation

Land Bank of the Philippines

Qualifications Upon Application

FOR EMPLOYEES

1. Age must be at least 21 years old but not more than 65 years old at loan maturity.

2. Must be a Filipino citizen or foreigner/expat/embassy officials/diplomats who are physically residing in the Phils. for a term of 1 year or more.

3. Must reside or work within Security Bank Servicing Area.

4. With office and residence landline &/or mobile phone number

5. Regular / Permanent with current employer AND total employment work tenure of 2 years.

6. Gross Income

For Metro Manila: At least P20,000 monthly gross income For

outside Metro Manila: At least P15,000 monthly gross income

Note: If applicant is employed in a corporation or organization but owns at least 40% stake in the shareholdings, it shall be treated as self-employed.

Additional Requirements for Call Center/BPO Employees

1. At least 26 years old

2. At least 2 years work tenure with current employer

3. Supervisory level

4. Gross Income of P25,000

 FOR SELF-EMPLOYED

1. Age must be at least 21 years old but not more than 65 years old at loan maturity.

2. Must be a Filipino citizen or foreigner/expat/embassy officials/diplomats who are physically residing in the Phils. for a term of 1 year or more.

3. Must reside or work within Security Bank Servicing Area.

4. With office and residence landline &/or mobile phone number

5.   At least two (2) years of profitable operations in the same line of business

6.    Should not belong under high-risk businesses

7.    Should have at least 2 trade references (1 customer & 1 supplier)

8.   Gross Income

       For Metro Manila: At least P30,000 monthly gross income
   

       For outside Metro Manila:  At least P25,000 monthly gross income
 

Documentary Requirements

For Employees:

4. Latest one (1) month payslip

6. Latest Certificate of Employment (COE) 30 days validity

Additional Requirements For foreigners, expats, embassy officials, diplomats who are physically residing in the Philippines for a term of 1 year or more. 

1.    Employment contract

2.    Valid passport with resident visa OR

3.    Work permit and valid visa

4.    ACR / ICR / ACR1 (Alien Certificate of Registration)


Note:

*Embassy officials  are defined as foreigner diplomats, career consular officials, employees physically residing in the Philippines for a period of at least 1 year

*Maximum loan term should not be more than the visa validity
 

For Self-Employed:

4. Latest ITR and W4 with BIR or bank stamp

5. Two (2) years Audited Financial Statements (AFS)

6. Six (6) months Bank Statements

7. SEC/DTI Certificate of Registration

8. Trade references contact details (1 supplier and 1 customer)

Submit your On Line Loan Application Now!!!

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