copied from http://www.sulit.com.ph/index.php/view+classifieds/id/25209/METROVILLE+SUBDIVISION...TOWNHOUSES+For+Only+Php21%2C000.00+Equity%2C+Payable+12-+24+mos.++
WHY BUY IN METROVILLE:
Located at Brgy Alapan 1-C, Imus, Cavite.
Very accessible to schools & hospitals
Near public markets & places of worship
And other facilities every family needs.
Near Makro and Robinsons.
Only 20 minutes from the town proper (Imus)
Only 45 minutes from Makati Central Business District.
Complete with concrete roads, curbs and gutters
Complete electrical & water facilities
Underground drainage and centrealized water system.
AMENITIES:
Park & Playground
Multi-purpose Hall
Basketball Court
SAMPLE COMPUTATION REGULAR UNITS - PAG-IBIG FINANCING:
1.) SECONDARY ROAD - BARE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...............Php629,000.00
Equity.....................................................21,000.00
Less: Reservation................................5,000.00
Net Equity Payment............................16,000.00
Monthly Equity Payment Payment:
Option 1.....12 mos. to pay no interest.....1,333.33
Option 2.....24 mos. to pay no interest........666.67
Balance Loanable to Pag-ibig.................608,000.00
Estimated Monthly Pag-ibig Amortization:
20 yrs.................6,070.15
30 yrs.................5,561.61
2.) SECONDARY ROAD - COMPLETE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price................Php744,000.00
Equity....................................................21,000.00
Less: Reservation...............................5,000.00
Net Equity Payment...........................16,000.00
Monthly Equity Payment Payment:
Option 1.....12 mos. to pay no interest...1,333.33
Option 2.....24 mos. to pay no interest......666.67
Balance Loanable to Pag-ibig...............723,000.00
Estimated Monthly Pag-ibig Amortization:
20 yrs.................7,218.29
30 yrs..................6,613.56
3.) MAIN ROAD - BARE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...........Php649,000.00
Equity................................................41,000.00
Less: Reservation..........................5,000.00
Net Equity Payment.......................36,000.00
Monthly Equity Payment Payment:
Option 1.....12 mos. to pay no interest....3,000.00
Option 2.....24 mos. to pay no interest....1,500.00
Balance Loanable to Pag-ibig...............608,000.00
Estimated Monthly Pag-ibig Amortization:
20 yrs.................6,070.15
30 yrs.................5,561.61
4.) MAIN ROAD - COMPLETE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price................Php764,000.00
Equity.....................................................41,000.00
Less: Reservation................................5,000.00
Net Equity Payment............................36,000.00
Monthly Equity Payment Payment:
Option 1.....12 mos. to pay no interest..........3,000.00
Option 2.....24 mos. to pay no interest..........1,500.00
Balance Loanable to Pag-ibig......................723,000.00
Estimated Monthly Pag-ibig Amortization:
20 yrs.................7,218.29
30 yrs..................6,613.56
Amount to be Paid Upon Pag-ibig Loan Take-out:
HDMF Processing Fee................Php3,000.00
Estimated MRI/Fire Insurance.........7,000.00
NET CASH OUT...............................10,000.00
NOTE:
* Required Net Disposable Income is Php16,000.00.
* MRI/FIRE Insurance subject to Final computation of HDMF.
* Kung gusto ninyong maliit ang monthly pag-ibig amortization, maaari po ninyong lakihan ang equity.
ACTUAL INTERIOR PHOTOS OF MODEL HOUSE:
SAMPLE COMPUTATION REGULAR UNITS - INHOUSE FINANCING:
1.) SECONDARY ROAD - BARE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...............Php 629,000.00
20% downpayment...........................125,800.00
Less: Reservation................................5,000.00
Net downpayment...............................120,800.00
Monthly downpayment:
Option 1.....6 mos. to pay no interest....20,133.33
Option 2.....12 mos. to pay no interest..10,066.67
Balance Loanable Inhouse................. ...503,200.00
Estimated Monthly IN-HOUSE Amortization:
5 yrs.................13,613.07
10 yrs...............10,060.48
2.) SECONDARY ROAD - COMPLETE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...............Php744,000.00
20% downpayment...........................148,800.00
Less: Reservation................................5,000.00
Net downpayment...............................143,800.00
Monthly downpayment:
Option 1.....6 mos. to pay no interest...23,966.67
Option 2.....12 mos. to pay no interest.11,983.33
Balance Loanable Inhouse....................595,200.00
Estimated Monthly IN-HOUSE Amortization:
5 yrs.................16,101.95
10 yrs...............11,899.83
3.) MAIN ROAD - BARE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...............Php649,000.00
Equity...................................................129,800.00
Less: Reservation................................5,000.00
Net Equity Payment..........................124,800.00
Monthly Equity Payment Payment:
Option 1.....6 mos. to pay no interest...20,800.00
Option 2.....12 mos. to pay no interest.10,400.00
Balance Loanable In-house...................519,200.00
Estimated Monthly IN-HOUSE Amortization:
5 yrs.................14,045.92
10 yrs...............10,380.37
4.) MAIN ROAD - COMPLETE
Lot Area: 36 sqm.
Floor Area: 47 sqm.
Total Contract Price...............Php764,000.00
Equity........................................................152,800
Less: Reservation................................5,000.00
Net Equity Payment.........................147,800.00
Monthly Equity Payment Payment:
Option 1.....6 mos. to pay no interest...24,633.33
Option 2.....12 mos. to pay no interest.12,316.67
Balance Loanable .................................611,200.00
Estimated Monthly IN-HOUSE Amortization:
5 yrs.................16,534.79
10 yrs...............12,219.72
NOTE:
* Required Net Disposable Income is Php16,000.00.
* MRI/FIRE Insurance subject to Final computation of HDMF.
* Kung gusto ninyong maliit ang monthly pag-ibig amortization, maaari po ninyong lakihan ang equity payment.
FREQUENTLY ASKED QUESTIONS:
1. Reservation is Php5,000.00. It is not refundable.
2. Monthly Equity - the first monthly equity will start 30 days after paying reservation.
3. Monthly Amortization - the first monthly amortization will probably start on the 3rd month. Depende po sa bilis ng approval ng Pag-ibig Office. Maaring magkasabay ang inyong buwanang equity at Pag-ibig amortization.
4 House Turnover - Maaring within 2-3 months mula reservation date. Depende sa Pag-ibig Approval.
5. Ready for Occupancy Units - Magkakaroon ng ready for occupancy units mula August hanggang sa mga susunod ng buwan. Siguruhin lamang na makapagreserve ng maaga.
6. Hassle Free Loan Application - Developer will handle processing of BANK and INHOUSE Financing. Just submit all the required documents.
Maaari namin kayong matulungan maging Pag-ibig Member para maka-apply kayo ng Pag-ibig Housing Loan dito sa METROVILLE.
7.Required Documents - FOR LOCALLY EMPLOYED: Recent 1 x 1 ID Picture signed by the borrower at the back, Marriage/Birth Certificate, Proof of Billing (Meralco/Telephone Bill),Cedula, Company ID, 3-6 Months Payslip.FOR OFW APPLICANTS/FILIPINOS MARRIED TO FOREIGNER: Passport Copy, Job Contract or Certificate Of Employment and Compensation,
POEA Certificate, Affidavit of Waiver from Foreigner Husband, Special Power of Attorney (Authenticated by the Embassy).
8. Only PAG-IBIG and IN-HOUSE financing is acceptable in METROVILLE SUBDIVISION.
9. BARE UNIT - No tiles, no room partition and no ceiling.
10. COMPLETE UNIT - with tiles, with room partition and ceiling.
CONTACT FOR MORE INFO & DAILY FREE HOUSE VIEWING:
VIRGIE LAZARTE
CEL: (+63) 919-283-06-21
TEL: (632) 803-49-66
FAX: (632) 803-49-66
EMAIL: vialaz58@yahoo.com
WEBSITE: eleganthouses.blogdrive.com
Sample computation are for references only. Actual computation will depend on prevailing interest rate. Prices are subject to change without prior notice.
copied from http://www.sulit.com.ph/index.php/view+classifieds/id/25209/METROVILLE+SUBDIVISION...TOWNHOUSES+For+Only+Php21%2C000.00+Equity%2C+Payable+12-+24+mos.++
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