Insure your Car, Business and Home at Charter Ping An Insurance! Philippines

PLUS:

Definition of Fire Insurance

A contract whereby one (PhilCharter) promises, for a consideration (Premium) to indemnify another (Insured) for direct loss or damage of the latter’s property by fire or lightning.

The Sum Insured 
The maximum limit of liability Philcharter may assume and the basis upon which the premium is calculated. It is not a declaration of the insured property’s value nor it is the amount which PhilCharter should pay in the even of loss, unless there is stipulation to this effect.

Who may be Insured?

What may be Insured?

SPECIAL ALLIED PERILS INSURANCE

Perils that are customarily excluded in the Standard Fire Policy but may be availed of through additional premium. They may also be known as Extra Perils, Special Perils, Extraneous Perils or simply as Other Perils. 

A) Earthquake Fire and Shock
B) Typhoon and/or Flood
C) Extended Coverage Endorsement (EC) – covers the perils of Explosion, Falling Aircraft, Vehicle Impact, and Smoke.

D) Riot and Strike - this covers loss or damage directly caused by:

BUSINESS SECURITY

BUSINESS SECURITY ADVANTAGE:

PhilCharter’s BusinessSecurity helps you to be more than responsible business owners!

It aims to provide:

• Customized insurance protection for various business operations
• Stores
• Shops
• Offices
• Restaurants
• Kiosks
• Clinics
• Beauty Salons
• Water Refilling Stations
• Provides business with comprehensive business protection at affordable price

BusinessSecurity Basic Features:

1. PROPERTY INSURANCE

Pays for the loss or damage to property, equipment, furniture, fixture, fittings, business improvements, stocks and other contents arising from fire, lightning, impact by aircraft or other aerial devices, smoke damage, vehicle impact, typhoon, earthquake, flood, riots, strikes, and other malicious damage.

2. COMPREHENSIVE GENERAL LIABILITY

Pays for legal liabilities to third party for death, bodily injury (including illness), and for loss or damage to property which happens in connection with the conduct of business insured under the policy.

BusinessSecurity Optional Coverage:

1. Business Interruption Cover

Pays for the extra expense or necessary extra costs incurred to temporarily continue as normal following interruptions to your business due to the insured perils, including the costs of fitting out temporary business location.

2. Personal Accident Insurance

Compensation for accidental death or injury to enrolled employees not exceeding 65 years of age.

3. Money, Securities and Payroll Insurance

Pays for the loss of money, including money intended for payroll, inside and outside premises.

4. Fidelity Insurance

Pays for the loss of money, securities and other valuable properties resulting from dishonest act of employees.

5. Flexibility

Accepts commercial risks requiring higher coverage for property based on clients requirements.

We also offer other insurance products such as: Bonds, Marine insurance, Engineering insurance and Casualty insurance.

In Charter Ping An, You're safe and sound.

For inquiries and quotation request: Pls. call me at the following contact numbers and i will be glad to answer your inquiries at once. Pls. look for Mr. Gerard Papa:

Globe: 0927-5436635                                          Twitter: @Gerard_papa.twitter.com

Landline: 642-5506 (Telefax)

Email: gdap_enterprises@yahoo.com

Ym: gdap_enterprises