HOUSE AND LOT FOR SALE Lancaster Estates Cavite 3BR 2TB Sophie Imus Real Estate Philippines

Selling Price: Php 1,600,000.00
House Model: Sophie
Village: Somerset Villages
Location: Lancaster Estates, Imus, Cavite, philippines
House Type: Single Attached
Condition: Brandnew
Storey: 2
Bedrooms: 3
Bathrooms: 2
Car Garage: 1
Laundry Area/Lanai/Lawn: Yes
Regular House Area: 52 square meters
Regular Lot Area: 80 square meters

Property Consultant - Ms. Marie gerlie de leon
Company/Developer - Property Company of Friends Inc.
ID Control # - 15554
Smart Cell - +63-908-895-1202
Sun Cell - +63-932-865-2451
Viber - +63-932-865-2451
Land Line - 046-4021-322
YM - myhomesweethome36
Email Add - myhomesweethome36@yahoo.com
Website - www.newcavitehouses.com

	Option 1 -  Bank Financing  12.5% Down Payment 15 mos. to pay > No Interest	Option 2 -  InHouse Financing  30% Down Payment 24 mos. to pay > No Interest
Total Contract Price	Php 1,728,000.00	Php 1,672,000.00
Required Downpayment	216,000.00	501,600.00
Less Reservation Fee	20,000.00	20,000.00
Net Required Downpayment	196,000.00	481,600.00
Monthly Downpayment	13,066.67	21,066.67
Loan Amount	Php 1,512.000.00	1,170,400.00
Amortization
05 years	32,807.46	30,274.29
10 years	20,663.12	23,953.83
15 years	16,929.95
20 years	15,273.05

Requirements For Bank
1. Pictures (H-W-AIF) 3 pcs. 1X1
2. Valid ID (H-W-AIF) - 2 kinds
3. Tax Account Number ( TIN )
4. Birth / Marriage Certificate
5. Cedula (H-W-AIF)
6. Proof of Billing
7. Income Tax Return (locally Employed)
POST DATED CHECKS
1. 12 pcs. Downapyment (Per DP term)

Requirements for InHouse

1. Pictures (H-W-AIF) 3 pcs. 1X1
2. Valid ID (H-W-AIF) - 2 kinds
3. Tax Account Number ( TIN )
4. Birth / Marriage Certificate
5. Cedula (H-W-AIF)
6. Certificate of Employment or Job Contract
7. Special Power of Attorney
(Do Not Consularized)

 Floor Plan of Sophie House Model

Postdated Checks:
1. 24 pcs. Downpayment (Per DP term)
2. 36 pcs. Monthly Amortization.
3. 1 pcs. Guaranteed Checks
4. 9 pcs. Real Property Tax for 10 yrs. amortization term

Our Selection of Beautiful Homes Appeals to All Appetites, from Young Families to Retired Professionals, And if You Have your Own Vision of what your Dream Home should be, We will Transform Your Ideas into Reality with Our Custom home Creation Services Come Home to Your Home Sweet Home

The First and Only Village in Imus that Offers a Free Linear Park in every House and Lot sold.
Images above shows the 7 meters wide linear park that separate the back of each dressed-up model HOUSES. This is an open space at the back that will be turn-over to homeowners with fence and gate in every house - all for FREE. At right is a closer shot of the linear park taken at 5pm. on a sunny day. A very nice place for your family, for relaxation, children's playground, dining or barbecue party and family gathering.

Postdated Checks:
1. 24 pcs. Downpayment (Per DP term)
2. 36 pcs. Monthly Amortization.
3. 1 pcs. Guaranteed Checks
4. 9 pcs. Real Property Tax for 10 yrs. amortization term

Our Selection of Beautiful Homes Appeals to All Appetites, from Young Families to Retired Professionals, And if You Have your Own Vision of what your Dream Home should be, We will Transform Your Ideas into Reality with Our Custom home Creation Services Come Home to Your Home Sweet Home

The First and Only Village in Imus that Offers a Free Linear Park in every House and Lot sold.
Images above shows the 7 meters wide linear park that separate the back of each dressed-up model HOUSES. This is an open space at the back that will be turn-over to homeowners with fence and gate in every house - all for FREE. At right is a closer shot of the linear park taken at 5pm. on a sunny day. A very nice place for your family, for relaxation, children's playground, dining or barbecue party and family gathering.

Sophie Single Attached Features

Three (3) bedrooms
Living area
Kitchen area
Two (2) Toilets and Baths
Laundry & service area
Dining area
Provision for Big Balcony
Provision for one (1) carport
Provision for CATV, telephone & airconditioning unit

Amenities

24 hour security
Entrance gate
Exclusive country club
Swimming pool
Basketball court
Roman Catholic Chapel
School
Commercial areas
Shuttle service
Landscaped parks and playgrounds
Centralized water system
Concrete roads

Location and Vicinity Map

Lancaster Estates is the only housing development with affordable price that's nearest to city of Manila 16.3 kilometers away from Airport. About 30 minutes drive.
Master Plan of Lancaster Estates
Lancaster Estates is a 600 hectares housing development in Cavite. The property starts in Kawit then Imus ends in Gen. Trias , Cavite. Each village will have its own gate, security and perimeter fence. It's now called a township because it has school, church, commercial area, wet market, bus terminal, gas station and complete amenities to serve the almost 30,000 houses once this whole hectares is developed and constructed.

Turn-Over House Photos
Below are photos of a Sophie Turn-over or as delivered unit without furnishing and improvement. All expenses for dressing-up and furnishing the unit will be paid for by Buyers. Improvement can only be done after house is delivered or turned-over by the Developer to Buyer.

    

    

    

 

     

 

    

 

    

 

In-house and bank Financing
1. Bank thru BDO: 10-12.5% downpayment payable in 12-15 mos. Zero interest. Estimated Move-in date: After 15 - 18 month.
2. Inhouse Financing: 30% downpayment payable in 24 mos.Zero interest. Estimated Move-in date: After 16th-18th month.
Developer of these house and lot for sale will process your loan with the Bank and so with Inhouse loan. Just submit all required documents within 60 days after reserving your unit for early evaluation of your papers.

Who are Qualified To Apply Bank Housing Loan

Must be Filipino citizen.
If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
Must be presently working.
No problem with marital status.
No pending legal cases.
No cancelled or unpaid or on amnesty credit cards. No unpaid loan account.

Buying Procedure
1. Visit the Site
You may call, text, email or chat with us for your viewing schedule. Suggestion is at least a day before the date. If you are not available or out of country, a trusted representative will do. Since there are only few units left with good location and reservation is on First-Come-Frist-Serve basis, we suggest you bring cash for reservation payment. For sure, unit with nicest location is no longer available on your next visit.

2. Choose the Best Location
Choose the Block and Lot base on our Sales Map. Request computation base on Bank & Inhouse Financing and review it. Ask your Agent to explain the mode of payment for the two financing scheme.

3. Reservation
After reviewing the computation, the chosen block & lot must be reserved by paying the corresponding reservation fee. Reservation payment will ensure the unit is yours and any price increase price will not affect your reserved unit. A counselling or briefing will follow after paying the reservation fee.

4. Profriends Form & Bank Forms
After reservation, Bank or InHouse froms or documents will be given for signature. These forms can be brought home and submit after one week. It's a must that you read and understand clauses in the Contract to Sell and other forms. These documents must be submitted within 90 days. Delay in submission of all requirements may cause delay in house construction.

5. 1st Downpayment Due Date
Your first downpayment will start within 30-45 days from reservation date. Submit Promissory Letter thru email @ bsr.customerservice@profriends.com if you cannot pay on schedule to avoid cancellation of your reservation. Send us copy of your email for future reference. Next payment is your 2nd DP. Please check or refer to due dates schedule given during reservation.

6. Checking Account Opening
If you have no checking account, Profriends have accredited banks like BDO - Wilson St/Greenhills Branch & Planters Development Bank - Imus Branch. On our part, we can assist you with PS Bank - Niog Bacoor Branch & RCBC - Niog Bacoor Branch.

7. Where to get updates of your house?
Email Profirends' Customer Service @ bsr.customerservice@profriends.com to get updates on:
Updates on Lacking docs or requirements
Request for Change of Due Date - Can only request once. Admin Fee: Php100.00
Request for Change of Unit or Ownership - must be done within 120 days from reservation date. Transfer Fee: Php3,000.00
Payment verification. Request for Payment Ledger
Lacking documents or requirements
Buyers may submit by scan email ID, cedula & passport.
Bank Loan application status
House Construction Status
House turn-over schedule or Move-in date
House Inspection Date or request a Certificate For Inspection (CFI)
Other matters that need clarification.

Important Reminder:
Unit ID - Always indicate your Unit ID (Block & Lot of your house) in all emails sent to Profriends.
Signatures - Only signature / emails of Buyers or their Atty-in-Fact (SPA) are allowed/accepted.
Approval - Request approval may take 2-4 weeks.
Send Us Copy - Please don't forget to CC or send us copy of your email for future references

Payment Details

Reservation, downpayment & amortization will not be paid at the same time.
Reservation Fee will only be your initial cash out or required cash during tripping.
Downpayment will only start 30-45 days after reservation date.
Amortization will only start after downpayment term of Bank or Inhouse financing

For Bank financing:

DP term is 15 mos without interest.
If you decide to pay the DP in spot cash, you will not be required to pay the next succeeding months or until 4th month.
House turn-over or move-in after loan take-out. Estimated date is 18 months from reservation date.
Amortization will only start after 18th month and loan take-out by the Bank (means Bank has paid the Profriends)

For Inhouse Financing

DP term is 15 mos without interest.
If you decide to pay the DP in spot cash, move-in or house turn-over will be within 18 months.
If you pay in installment, move-in or house turn-over will be after full DP. No loan take-out is needed for inhouse financing.

Bank Financing Requirements

3 pcs. 1 x 1 Picture (Husband & Wife & SPA)
2 Valid ID (Husband & Wife & SPA)
Proof of Billing
Tax Identification Number (TIN) and Cedula (May get at municipal office)
Income Tax Return (ITR) for locally employed only. OFWs are exempted to submit.
Husband and wife must have No cancelled credit card. No credit card on amnesty payment. No legal cases too.
Consularized Special Power of Attorney. Only nearest relative is allowed to be your Atty-in-Fact.
15 pcs. Postdated cheques (developer will give the Planters Development Bank referral so buyers can open easily)

Inhouse Financing Requirements

3 pcs. 1 x 1 Picture (Husband & Wife & SPA)
2 Valid ID, TIN No. & Cedula (Husband & Wife & SPA)
70 pcs. Postdated cheques (developer will give the Planters Development Bank referral so buyers can open easily)
Income Tax return ( ITR )

Developement Profile

Balance of work and play
With the recent opening of the Manila-Cavite Expressway (Cavitex), you can now get to Lancaster Estates in less than 20 minutes from the Coastal road in Parañaque. Travel time has really been cut short, giving you more time to spend with family and loved ones

Enjoy a vacation without leaving home
Lancaster Estates allows residents to move in a relaxed pace and bond with their families. It offers a wide range of lifestyle amenities that include Leighton Hall, and a swimming pool where you and your loved ones can enjoy anytime. Bond with friends in a game of basketball at the covered court. Set up a picnic or cook-out at the Family Courtyard – that extra open space behind almost every home that can be used as a safe playground for kids. Enjoy the benefits of more space, abundant natural light and ventilation offered by the Family Courtyard.

Everything within reach
The estate chapel, The Church of The Holy Family, also allows the residents to delight in having a place of worship right where they live. St. Edward Integrated School, under consultancy with the Lasallian Schools Supervision Office(Lasso), is set up right in the heart of Lancaster Estates. Your children need not travel far to get an education. That means, no more morning rush, less stress to get to school on time, and spend more time with your family.

A shuttle service is made available for residents to go around the estate and the nearby town, for a minimal fee. A transport terminal within the estate will soon be operational, for added convenience of residents and guests. With a commercial complex in the community, you need not leave to get your basic needs.

Get value and quality
There are nine stylish and spacious house models to choose from in Lancaster Estates that will suit your lifestyle, your budget and your growing family’s needs:

Over View

Land Area: 600 hectares

Location: Imus, Gen. Trias, and Kawit in Cavite

Frequently Asked Questions

Reservation is Php 20,000.00 for Sophie @Lancaster Estates , Philippines. It is not refundable and not transferable in case you decide to cancel the unit. But it is part of the downpayment. Only Cash, Personal check, Company Check, Cashier's check or Manager's check are accepted as reservation fee. Credit cards are not accepted.
Why you see different prices
Prices of units located at the end part of the village is cheaper than those located nearer the entrance. Units facing east are also a little higher than units facing west, north or south. Corner and end lots are also higher because it has bigger lot area. Another reason is perhaps the advertisement you are seeing now is an old post or price and Agent has not edited it yet.
Processing fees also affect house prices. Inhouse processing fees is only 4.5% base on Selling price because Title transfer is Not included while processing fees for Bank is 8% of Sellling price because Title transfer is already included in the package.
Monthly Downpayment
First downpayment starts 30-45 days after reservation is paid. Hindi po sabay ang pagbabayad ng reservation at first downpayment. Downpayments are not refundable if Buyer cancels the account, but is transferable to another person or unit provided under same agent and developer. All downpayments made will be duly credited (penalties and interest incurred will be deducted) in the new owner/choosen unit. No penalty or deductions on payment if account is updated at nasa downpayment period pa. Just pay transfer fee of Php 3,000.00 upon approval which may takes 2-3 weeks.

Monthly amortization
For Bank-Ibig Financing, amortization will start on 25th month
For Inhouse Financing, amortization will start on the 31st month. Hindi po magsasabay ang monthly downpayment at monthly amortization. You can still transfer payments to another unit or person provided your account is updated and you're in INHOUSE financing scheme. If account is not updated, penalties, interest & commision released to agent will be deducted. There's a transfer fee of Php3,000.00 upon approval which may take 2-3 weeks.
Other Hidden Charges?
There is NO HIDDEN charges. Water and Meralco connection will be applied personally or thru representative after house is turned-over and accepted.
A.Water
Estimated cost for water connection is Php3,800.00 (deposit & meter). Timetable is 1-2 weeks from application date. Cost may vary depending on choosen project.
B.Meralco
Estimated cost for electrical connection is Php2,700.00 (deposit & meter). Timetable is 3-4 weeks from application date. Cost may vary depending on choosen project.

C.Construction Bond
Is required by PROFRIENDS only if you construct improvement or renovate (tiles/fence/balcony). Estimated amount is Php 5,500 - 10,500.00 depending on housing project choosen. The Bond will pay for any damages (should there be any) during construction/improvement period. Bond will be refunded if there is no damage done during construction.
D.Pre-Termination Fee
Profriends charge pretermination fee of only 40% of the required 14% if you decides to loan the balance or loanable amount of Inhouse financing to Pagibig or Bank of your choice. You will apply personally or thru SPA the loan with pag ibig Office in Makati with our assistance. Profriends will not handle processing of your loan. During this process, you will be paying downpayment and amortization base on Inhouse computation.

House Construction
Starts on the last 3 months of downpayment period. by full downpayment, house is more than half finish and ready for turn-over in 3 months.
When can Buyer Move-in to the house?
A. For Bank Financing:
Estimate on the 16th month of the downpayment period and loan has been approved by the Bank. Must submit all required
B. For Inhouse Financing:
Estimated on the 16th month of the downpayment period. Full submission of requirements (documents & postdated checks).
C. For Spot Cash payment of downpayment (Of rfo Units): After full payment of downpayment estimated time 3-6 months.
House Improvement
Developer accepts deletion only (for Inhouse financing only) of tiles in bathroom & kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request may takes 2-3 weeks. You are allowed get outside contractor to do the improvement of your unit after house is turned-over.. No deletion is allowed for Bank Financing.
Important Reminder
Profriends will not allow you to inspect the house, move-in or transfer unless all requirements and post dated cheks and are fully submitted

Property Consultant - Ms. Marie gerlie de leon
Company/Developer - Property Company of Friends Inc.
ID Control # - 15554
Smart Cell - +63-908-895-1202
Sun Cell - +63-932-865-2451
Viber - +63-932-865-2451
Land Line - 046-4021-322
YM - myhomesweethome36
Email Add - myhomesweethome36@yahoo.com

Website - www.newcavitehouses.com