BLUE CROSS MEDICAL INSURANCE - for your healthcare needs Philippines

The rising costs of hospitalization and medical treatment are one of the pressures you have to deal with in today's times. When illness strikes, you undoubtedly want to look for the best ways to secure and safeguard you and your loved ones. Blue Cross can help you financially prepare for life's uncertainties with our Medical Insurance Plans.

Medical Plans for Individuals and Families

Blue Royale

Blue Royale gives you the peace of mind that comes from knowing that you have the right people on your side in the event of a crisis. Our commitment to excellence and service coupled with our unmatched benefits make Blue Royale the best choice for you!

• Your choice of hospital, clinic, pharmacy and doctor…WORLDWIDE!
• Maximum coverage of up to US$ 2,000,000
• Swift reimbursement of eligible charges
• Maternity benefit
• Worldwide Emergency Assistance
• Emergency Evacuation Services
• Optional Out-patient Coverage for Dental and Vision
• Transport of Mortal Remains
• Available under Blue Royale (for infants to 65 years old) and Blue Royale Premier (66 years old and above)

Blue Royale Premier

Blue Cross understands your need to ensure that you and your loved ones will be secured, even in your later years. In order to help you better deal with life's physical and financial uncertainties, we offer you Blue Royale Premier.

• Your choice of hospital, clinic, pharmacy and doctor... WORLDWIDE!
• The best medical plan for Senior Citizens
• Maximum coverage of US$ 100,000
• Your choice of hospital, clinic, pharmacy and doctor... WORLDWIDE!
• Swift reimbursement of medical expenses based on your coverage
• Comprehensive range of Medical Insurance Benefits
• 24-Hour Customer Assistance and Emergency Hotline

Select Standard

Blue Cross understands your desire to safeguard yourself and your loved ones. We are here to help you financially prepare for the future.

Select Standard allows you to choose your own medical provider and reimburse medical benefits up to Php3,000,000 for each disability per lifetime.

Why Choose Select Standard?

• Full reimbursement of medical expenses based on your coverage

  When you choose Select, you are assured of swift, 100% reimbursement of eligible medical charges! Select provides a maximum coverage limit of up to Php3,000,000.

• Your own choice of doctor, hospital and specialist

  Select offers you complete freedom of choice. This means you can avail of the best medical treatment with your own choice of doctor, hospital, or specialist.

• Comprehensive range of medical insurance benefits

  Select offers a comprehensive range of in-patient and out-patient medical benefits, all designed to provide you the financial security and assistance you need in times of illness.

• Emergency overseas coverage

  Select also covers you for emergencies and accidents when you travel, so you can receive the best medical assistance anytime, anywhere in the world.

• 24-hour worldwide customer assistance and emergency hotline

  Blue Cross, with its partnership with Assist America, has a worldwide network of alarm centers and full time medical professionals ready to help you 24 hours a day, 7 days a week, 365 days a year.

  Select Plus

  Blue Cross understands your desire to safeguard yourself and your loved ones. We are here to help you financially prepare for the future.

  Select Plus provides you an aggregate medical benefit limit per year of up to Php3,000,000 while using your own doctor and hospital.

  Why Choose Select Plus?

  • Full reimbursement of medical expenses based on your coverage

    When you choose Select, you are assured of swift, 100% reimbursement of eligible medical charges! Select Plus provides an aggregate maximum coverage of up to Php3,000,000 per year.

  • Your own choice of doctor, hospital and specialist

    Select offers you complete freedom of choice. This means you can avail of the best medical treatment with your own choice of doctor, hospital, or specialist.

  • Comprehensive range of medical insurance benefits

    Select offers a comprehensive range of in-patient and out-patient medical benefits, all designed to provide you the financial security and assistance you need in times of illness.

  • Emergency overseas coverage

    Select also covers you for emergencies and accidents when you travel, so you can receive the best medical assistance anytime, anywhere in the world.

  • 24-hour worldwide customer assistance and emergency hotline

    Blue Cross, with its partnership with Assist America, has a worldwide network of alarm centers and full time medical professionals ready to help you 24 hours a day, 7 days a week, 365 days a year.

Access Facility Coverage Enhancement for Select Plans

Enhance your coverage! Add the ACCESS facility to your Select Plus & Select Standard Plan. Available under Semi-Private and Private, and sharing the same inner benefit limits as those of Select Plus and Select Standard, ACCESS allows you to avail of no-cash-outlay in-patient medical treatment using our accredited network of hospitals. However, in the event that you choose not to go to an accredited medical provider, you still retain the option of filing your eligible claims for reimbursement with Blue Cross.

Premier

Blue Cross understands your need to ensure that you and your loved ones will be secured & protected, even in your later years. In order to help you better deal with life's physical and financial uncertainties, we offer you Premier.

• The only choice for senior citizens
  Premier breaks new ground by offering the only medical insurance plan especially designed for those over 65 years of age. A plan that understands your continuing need for protection, this innovative product from Blue Cross can take care of you and your loved ones, even in old age.
  
  
• Swift reimbursement of medical expenses based on your coverage
  When you choose Premier, you are assured of swift reimbursement of eligible medical charges!
  
  
• Your own choice of doctor, hospital and specialist
  For the best medical care, Premier offers you complete freedom of choice: your own doctor, hospital, or specialist.
  
  
• Comprehensive range of Medical Insurance Benefits
  With a maximum coverage limit of up to Php1,500,000, you get the most comprehensive range of medical insurance benefits available in the Philippines.
  
  
• Emergency Overseas Coverage
  Premier also covers you for emergencies and accidents when you travel, so you can receive the best medical assistance anytime, anywhere in the world.
  
  
• 24-hour worldwide customer assistance and emergency hotline
  Blue Cross, with its partnership with Assist America, has a worldwide network of alarm centers and full time medical professionals ready to help you 24 hours a day, 7 days a week, 365 days a year.

Blue Cross Flexi For Groups of At Least 50 Members

BC Flexi offers flexible Group Medical Plans for groups with at least 50 employees. Clients may request us to modify their healthcare benefits to suit their needs. Available under reimbursement only or reimbursement and no-cash out plans.

OUR BENEFITS INCLUDE:

• One Layer Plan
• Room & Board (up to 45 days),
• Miscellaneous Hospital Expenses
• Artificial Limb
• Operating Theatre Fee
• ICU (up to 10 days)
• Emergency Ambulance, Surgeon's Fee (subject to RUV computation)
• Anesthetist's Fee (30% of Surgeon's Fee)
• Physician's Visit (non-surgical - up to 45 days)
• Emergency Out-patient
• Specialist's Fee
• Private Duty Nurse (up to 10 days)
• Companion Allowance (up to 5 days)
• Sports Coverage

Over-All Limit: Maximum benefit per illness per year

Deductible and Co-Insurance are optional

Emergency Out-Patient is a separate benefit

Designing the Benefits:

• Fixed number of days i.e. R&B, ICU
• The benefits, inner limits and maximum limit per disability can be customized to the requirement of the client. i.e. remove companion allowance, specialist's fee

Availment Scheme: Reimbursement OR No Cash-Out & Reimbursement
   For No cash-out

• Employees will be provided with a Blue Cross E-Card XP for medical network access.
• Access Fee: Ps.250

   For Reimbursement

• Employees will be provided with a Blue Cross E-Card XP for claims payment.

We can open our entire network of accredited medical providers to our Blue Cross Flexi client

Blue Cross Flexi Baby Group (20 to 49 Members)

Your employees are your most valuable assets. Insure them with Blue Cross today through BC Flexi, a group medical plan for groups with 20 to 49 employees. Blue Cross can tailor-fit healthcare benefits to suit your needs, so you can be sure you have health care coverage that has your employees' interest at heart.

Help your employees take those first steps towards a better life. Insure them with a trusted ally like Blue Cross. Because you know most valuable assets are worth protecting.

• Ideal for small groups
  Blue Cross Flexi Baby Group is designed for groups of 20-49 employees, ages 18 to 65.
  
  
• Full reimbursement of medical expenses based on your coverage
  Enjoy swift reimbursement as you avail of your benefits through any hospital, doctor or specialist of your choice.
  
  
• Comprehensive medical benefits at affordable premiums
  Blue Cross Flexi Baby Group offers a comprehensive range of medical benefits. Its plans are available at reasonable premiums to readily provide you financial aid in times of illness.
  
  
• 24-hour worldwide customer assistance emergency hotline
  Blue Cross, with our emergency assistance partner, has worldwide network alarm centers and full time medical professionals ready to help you 24 hours a day, seven days a week, 365 days a year

Insure your overseas workers with Blue Cross today. With Blue Royale DuoProtect, we offer you a product designed for the Overseas Filipino Worker that provides both medical and travel coverage. What's more , we offer a plan that matches most of the requirements of the Philippine Overseas Employment Agency for Seafarers, so you can be sure you have insurance coverage that has your overseas workers' interest at heart.

avail now and get 5% discount!

for presentation please contact below:

MEDALYN ZARATE

(0917)9465225

medalynann_zarate@bluecross.com.ph