Lancaster House For Sale Gen. Trias Cavite 3BR Single Margaret Real Estate Philippines

HOMES FOR SALE 100 sq.m Margaret at Lancaster Estates Cavite 16k per month downpayment Margaret with Location inside flourishing Lancaster Estates, Imus-General Trias Cavite very near Airport and Makati thru the Cavite Expressway (Cavitex). A two storey single attached house with 3 bedroom, 2 tiled toilet and bath, 1 car garage and service area. Also with linear park – an open space right behind the backdoor with fence and gate that serves as a safe playground for your kids, or your private lounge for relaxation.

Reserve your dream home now. Call us for house viewing today. 

Be The First To Avail 50% Reservation Discount.

Open House will be on February 23, 2013. Call Now!

Contact Seller: Grace Buid
Licensed Real Estate Broker No.: 0013569
Tel Nos: (02) 474-1093
Globecell: 0917-540-5195
Smartcell: 0908-897-2162
Suncell:    0932-844-4147
Email: eleganthouses58@yahoo.com
Yahoo Messenger: eleganthouses58
Website: www.eleganthouses58.sulit.com.ph
Facebook: http://www.facebook.com/pages/Eleganthouses58/214432951919504                                                                                                                                                                                                                             

Name of House Model:  Margaret
Type of House:  Single Attached.  Stand alone. (Link to next house)  
Name of Subdivision:  Sommerset Village
Location of Subdivision: Inside Lancaster Estates
Address of Lancaster Estates:  Barangay Alapan, General Trias, Cavite
Lot Area:  100  square meters
House Area:  72  square meters
House Features:  

• 3 Bedrooms
• 2 Toilet & Bath
• 1 Car Garage
• Free:  Family Courtyard  with fence and gate                                                                                                                                                                                                                                                              

Option 1: Bank Financing - 12.5% of TCP.  Payable in 15 Mos. No interest

Selling Price: Php 1,950,000.00
Add Processing Fees: 156,000.00
Total Contract Price (TCP):  2,106,000.00
Downpayment:  263,250.00
Less Reservation Fee: 20,000.00
Monthly Downpayment (DP): Php 16,216.67
DP Term: 15 months
AMORTIZATION:
10 yrs. @ 10%/yr.: Php 25,222.60
15 yrs. @ 10%/yr.: Php 20,672.82
20 yrs. @ 10%/yr.: Php 18,653.48

Note:

• First downpayment starts 30-45 days from reservation date.
• Amortization starts after DP term ends.
• Move-in or house turn-over:  6-8 mos. after DP term ends

Option 2: Inhouse Financing - 30% of TCP. Payable in 24 Mos. No interest

Selling Price: Php 1,950,000.00
Add Processing Fees: 87,750.00
Total Contract Price:  2,037,750.00
Downpayment: 611,325.00
Less Reservation Fee: 20,000.00
Monthly Downpayment (DP): 24,638.54
DP Term: 24 months
AMORTIZATION:
  5 yrs. @ 10%/yr: 36,216.93
10 yrs. @ 10%/yr: 28,514.24

Note:

• First downpayment starts 30-45 days from reservation date.
• Amortization starts after DP term ends.
• Move-in or house turn-over:  2 mos. after DP term ends

Option 3: Deferred Cash Payment - 24 Months to Pay Without Interest

Selling Price:  Php 1,950,000.00
Add Processing Fees:  87,750.00
Total Contract Price:  2,037,750.00
Less Reservation Fee:  20,000.00
24 Monthly Payment:   84,072.91

Note:

• First payment starts 30 days from reservation date.
• There is no amortization.
• Move-in or house turn-over:  2 mos. after DP term ends

Option 4: Spot Cash Payment (Full Downpayment or TCP)

• Discount on full downpayment is 7.5% if paid within 30 days from reservation date.
• Discount range for full Dp is from 5% - 7.5% depending on the date of payment.
• Discount on full payment of Total Contract Price (TCP) is 10% if paid within 7 days from reservation date.
• Discount range for full TCP is from 4% - 10% depending on the date of payment.

• Selling price is just the cost of the house. There is processing fees to be added.
• Total Contract Price is the sum of selling price plus processing fees.
• Processing fees for Bank Financing is 8% and Inhouse Financing is 4.5%. Base on selling price. 
• Above quoted price computation is limited.  There are few units left with this price.
• Don't be surprise if price change again next time you view my ads. 

Different Prices:

There are different prices for every block and lot in the sales map.

Higher....

• Price is higher if house is an end lot or a corner lot.  20% - 40% more.
• Price is higher if house is located near entrance gate and amenities.
• Price is higher if house is facing east or facing main road.
• Price is higher if house is located on village' phase 1 - 5 

Cheaper...

• Price is cheaper if house is facing west.
• Price is cheaper if house is an inner lot.
• Price is cheaper if house is a duplex (two houses are link).
• Price is cheaper if house has no park and located besides village fence (perimeter houses).

Advantages:

1. Ideal for Buyers who have no bad credit card record (unpaid credit card or loans), no marital status problem.
2. Low interest rate.  Our reference rate is 10% per year.  But prevailing interest rate will apply upon loan take-out (Bank has paid the Developer).  It could be lower than 10% depending on how long is your loan term. 

Processing Fees are Payment for What?

1. Cost of Transfer of Title.
   
2. Bank charges and Blue prints of house plans
3. Administrative, documentation and notarial expenses
4. One (1) year advance realty property tax & Insurances
5. Advance Homeowners Association (HOA) Dues for provision for preventive maintenance

Requirements To Be Submitted By The Buyer Within 30 - 60 days:

1. ID  (2 kinds of Government issued ID that are not yet expired)
2. Picture  (3 pcs. 1x1.  If married, husband and wife must submit)
3. Marriage Contract  (If married)
4. Proof of Billing (Get certification if Billing is not your name)
5. Income Tax Return (For locally employed Buyer only. OFW are exempted)
6. Consularized Special Power of Attorney 
7. Bank forms to be given during reservation.

Qualified To Apply Bank Loan

1. Must be Filipino citizen.
2. If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
3. Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
4. Must be presently working.
5. No problem with marital status.
6. No pending legal cases.
7. No unpaid credit cards or unpaid loan account.

Important Reminder:                                                                                           

• Profriends will apply, submit and process your loan with our accredited bank.  
• Buyer will pay the downpayment directly with Profriends not yet to the Bank.
• Even if Buyers has no existing bank or checking account, they are qualified to apply for a housing loan.
• Profriends will issue a Bank Referral Letter so Buyer can open a checking account if he has no existing checking account.

Grab This Special Promo for Bank Financing

• NO move-in fees.
• No hidden charges.
• No lumpsum payments.
• NO Income Tax Return (ITR) for OFW Buyers.
• NO minimum salary requirement. No limit on loan amount.
• NO need for Certificate of Employment or Job Contract or Payslips.
• Total Contract Price includes Title transfer, VAT taxes & Processing fees. 
  
• Developer will apply and process your loan with the bank.                                                                                                                                                                                    

Advantages:

1. Longer downpayment period.  
2. Balloon payment is accepted.  Pay bigger amount to shorten loan term, thereby saving interest.
3. Simple requirements to submit, very ideal for Buyers who don't like paper works.  
4. Ideal for Buyers who are not qualified to apply for Bank Financing.  
5. Ideal for Buyers who have marital status problem, have unpaid previous loans and immigrants.
6. Don't require Consularized Special Power of Attorney.

Processing Fees are Payment for What?

1. Blue prints of house plans
2. Administrative, documentation and notarial expenses
3. One (1) year advance realty property tax & Insurances
4. Advance Homeowners Association (HOA) Dues for provision for preventive maintenance.
5. No Title transfer cost.  Title will be transferred to Buyer after full payment 

Requirements To Be Submitted By The Buyer Within 30 - 60 days:

1. ID  (2 kinds of Government issued ID that are not yet expired)
2. Picture  (3 pcs. 1x1.  If married, husband and wife must submit)
3. Marriage Contract  (If married)
4. 70 pcs. Postdated Checks (For downpayment, amortization & realty taxes)
   

Important Reminder:

• Inhouse Financing has 10 year maximum loan term only.
• Postdated checks are required for downpayment and amortization.
• Buyers will pay the downpayment and amortizations directly with Profriends office.

Special Promo for Inhouse Financing

• NO move-in fees.
• No hidden charges.
• No lumpsum payments.
• NO need for a Co-Maker.
• NO overlapping of payments.
• NO minimum salary requirement. 
• No maximum limit on loan amount.
• NO Income Tax Return for OFW Buyers.
• NO need for Certificate of Employment or Job Contract or Payslips.
• NO need for bank approval before move-in.

1. Buying a house is easy and simple.  You can call text email or chat us first for a tripping or viewing schedule.
2. Once you're at the site, view our model houses' turn-over unit and the dressed-up unit.
3. Visit the actual site where the house you wish to buy and the village will be constructed.
4. Select from the map the block and lot if you're finally decided that this house will be the best for your family & kids.
5. Fill up a Buyer's Information sheet (BIS) and then pay the reservation fee.
6. Pay the first downpayment after 30-45 days from the date you reserved the unit.
7. The amortization will only start after the downpayment term.
8. We will give the list of requirements and the documents for signing.
9. Developer will inform you when to inspect your unit after paying full downpayment.
10. Unit acceptance & Move-in after rectification & repairs of defects seen during inspection.
11. And last, Congratulations on your new house!

Developer's Customer Service Telephone: (632) 727-7000
Email:  bsr.customerservice@profriends.com
Call or text us:  If you or thru your representative have questions and concerns.

• Swimming Pool - constructed
• Elegant Entrance Gate with Landscape
• Concrete Roads - average 8 meters wide
• Basketball Court - for construction this year
• Church - Church of the Holy Family (constructed)
• Leighton Hall (3 storey country club) - constructed
• St. Edward Integrated School - opening 2012 - 2013
• Family Courtyard (for Somerset and Manchester villages)
• Centralized Water System - privately operated like a Maynilad
• Meralco Power Supply.  Provision for Internet and Cable facilties
  
• Shuttle Service - inter-villages for residence owner only.  With minimal fare
• Transport Terminal - Like in SM Malls.  Bus for up to Caloocan and Lawton.

Turn-over unit is also called As-Delivered Unit.  The turnover process is the most important to a new homeowner, because this is when the property finally changes hands upon completion.

The Look:

Turn-Over Unit House Finishes Has:

• Pre-painted G.I. Sheet Roofing
• Sliding Door & Window
• Painted Plain Cement Finish for Exterior Walls and Interior Walls
• Tiled Kitchen Counter with Stainless Kitchen Sink
• Tiled Toilet and Bath with Complete Set of Bathroom Fixtures (Including Tissue and Soap Holder)
• Plain Cement Finish for Ground and Second Floors
• Provision for CATV, Telephone, Air Condition Outlet

Important Note:

• Turn-over unit do not include the following:
• Landscape and fence
• Sala sets, furnitures, dining table, matresses, interiors improvements on tiles and ceiling.

Dressed-up models are always furnished and improve for presentation purposes.  A vision of how the turn-over unit will look like when furnished and improved.

Room Dimensions:                                                                    
Ground Floor:

Living Area : 11.00 sqm
Dining: 10.15 sqm
Kitchen: 6.60 sqm
Toilet & Bath:  4.20 sqm

Second Floor

Bedroom 1: 7.85sqm
Bedroom 2: 7.00 sqm
Master's: 10.95 sqm
Toilet and Bath: 3.60 sqm
Others: 10.97 sqm

 Warning!  Be safe.  Have peace of mind on your investment.  Deal only with licensed real estate broker.