Lancaster Cavite Single House For Sale 3BR 2TB 16K/Mo. Margaret Gen. Trias Real Estate Philippines

Lancaster Cavite Single House For Sale  

Margaret House Model @ Somerset Village
Lancaster Estates, Barangay F. Manalo (Formerly Navarro), Gen. Trias, Cavite, Philippines

An actual image of Margaret house model @ Lancaster Estates

Property Details

• Bedrooms:  3
• Bathrooms:  2
• Car Garage: 1
• Laundry Area
• Linear Park
• Lot Area:  100 sqm
• House Area:  72 sqm
• House Type:  Single Attached
• Selling Price:  Php 1,950,000.00
• Monthly Downpayment (DP): Php 16,216,.67

Contact Person:  Maricel Santos 

Accredited Sales & Marketing 
(Globecell):  +63917-540-5194   
(Suncell): +63922-805-3396    
(Smartcell): +63939-905-4892 
Email Us:  sellecthome@yahoo.com
Chat Us:  sellecthome@yahoo.com
Visit Website: www.sellecthome.sulit.com.ph
Like Us: www.facebook.com/sellecthome 

Comparative Computation - Bank and Inhouse Financing 

Questions About Downpayment (DP)

• Net downpayment can be paid in full or by installment without interest.
• Net Downpayment and amortization will not be paid at the same time.
• Downpayment term must be paid and finished before amortization starts.
• Maximum downpayment term for Bank financing is 15 months.
• Maximum downpayment term for Inhouse financing is 24 months.
• Downpayment is not refundable.
• Downpayment is transferable to Parents, Brod & Sis and Cousins only.
• Transfer fee is Php3,000.00.

Frequently Asked Questions About Amortization (MA)

• Amortization payment will only start after 15 mos. if thru Bank financing.
• Amortization payment will only start after 24 mos. if thru Inhouse financing.
• Even if you pay the DP in full, amortization will still start after 15 mos. or 24 mos.
• Maximum term for amortization is 15 yrs for OFW and 20 yrs. for locally employed.
• Depends on your age too.  Choose from 5 yrs - 20 yrs term.
• Amortization is not refundable and also not transferable. 

About Move-In or House Turn-Over

• House turn-over will be 6-8 months after DP Term for Bank financing.
• House turn-over will be 2 months after DP Term for Inhouse financing.
• All required documents must be fully submitted before Buyer is allowed to move-in.
• No house improvement is allowed during construction and house is not yet turned-over.

Required documents for Inhouse Financing

1. Valid ID & TIN No. & Cedula (husband & wife & Atty-in-Fact)
2. 3 pcs. ID picture 1x1 (husband & wife & Atty-in-Fact)
3. Birth Certificate or Marrriage Contract
4. Postdated checks:

      Developer will give Bank Referral Letter so you or your representative can open a
      checking account. Only Php5,000.00 to open an account with PLANTERS DEVELOPMENT
      BANK Imus, Cavite.

If OFW, pls. add:

•      Passport (xerox)
•      Special Power of Attorney (Do Not Authenticate)

Required checks to issue:   

• 24 pcs. as per Downpayment term choosen
• 36 pcs. for Monthly Amortization
•   1 pc. Guarantee Check
•   9 pcs. Real Property Tax for 10 yrs. amortization term or 4 checks for 5 yr
• 61 total required checks

If OFW, pls. add:

•      Passport (xerox)
•      Special Power of Attorney (Do Not Authenticate)

Required documents for Bank Financing 

• 3 pcs. ID picture 1x1  (husband & wife & Atty-in-Fact)
• 2 Valid ID's & Cedula & TIN No. only  (husband & wife & Atty-in-Fact)
• Birth Certificate or Marriage Contract
• Proof of Billing Address ( Or Certification from Owner if Renting)
• Latest Income Tax Return or ITR (OFW are exempted)
• Postdated Checks:

        Developer will give Bank Referral Letter so Buyer can open a checking account.
        Only Php5,000.00 to open and maintain an account with Planters Developement
        Bank,  Imus.

Required Checks to Issue:

• 15 pcs. Downpayment or According to DP terms

If OFW, pls add these:

• Passport
• Special Power of Attorney (duly Consularized in place of Work)

Qualification To Apply Bank Housing Loan 

•     Must be Filipino citizen.
•     If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
•     Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
•     Must be presently working.
•     No problem with marital status.
•     No pending legal cases.
•     No unpaid or cancelled credit cards or unpaid loan account.

Guide in Buying This House

1. Site Visit
You may call, text, email or chat with us for your viewing schedule. Suggestion is at least a day before the date. If you are not available or out of country, a trusted representative will do.  Since there are only few units left with good location, reservation will be on First-Come-Frist-Serve basis.  You may bring cash for reservation payment just in case there is a unit with a location.  This might not be available our the next  visit.  

2. Sellect
Choose the Block and Lot base on our Sales Map. Request computation base on Bank & Inhouse Financing and review it. Ask your Agent to explain the mode of payment for the two financing scheme.

3. Reservation Payment
After reviewing the computation, the chosen block & lot must be reserved by paying the reservation fee to ensure the unit is yours and any price increase price will not affect your reserved unit. A counselling or briefing will follow after paying the reservation fee.

4. Profriends Forms & Bank Forms
After reservation, Bank or InHouse froms or documents will be given for signature. These forms can be brought home and submit after one week. It's a must that you read and understand clauses in the Contract to Sell and other forms. These documents must be submitted within 90 days. Delay in submission of all requirements may cause delay in house construction.

5. 1st Downpayment Due Date
Your first downpayment will start within 30-45 days from reservation date. Submit Promissory Letter thru email @ bsr.customerservice@profriends.com if you cannot pay on schedule to avoid cancellation of your reservation. Send us copy of your email for future reference.  Next payment is your 2nd DP. Please check or refer to due dates schedule given during reservation.

6. Checking Account Opening
If you have no checking account, Profriends have accredited banks like BDO - Wilson St/Greenhills Branch & Planters Development Bank - Imus Branch. On our part, we can assist you with PS Bank - Niog Bacoor Branch & RCBC - Niog Bacoor Branch.

7. Follow-ups & updates of your house
Email Profirends' Customer Service: bsr.customerservice@profriends.com or call(632) 727-7000 to get updates on:

• Updates on Lacking docs or requirements
• Request for Change of Due Date - Can only request once. Admin Fee: Php100.00
• Request for Change of Unit or Ownership - must be done within 120 days from reservation date. Transfer Fee: Php3,000.00
• Payment verification. Request for Payment Ledger
• Lacking documents or requirements
• Buyers may submit by scan email ID, cedula & passport
• Bank Loan application status
• House Construction Status
• House turn-over schedule or Move-in date
• House Inspection Date or request a Certificate For Inspection (CFI)
• Other matters that need clarification

Important Reminder:

• Unit ID - Always indicate your Unit ID (Block & Lot of your house) in all emails sent to Profriends.
• Signatures - Only signature / emails of Buyers or their Atty-in-Fact (SPA) are allowed/accepted.
• Approval - Request approval may take 2-4 weeks.
• Send Us Copy - Please don't forget to CC or send us copy of your email for future references.

Floor Plan Layout

• 3 Bedrooms with wall partition & ceiling & painted finish
• 2 Toilet & Bath with floor and wall tiles & complete set of bathroom fixtures
• Kitchen countertop has tiles with tile stainless kitchen sink
• Plain cement finish flooring for bedrooms, hallway & staircase
• G.I sheet roofing, CATV, telephone, and A/C outlet
• Painted sand blast finish for exterior walls
• Painted plain cement finish for interior walls & 2 car garage

Note:  House is turn-over to Buyers without the following:  furnitures, tables, chairs, bed, landscape, improvements, front fence & gate.  Buyer will pay if they want to design their house as seen in the dressed-up model.

Location Map

Getting There:

Route 1 - Baclaran via Coastal Road Extension 
Route 2 - Dasmarinas thru E. Aguinaldo Highway
Route 3-  Alabang via Molino Blvd. 

Nearest School

• St. Edward Integrated School
• Elizabeth Seton
• Alapan Elementary School
• Bucandala Elementary School
• St. Matthew School of Cavite

Nearby Malls

• SM Bacoor
• SM Imus
• Robinson’s Imus
• Ayala Mall
• Malvar Supermarket
• FRC Supermarket
• Lotus Mall

Nearby Churches

• Church of the Holy Family
• Imus Cathedral
• Iglesia ni Cristo
• Bacoor Evangelical Church
• Jesus is Lord
• Unida Evangelical Church

Nearby Hospital

• Our Lady of Pillar Medical Center
• Divine Grace Medical Center
• Kawit Kalayaan Hospital
• Korea-Philippines Friendship Clinic

Wet Market

• Imus Public Market
• Binakayan Market
• Tejero Market

Master Plan of Lancaster Estates

Amenities 

• Entrance gate
• Country Club 
  
• Swimming Pool
• Basketball court
• Roman Catholic Chapel
• Landscaped parks and playgrounds
• Landscaped open spaces
• Centralized water system
• Concrete roads
• Commercial area
• Private School (La Salle Supervise)

Actual Turn-Over Images

Actual shots of interiors.  Furnitures and fixtures as well as the cost of landscaping are not included in the price. Dressing-up of the unit will be paid for by the buyer.  They can get outside contractor to improve their unit. 

Actual Dressed-Up Images 

Photos below shows the interiors when furnished and dressed-up.  Dressed-up models are for presentation and suggestion purposes only.  

Frequently Asked Questions

Can Client request revisions on the house while in construction period?
NO. Developer will not allow Client to make revisions during construction period.
House must be turn-over and accepted first before Client is allowed to make revisions.

Who will process the loan if I applied Bank Financing?
Developer will process the loan with Tie-up Banks specifically UCPB and Metrobank
Bank approval will depend on Client's salary, age and work. 

What financing is available if I don't want to go through so many paperworks?
Inhouse Financing.  Simple requirements only such as Valid ID, Picture, Cedula, TIN and Employment Certificate.
No salary or income requirement bracket.

What are the Interest Rates?
Inhouse Financing is 18% per year for 5 years to pay; 21% per year for 10 years to pay.
Bank Financing reference rate is 10 % up to 20 yrs.  Actual interest rate will apply when loan is taken-out by the bank.

Now is the best time to buy your family a home!  Don't regret later. Give us a Call or Text!

For Free Tripping and Assistance: 

Contact Person: Maricel Santos
Accredited Sales & Marketing 
(Globecell): +63917-540-5194 
(Suncell): +63922-805-3396 
(Smartcell): +63939-905-4892 
Email Us: sellecthome@yahoo.com
Chat Us: sellecthome@yahoo.com
Visit Website: www.sellecthome.sulit.com.ph
Like Us: www.facebook.com/sellecthome