SUNLIFE FINANCIAL (Life Insurance and Investments)

Sun Life Financial, through its member company, Sun Life of Canada (Philippines), Inc., offers individual life insurance products to fit your lifestyle. We offer financial security for you and your family. Sun Life Financial has been helping meet the demands of these changing times through these products.

Sun LifeAssure ^NEWis a nonparticipating peso-denominated five-year renewable term life plan with critical illness benefit.

Sun LifeAssure - Offering the broadest coverage for critical conditions in the market today, Sun LifeAssure is a five-year renewable term plan that pays the face amount either upon death of the life insured or if life insured is diagnosed, while living, to have any of the 36 specified critical illnesses and, where applicable, has undergone any specified surgeries before insured attains age 70. Covered critical illnesses include heart attack, cancer, stroke, multiple sclerosis and others. Special premium rates are also available for non-smokers^.

Sun Milady and Sun Milady Plus are insurance packages specially designed for women.

		Sun Milady
		Sun Milady Plus

Sun Protector and Sun Protector Plus are insurance packages that offer comprehensive protection against life's risks.

		Sun Protector
		Sun Protector Plus

Sun SmartStarter and Sun SmartStarter Plus are participating whole life insurance plans that provide lifetime insurance protection.

		Sun SmartStarter
		Sun SmartStarter Plus

Sun Secure is a participating whole life insurance plan that provides lifetime insurance protection with limited premium payment periods of 10 and 15 years.

Sun Secure

Sun Intensi5 is a participating whole life insurance plan that provides lifetime insurance protection with a limited premium-paying period of 5 years. It provides insurance coverage equal to the face amount on the first policy year and increases to 200% of the face amount on the second policy year and remains level all throughout.

Sun Intensi5

Sun PesoProvideris a participating whole life insurance plan that provides lifetime insurance protection equal to 200% of the face amount and a guaranteed anticipated endowment benefit and with limited premium paying periods of 5 and 10 years.

Sun PesoProvider

Sun Safe20 is an endowment insurance plan that provides for payment of the face amount in case of death of the insured or at the end of the term of coverage when the insured is alive.

Sun Safe20

A Term Planprovides coverage for only a specific period of time. When the term expires so does the insurance coverage.

Term Plan

Sun Dollar Power Life and Sun Dollar Power Plus are US$ denominated participating whole life insurance plans that provide lifetime insurance protection.

		Sun Dollar Power Life
		Sun Dollar Power Plus

Sun Dollar Power Endowment is a US$ denominated participating 20 year endowment plan that provides for the payment of the face amount in case of death of the insured or at the end of the term of coverage when the insured is alive.

Sun Dollar Power Endowment

Sun Forex Term is a US$ denominated insurance plan.

Sun Forex Term

Sun DollarProvider is a US$ denominated participating whole life insurance plan that provides lifetime insurance protection equal to 200% of the face amount and a guaranteed anticipated endowment benefit and with limited premium paying periods of 5 and 10 years.

Sun DollarProvider

Supplementary Benefits or Riders are also available to enhance the basic insurance plan.

Supplementary Benefits

Accidental Death Benefit
pays an additional amount if death is due to accident.

Accidental Death, Dismemberment and Disablement Benefit
pays an additional amount for death, dismemberment or total disability due to accident.

Total Disability Benefit
waives premiums if the insured becomes totally and permanently disabled.

Waiver of Premium Upon Death of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of death of the initial owner.

Waiver of Premium Upon Death or Disability of the Initial Owner
waives premiums before attainment of age 21 by the life insured child in case of total and permanent disability or death of the initial owner.

Critical Illness Benefit Rider
pays an amount when the insured is diagnosed with any of the critical conditions listed in the policy contract.

Advance Payment Disability Benefit
advances the face amount in 10 equal installments in the event the insured becomes totally and permanently disabled before age 60.

Hospital Income Benefit
pays a daily hospital income in case of hospitalization of the insured. The daily hospital income doubles in case of confinement in an intensive care unit or confinement due to dread disease.

Term 90 - Yearly Renewable and Convertible Term Benefit
Term 90 - Yearly Renewable and Convertible Term Plan renews every year at the attained age premium and can be converted to a permanent plan.

Term 90 - 5 Year Renewable and Convertible Term Benefit
Term 90 - 5 Year Renewable and Convertible Term Plan renews every 5 years at the attained age premium and can be converted to a permanent plan.

Sun Forex Yearly Renewable and Convertible Term Benefit
Sun Forex Yearly Renewable and Convertible Term Benefit provides additional life insurance coverage which renews every year at the attained age premium and can be converted to a permanent plan.

Sun Forex 5 Year Renewable and Convertible Term Benefit
Sun Forex 5 Year Renewable and Convertible Term Benefit renews every 5 years at the attained age premium and can be converted to a permanent plan.

Living Benefit Rider
advances 60% of the face amount in case the insured is diagnosed to be terminally ill with a life expectancy of 12 months or less. This is provided with no additional premium.

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