Deciding on a car loan?? will only be hard if you are too careless and impulsive when shopping for the quotes. Remember that if you truly want to have a car of your own to drive, then be sure that the loan that you take is within the range of your resources. It is a total shame if your car gets repossessed.

Here are the essential steps in making the right car loan choice.

1. Negotiate with the dealer. This is the initial step in arriving at the right car loan choice.

2. Compute for the total cost of the car that you are taking interest in and display your negotiating skills to the most.

3. Shop for more car loan choices. Ask for quotes and then compare them. Look into the features, packages, and payment options.

4. Be sure that you study their similarities and differences. Also search for the true value of the car as offered in the general market so that you know your stand in the negotiations.

5. Ask for the terms and conditions abounding the car loan. You must be very careful with scams lest you fall as another vulnerable victim.

6. Please assess yourself if you really qualified for the loan. (we are ready to help you but don't waste out time) :)

7. don't hesitate to ask call , text , email me now for more info..

• 20% downpayment
• Longer payment terms of up to 60 months
• Easy and convenient loan payment arrangements

• • Auto Debit Arrangement - Automatically debit your savings or checking account
  • Over The Counter
  • Post-Dated Checks

• Enjoy fast and efficient service

Features

• Purpose : Purchase brand new or second hand cars (2004 model up only- local applicant, Metro Manila)
• Interest rates : Prevailing lending rate at the time of loan availment

Requirements:

• Borrower should be at least 21 to 60 years old at the time of loan application
  • Employed - Permanently employed for at least 1 year
  • Self Employed - Business must be operating for the past 2 years
• Fully accomplished Auto Loan application form

Apply For a Car Loan: Our Process

Here’s the easiest way for applying for an online car loan.

1.    You must know the car you want to purchase/buy.

    (you should locate, available for appraisal, closed sale with seller, buying mode)

2.    Choose the car you want. (Brand new or used car- we have different units to choose from(Toyota, Mitsubishi, Honda, etc… JUST ASK please..)

3.    We only accommodate year 2004 model and up. (Used car/ 2ndhand Units)

4.    Note: minimum down payment 20% brand new; 30% for used car.

5.    The car should be available for appraisal. (refinancing/2ndhand)

6.    Sign or complete our very short application FORM. Your application will be forwarded to the loan officer of the bank for screening. With good credit, you’ll qualify for a loan. We do not guarantee 100% approval, but we try to help you.

7.    We compute your financing sample computation. (please do not ask if you have no car available for appraisal(2ndhand/used car), meaning we already inspected the unit)

8.    Complete all necessary requirements (ITR/TIN, Valid ID, PDCs, Dti reg etc...)

9.    You will be contacted for loan processing (via landline telephone, mobile or text message) to set time for your personal appointments. To discuss the unit, etc...

10.note: SUBJECT TO BANK APPROVAL

11.You can drive away a new car…

Need more information?

• Call
  .. get your free quote* now!!
  
  Mikel
  Loan Consultant

Personal and Business loan also available.

*subject to terms and condition