loan without collateral Philippines

PRODUCT FEATURES AND BENEFITS

• Multi purpose
• Affordable payment terms
• Low interest rates
• Payment convenience
•  No collateral and no co-maker
• Easy application

PURPOSE

• Home improvements/Lot down payments
• Debt consolidation
• Appliances/ Furniture
• Electronic gadgets
• Education/Tuition
• Vacation/ Travel expense
• Family celebration/Events
• Car repair/ Car purchase
• Health and wellness

LOANABLE AMOUNT

• Minimum- 25,000
• Maximum-1,000,000

AVAILABLE LOAN TERMS

• 6, 12 18, 24 and 36 months

RATES

• 6 mos 1.49%
• 12 mos 1.49%
• 18 mos 1.59%
• 24 mos 1.59%
• 36 mos 1.69%

MODE OF PAYMENTS

Equal monthly installment via PDCs

• 6 mos- 6 checks
• 12 mos-12 checks
• 18 mos-18 checks
• 24 mos-24 checks
• 36 mos-36checks

WHO ARE QUALIFIED?

• MUST BE CREDIT CARD HOLDER FOR MORE THAN 1 YEAR AND IN GOOD CREDIT STANDING
• REGULAR / PERMANENT EMPLOYEES OF THE TOP 12,000 CORPORATIONS & KNOWN COMPANIES
• SELF-EPLOYED INDIVIDUALS
• GOVERMENT EMPLOYEES
• CITIZENSHIP: - Filipino
• AGE: - at least 21yrs old and must not be more than 65yrs old upon loan maturity
• TELEPHONE: - Employment Number is Mandatory Declaration of residence number is encouraged.
• MINIMUM INCOME REQUIREMENTS: Gross Monthly Income (GMI) 15,000 Annual Income of PHP 180,000.00
• LOCATION: the Employment Address or the residence address must be within Greater Manila Area
• TENURE: EMPLOYED: - Must be Regular / Permanent with Current Employer for at least 1 year.
• SELF-EMPLOYED: - Business should not belong to than Non Targeted Business. Applicant must have a valid Credit Card Reference.

DOCUMENTARY REQUIREMENTS:

1. Completely filled-out Application form

2. Photocopy of Two (2) Valid id's

• Company ID and (Front & Back)

• 2 Government Issued ID with 3specimen signatures.

3. Photocopy of LATEST ‏BIR form 2316 /w2 or ITR with complete signatures.

4. Photocopy of 1 MONTH LATEST Payslip or 3 Months Payslip if Basic Salary is not fixed.

5. Latest C.O.E (salary, position and date employed)

6. Photocopy of Latest 1 Month CARD SOA.