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ALWAYS COMPARE & SEE THE BIG DIFFERENCE WITH THE OTHERS -
PRICE, SIZE, QUALITY & LOCATION
PAYMENT OPTION 1 - BANK FINANCING
(Ready for Occupancy in 13-15 mos. - Pines SA Model)
Lot Area: 80 sqmeter
Floor Area: 60 sqmeter
INNER LOT
Selling Price....................................Php1,100,000.00
20% Required Downpayment.......................220,000.00
Less: Reservation.......................................20,000.00
Net Downpayment payable in 12 mos...........200,000.00
Monthly Downpayment for 12 mos.................16,666.66
Monthly Downpayment for 15 mos.................13,333.33
80% Balance Loanable ..............................880,000.00
Add: Processing fee....................................88,000.00
Total Balance Loanable to Bank...................968,000.00
Bank Monthly Amortizaton:
5 yrs................................20,094.09
10 yrs ..............................12,262.21
15 yrs ...............................9,818.10
20 yrs ................................9,181.67
25 yrs ................................8,796.21
Fire and MRI Insurance not included. Estimated at .0005% of loanable amount.
PAYMENT OPTION 2 - IN-HOUSE FINANCING
(Ready for Occupancy in 16-20 mos. - Pines SA Model)
Lot Area: 80 sqmeter
Floor Area: 60 sqmeter
INNER LOT
Selling Price...............................................Php1,100,000.00
20% Required downpayment...............................220,000.00
Add: Processing Fee.............................................49,500.00
Total Downpayment..............................................269,500.00
Less: Reservation....................................................20,000.00
Net Downpayment.................................................249,500.00
(Payable in 12- 15 mos w/out interest).
Monthly Downpayment if paid in 12 mos..............20,791.67
Monthly Downpayment if paid in 15 mos.............16,633.33
80% Balance Loanable .........................................880,000.00
Monthly INHOUSE Amortization:
5 yrs...............................Php22,346.22
10 yrs...................................17,593.99
Monthly PAG-IBIG Amortization
10 yrs..............................Php11,874.28
15 yrs......................................9,727.51
20 yrs....................................8,785.74
25 yrs....................................8,308.80
30 yrs....................................8,049.70
MRI and Fire Insurance not included.
Estimated at .0005% of loanable amount.
Click Below Images for Pag-ibig Membership Application & Other Information:
NOTE
IN-HOUSE financing has maximum of 10 yrs. term only.PAYMENT OPTON 3 - DEFERRED CASH
(Save on interest. Pay in 24 months with no interest)
PAYMENT OPTON 1 - PAG-IBIG FINANCING
(Ready for Occupancy in 13-15 mos. - Pines TH Model)
Lot Area: 50 sqmeter
Floor Area: 60 sqmeter
(INNER UNIT FACING EAST or MORNING SUN)
Selling Price..............................................................Php865,000.00
Add: Processing Fee.......................................................103.800.00
Total Contract Price........................................................968,800.00
Less: Loanable Amount to Pag-ibig...............................870,000.00
Required Equity..................................................................98,800.00
Less: Reservation...............................................................10,000.00
Net Equity payable in 12 mos..........................................88,800.00
Monthly Equity for 12 mos..................................................7,400.00
Balance Loanable to Pag-ibig.........................................870,000.00
Monthly PAG-IBIG Amortization:
5 yrs....@ 10.5%.........................................18,699.69
10 yrs @ 10.5%..........................................11,739.34
15 yrs @ 10.5%............................................9,616.97
20 yrs @ 10.5%.............................................8,685.90
25 yrs @ 10.5%.............................................8,214.38
30 yrs. @ 10.5%.............................................7,958.23
Fire and MRI Insurance not included.
PAYMENT OPTON 2 - IN-HOUSE FINANCING
(Ready for occupancy in 13-18 mos - Pines House Model)
Lot Area: 50 sqm.
Floor Area: 60 sqm.
(INNER UNIT FACING EAST)
Selling Price............................................................Php 865,000.00
20% Required downpayment...........................................173,000.00
Add: Processing Fee..........................................................38,925.00
Total Downpayment..........................................................211,925.00
Less: Reservation................................................................10,000.00
Net Downpayment.............................................................201,925.00
(Downpayment Payable in 12-15 mos.)
Monthly Downpayment if paid in 12 mos........................16,827.08
Monthly Downpaymentif paid in 15 mos.........................13,461.66
80% Balance Loanable .....................................................692,000.00
Monthly INHOUSE Amortization:
5 yrs.......................................................17,572.25
10 yrs.....................................................13,835.27
PAYMENT OPTON 1 - CORNER LOT
SAMPLE COMPUTATION - PAG-IBIG FINANCING
(Ready for Occupancy in 13-15 mos. - Pines Townhouse Model)
Lot Area: 50 sqmeter
Floor Area: 60 sqmeter
CORNER LOT
Selling Price................................................Php1,133,000.00
Add: Processing Fee............................................135,960.00
Total Contract Price...........................................1,268,960.00
Less: Loanable Amount to Pag-ibig..................1,135,000.00
Required Equity......................................................133,960.00
Less: Reservation.....................................................10,000.00
NET EQUITY.............................................................123,960.00
Monthly Equity for 12 mos......................................10,330.00
Balance Loanable to Pag-ibig............................1,135,000.00
Monthly PAG-IBIG Amortization:
5 yrs....@ 10.5%.........................................24,395.58
10 yrs @ 10.5%.........................................15,315.12
15 yrs @ 10.5%..........................................12,546.28
20 yrs @ 10.5%...........................................11,331.61
25 yrs @ 10.5%...........................................10,716.46
30 yrs@ 10.5%...........................................10,382.29
Fire and MRI Insurance not included.
Equity for Pag-ibig is MAXIMUM up to 12 months only.PAYMENT OPTON 2 - IN-HOUSE FINANCING
(Ready for Occupancy in 15-18 mos. - Pines House Model)
Lot Area: 78sqm.
Floor Area: 60 sqm.
CORNER LOT
Selling Price............................................Php 1,133,000.00
20% downpayment..............................................226,600.00
Add: Processing Fee............................................50,985.00
Total Downpayment.............................................277,585.00
Less: Reservation...................................................10,000.00
Net Equity payable in 12-15 mos........................267,585.00
Monthly Equity for 12 mos....................................22,298.75
Monthly Equity for 15 mos....................................17,839.00
80% Balance Loanable .......................................906,400.00
Monthly INHOUSE Amortization:
5 yrs.......................................................23,016.60
10 yrs.....................................................18,121.80
(MRI & Fire insurance not included)
PAYMENT OPTON 3 - DEFERRED CASH
(Save on interest. Pay in 24 months with no interest)
PAYMENT OPTON 1 - BANK FINANCING
(Ready for Occupancy in 15-18 mos. - Pines House Model)
Lot Area: 160 sqm.
Floor Area: 104 sqm.
INNER LOT
Selling Price...............................Php 1,984,000.00
20% Required Downpayment....................396,800.00
Less: Reservation...............................................20,000.00
Net Downpayment............................................376,800.00
Monthly Downpayment for 15 mos...................25,120.00
80% Balance Loanable ................................1,587,200.00
Add: Processing fee.........................................158,720.00
Total Balance Loanable to Bank..................1,745,920.00
Bank Monthly Amortizaton:
5 yrs.......................................36,242.45
10 yrs......................................22,116.58
15 yrs......................................17,708.30
Note:
Fire and MRI Insurance not included.
PAYMENT OPTON 2 - INHOUSE FINANCING
(Ready for Occupancy in 15-18 mos. - Pines House Model)
Lot Area: 160 sqm.
Floor Area: 104 sqm.
INNER LOT
Selling Price..................................Php 1,984,000.00
20% Required Downpayment......................396,800.00
Add: Processing Fees................................89,280.00
Total Downpayment..................................486,080.00
Less: Reservation.......................................20,000.00
Net Downpayment payable in 18 mos...........466,080.00
Monthly Downpayment for 18 mos................25.893.33
80% Balance Loanable ............................1,587,200.00
Inhouse Monthly Amortizaton
5 yrs...................40,304.45
10 yrs..................31,733.15
Pag-ibig Monthly Amortization
5 yrs...................34,115.12
10 yrs..................21,416.88
15 yrs..................17,544.89
20 yrs..................15,846,29
25 yrs..................14,986.05
30 yrs...................14,518.74
PAYMENT OPTON 3 - DEFERRED CASH
(Save on interest. Pay in 24 months with no interest)
PAYMENT OPTON 1 - INHOUSE FINANCING
(Ready for Occupancy in 15-18 mos. - Pines House Model)
Lot Area: 88 sqm.
Floor Area: 104 sqm.
INNER LOT
Selling Price......................................Php 1,475,000.00
20% Required Downpayment.........................295,000.00
Add: Processing Fees......................................66,375.00
Total Downpayment........................................361,375.00
Less: Reservation..............................................20,000.00
Net Downpayment payable in 18 mos...........341,375.00
Monthly Downpayment for 18 mos...................18,965.00
80% Balance Loanable ................................1,180,000.00
Inhouse Monthly Amortizaton
5 yrs...................29,964.24
10 yrs..................23,591.93
Pag-ibig Monthly Amortization
5 yrs...................25,362.80
10 yrs..................15,922.33
15 yrs..................13,043.70
20 yrs..................11,780.88
25 yrs..................11,141.34
30 yrs...................10,793.92
Note:
MRI and Fire Insurance not i
| Posted by | : | eleganthouses58 [ Member Inactive ] |
| Date Posted | : | July 22, 2008 08:43AM |
| Feedback | : | 0% [ 0 positive  | 0 negative  ] |
| Address | : | Metro Manila - Las Pinas City |
| Contact No(s). | : | Suncel: 0922-326-3286 - - Smartcel: , (+63) 919-283-0621  |
| Look For | : | Virgie or Esmer Lazarte or Eleganthouses Marketing Staff - Ella, Ricky & Greg |
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