Need Cash and FAST? Apply for a multi purpose, personal LOAN

Personal Loan:
unsercured personal loan is a salary or income based loan, for employees and for self employed applicants earning regularly every month in the Philippines.

***We are sorry this facility is not applicable for retired employees, OFW, seaman, remitances, pensioned, commission based and non-regular income clients.

Interest rate ranges from 1.20% - 2.00%
Sample Computation:
AMOUNT            18mos         24mos         30mos         36mos         48mos
60,000              4,334           3,524          3,016         2,684            2,283
100,000             7,187           5,779          4,946         4,402            3,744
250,000            17,706          14,235        12,185        10,844            9,224
**this is just a sample computation, interest rates are subject to change depending on your criteria. decision comes from our booking officer.

• No collateral, No Guarantor
• Use it to finance almost anything you want!
• Available in Flexible Terms up to 48 months
• Covers amount from P30,000 up to P2M
• Lightest and most affordable rates in the market for as low as 1.28% - 2.5%

Qualifications:
1. Filipino Citizen or foreigner residing in the Philippines for more than 2 years.
2. Must be above 21 but below 65 years old upon loan maturity.
3. All applicants should have at least 6 months credit card, with at least 25,000 credit limit. Have a minimum gross annual income of:
    * Php 180,000 for employed applicants.
    * Php 300,000 for self-employed applicants.
4. If applicant doesn't have an existing credit card, the applicant should have at least
    * Php 300,000 for employed applicants.
    * Php 600,000 for self-employed applicants.
5. For Employed applicants - regular status or probationary status with atleast 2 years combined employment with present and previous employer.
6. For Self-employed applicants - minimum of 3 continuously successful profitable years.
For Professionals - at least 1 year of operational business.
7. Contact Number at Work or Office and any 1 of the following Residential landline or Mobile number.
8. Call Centers angents should be at least 1 year with the present company and the company should be listed on the top 10,000 Corporations in the Philippines.
 
Basic Required Documents:
* COMPLETELY FILLED-UP and SIGNED APPLICATION FORM
* PROOF OF IDENTITY: Photocopy of Two (2) Valid ID
1 Company ID and any 1 Gov't Issued ID with Picture; please authenticate this by signing 3x at the side of your photocopied ID.
* PROOF OF INCOME:
....FOR EMPLOYED APPLICANTS:
........Photocopies of any of the following:
........One(1) month LATEST payslip
........Certificate of employment (with complete details)
........ITR - Form 2316 year 2007
....FOR SELF- EMPLOYED APPLICANTS:
........DTI certificate of registration
........ITR - Form 1701 years 2007 and 2006
........Audited financial statements for the years 2007 and 2006
........3 months bank statements
* PROOF OF RESIDENCE:
........for clients outside the Metro Manila Area pls submit any Utility Bill addressed at your declared home address.
* PROOF OF CREDIT HISTORY:
........Photocopy of the front portion of your existing credit card.
........Photocopy of your latest credit card billing statement for 2 consecutive months.

***We carefully process application to ensure high approval rate, that is why we require documents and to boost up the credit process and meet your loan demands.
But still some client's profile can submit with minimal requirements.

Now Open for 24-hrs Loan Process:
Criterias and Requirements:
- must be a credit card holder for at least 6 months.
- desired loan amount should not be more than your existing credit limit.
- must visit our branch personally with our referral slip.
- should have the following documents:
    * 2 Valid IDs
    * income documents
    * credit history documents
    * post dated checks (required for payments of monthly loan proceeds)
==> please call me for schedule of visit and interview, Thanks!
 
For inquiries please feel free to reach me:
Garry Allen
fax#: 9013446; 9013442
globe: 0927-8162949
sun: 0922-7466161
email: financial_asst@yahoo.com

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