Pines-SA. Carmona Estates, Barangay Lantic, Carmona, Cavite. Cute & Affordable Single Attached Houses.

PINES SINGLE HOUSE MODEL @ AMANDALA VILLAGE
Carmona Estates
Lantic, Carmona, Cavite

TODAY'S BEST INVESTMENT - YOUR PERFECT FAMILY HOME!
Ideal For First Home.....A Holiday Home
Retirees Haven Or A Rental Investment

• Single Attached. Walang Kadikit na Bahay on both Sides except at the back.
• The Only Housing Project That Is Single Detached and Yet Priced Affordably!
  
• Highly Recommended for those who Value Privacy.
• Three (3) Bedroom with room partition, with ceiling, painted finish.
• Spacious area for Garden and Laundry Area at the Back
• Me ground floor bedroom for Lolo or guest/office/study/maids room.
• Two (2) Toilet and Bath with tiles and ceramic fixtures
• Tiled kitchen counter with stainless sink
• An access road direct to Sta. Rosa coming from the village
• Laguna Technopark will be a kilometer away.
• House Area: 60 square meters
• Typical Lot Area: 80 square meters
• Bank/Inhouse loan to be process by developer. Just submit documents.
• ALWAYS COMPARE & SEE THE BIG DIFFERENCE WITH THE OTHERS
• PRICE, SIZE, QUALITY & LOCATION.
• Developed by a Leading Developer..a 2006 Awardee:

Ongoing Construction of Amenities at Mayor's Blvd. Entrance





ENTRANCE TO AMANDALA VILLAGE



PAYMENT OPTION 1
SAMPLE COMPUTATION - BANK FINANCING
(Ready for Occupancy in 13-20 months)

Lot Area: 80 sqmeter
Floor Area: 60 sqmeter
( INNER Unit Facing East & 12 Meters Main Road)

Selling Price.................................Php1,333,000.00
20% Required Downpayment................266,600.00
Less: Reservation...................................20,000.00
Net DP Payable w/out Interest.............246,600.00
Monthly DP if Paid in 15 mos..................16,44000
Monthly DP if if Paid in 18 mos..............13,700.00
80% Balance Loanable......................1,066,400.00
Add: Processing fee..............................106,640.00
Total Balance Loanable to Bank.........1,173,040.00
Bank Monthly Amortizaton:
5 yrs......................................................25,213.20
10 yrs....................................................15,828.41
15 yrs....................................................12,966.77
20 yrs....................................................11,711.39
25 yrs....................................................11,075.62

R F O
PAYMENT OPTION 1 - BANK FINANCING
( READY FOR OCCUPANCY IN 4 MONTHS )
( Inner Unit Facing West/8 Meters Road )
( Limited Units Only )

Lot Area: 80 sqmeter
Floor Area: 60 sqmeter

Selling Price....................................1,260,000.00
20% Required downpayment.............252,000.00
Less: Reservation................................20,000.00
NET DOWNPAYMENT...........................232,000.00
DP Payable @ 4 Months......................58,000.00
DP Payable @ 6 Months......................38,666.67
80% BALANCE................................1,008,000.00
Add: Processing Fee..........................100,800.00
TOTAL BAL. LOANABLE TO BANK......1,108,800.00
Bank Monthly Amortization
5 yrs...................................23,832.44
10 yrs.................................14,961.59
15 yrs.................................12,256.66
20 yrs.................................11,070.04
25 yrs.................................10,469.09

NOTE:

• Fire and MRI insurance not included.
• Ready For Occupancy (RFO) has 4-6 DP terms only.
  
• Buyers of RFO units can transfer to the house in 4-6 months.
  
• Buyer must pay full downpayment before moving into the unit.
  
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
  
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
• Bank maximum terms will depend on salary & age (loan maturity is 55 yrs.).

PAYMENT OPTION 2
SAMPLE COMPUTATION - INHOUSE/PAG-IBIG FINANCING
(Ready for Occupancy in 13-20 months)

Lot Area: 80 sqmeter
Floor Area: 60 sqmeter
( INNER Unit Facing East & 12 Meters Main Road)

Selling Price.............................Php1,333,000.00
20% Required downpayment............266,600.00
Add: Processing Fee...........................59,985.00
Total Downpayment..........................326,585.00
Less: Reservation................................20,000.00
Net DP (payable in 15-18 mos).........306,585.00
Monthly Downpayment for 15 mos.......20,439.00
Monthly Downpayment for 18 mos.......17,032.50
80% Balance Loanable....................1,066,400.00
Monthly INHOUSE Amortization:
5 yrs...................................................27,079.55
10 yrs..................................................21,320.71
Monthly PAG-IBIG Amortization
5 yrs.....................................................22,921.09
10 yrs...................................................14,389.46
15 yrs...................................................11,787.97
20 yrs...................................................10,646.72
25 yrs...................................................10,068.75
30 yrs.....................................................9,754.77

NOTE:

• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances.
• Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
• Pag-ibig processing will be done by the Buyer. Developer process Inhouse

PAYMENT OPTION 3
SAMPLE COMPUTATION - CASH DEFERRED PAYMENT
(Ready for Occupancy in 13-20 months)

Lot Area: 80 sqmeter
Floor Area: 60 sqmeter
( INNER Unit Facing East & 12 Meters Main Road)

Selling Price..........................................59,985.00
Total Contract Price..........................1,392,985.00
Less: Reservation..................................20,000.00
Net Total Contract Price...................1,372,985.00
24 monthly payment without interest...57,207.70

NOTE:

• Big savings on interest charges.
• Fire & MRI insurance not included.
• Processing Fees does not include Transfer of Title cost.
• Price may change without prior notice. Always ask for updated prices.
• Price always differs. It always depend on SIZE and LOCATION of BLOCK and LOT.

BE A PART OF THE MASTER PLAN

CARMONA ESTATES IS COMPOSE OF 5 VILLAGES

1.) Cedar Village.......Php650,000.00 - Php700,000.00 - - Villas Type
2.) Kinarri Village......Php800,000.00 - Php1,500,000.00 - Townhouse
3.) Amandala Village..Php1,200,000.00- Php1,700,000.00 - Single Attached
4.) The Oaks Village...Php1,600,000.00- Php1,800,000.00 - Single Attached
5.) Pine Crest Village..Php950,000.00 - Php2,600,000.00 - Single Attached

CARMONA ESTATES.......The ideal alternative living in today's fast-paced world.

WATCH THIS 100 HECTARES TRANSFORM !
SOON!

A new frontier of township development in this side
of the booming municipality of Carmona. So don't be left out!!!

AMENITIES & FACILITIES



Shuttle Service / Swimming Pool
24 Hour Security / Elegant Entrance Gate
Energized by MERALCO / Roman Catholic Church
Landscaped Open Spaces / Centralized Water System
Landscaped Parks & Playground / Village Clubhouse & Multipurpose Area



Ongoing Construction of Amenities

ACTUAL PHOTO OF TURN-OVER UNIT



Facade of Turn-over Unit
Painted finish inside and outside walls.
Landscape not Included.



Distance From The Next House As Shown Here in This Photo.



Wala pong tiles.
Actual turn-over has plain cement finish only.
Estimate to install floor & stair tiles is Php60-90K depending on the kind .
But walls, ceiling and bedrooms are with division and painted finish.




Toilet and Bath has tiles and complete ceramics fixtures


BUT WHEN INSTALLED WITH TILES, FURNISHED AND DRESSED-UP -
YOUR PINES SINGLE HOUSE can become YOUR dreamhouse...
Model Houses serves as guide on how to beautify your dreamhouse.
One can copy the dressing-up and improvement done in the Model House.



Imagine Your Dreamhouse When Landscaped, Fenced & Gated...



And Furnished Like This Model House...

Bedroom 1 - Ground Floor





Bedroom 2 - Second Floor





Bedroom 3 - Master Bedroom Second Floor



Bedroom 3 - Master Bedroom Second Floor



Bedroom 3 - Master Bedroom Second Floor

Balcony

2 Toilet & Bath

Getting a Corner Lot will give you an improvement like this model house

ONGOING CONSTRUCTION OF AMENITIES & HOUSES

FREQUENTLY ASKED QUESTIONS

1. Reservation - is Php20,000.00 for PINES Single Attached. It is not refundable but is part of the downpayment. Buyer can transfer reservation/payments to another person or unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee. Approval may takes 2 weeks.

2. Monthly Downpayment - your first downpayment will start 30 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.

3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.

HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Day 7-15.....Submission of Requirements
Month 2.....1st Monthly Equity or Downpayment
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14....1st Monthly Amortization and House Turnover

4. Kailan Puede Lumipat - Construction of the house and land development is ongoing now. For Pag-ibig Financing - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer). Estimated time in loan processing is 5-6 mos after submission of full documents. Processing For Bank Financing - after full payment of downpayment and Bank loan take-out (bank has paid the developer). If IN-house Financing - after full payment of downpayment puede na lumipat. No need for loan take-out.

5. Ready for Occupancy Units - there are now ready for occupancy units of Pines Single Attached House @ Amandala Village. Only in limited units. Full payment of downpayment is required before Buyer can transfer. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.

6.) House Improvement - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit.

7.) HOUSE CONSTRUCTION - Construction starts while Buyer is on downpayment period. By the time Buyer finish paying downpayent, house will be almost finish and ready for turn-over.

8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING

1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS

9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms

Pinalaki At Pinaganda Na Ang South Luzon Expressway!
Skyway Construction From Bicutan To Alabang Is Now Ongoing!
Shortening Travel Time From Your Place Of Work!



Ngayon Ang Tamang Simula Tungo Sa Magandang Buhay....
Kung Hindi Ngayon, Kelan Pa?
Naglilipatan Na..Magpapahuli Ka Pa Ba?
Time Is Important. A Day Lost Is A Day Gone Forever..

CONTACT FOR FREE HOUSE VIEWING:
Virgie or Esmer Lazarte

Smartcel: +63919-283-0621
Suncel: +63922-326-3286

ELEGANTHOUSES MARKETING STAFF:

Ella - Ricky - Greg
Manila Line: (632) 803-49-66
Email: eleganthouses58@yahoo.com
CLICK TO SEE OTHER AFFORDABLE HOUSES AT:
Website: http://www.eleganthouses58.sulit.com.ph

Sample computation is for reference only.

Actual computation may vary depending on the size and location of lot,

and model house choosen and prevailing interest rate.