HEALTH INSURANCE for your FAMILY or COMPANIES NEEDS

INTRODUCTION:

In response to the numerous queries from our distribution channels, KAISER INTERNATIONAL HEALTH GROUP-the first name in healthcare is making available the most responsive immediate health care program in the market-THE KAISER HEALTHCARD.

Our Five-Point HealthCard Program:

1.      Preventive Health Care – Prevention is always better than the cure, we provide annual physical check-ups to ensure wellness.

2.      In-patient Care – Revolutionary swipe technology using Visa-Eon for cash-free hospital admittance.

3.      Out-patient Care – All year-round medical care.

4.      Dental Care

             5.  Emergency Care

For In-patient and Emergency Care – Automatic admission using a revolutionary swipe card technology.

FIVE-POINT HEALTHCARD BENEFITS

PREVENTIVE HEALTH CARE

Package of Annual Physical Examination (APE) at Kaiser Designated Clinics.

a.     Complete Blood Count

b.     Urinalysis (Urine examination)

c.     Fecalysis (Stool examination)

d.     Chest X-Ray

e.     Electrocardiogram (adults age 40 and above, or if prescribed)

f.        Pap Smear (Women age 40 and above, or if prescribed)

IN-PATIENT CARE

1. No deposit upon admission (for surgical cases, please contact Kaiser)
2. Room and board according to plan benefit
3. Operating room and Recovery room
4. Administered medicines
5. X-ray and laboratory examinations
6. Services of Kaiser Specialists like anaesthesiologists, internists, surgeons, etc.
7. Services and medications for general/spinal anaesthesia or other forms of anaesthesia necessary for a surgical procedure
8. Intravenous fluids and transfusion of fresh whole blood
9. Modern therapeutic modalities and interventional surgical procedures such as, but not limited to laparoscopic surgery and lithotripsy, are covered up to P20,000.00 each per year subject to pre-existing conditions coverage
10. ICU confinements, dialysis, chemotherapy, and radiotherapy subject to the maximum limit and pre-existing condition coverage
11. Complex diagnostic procedures and therapeutic procedures shall be covered up to P5,000 each per member per year subject to the pre-existing conditions coverage (inclusive of room and board, operating room charges, professional fees and other incidental expenses relative to the procedure):

1.  
   1. Angiography (e.g. coronary, cerebral, retinal, pulmonary, GI, etc)
   2. Pulmonary perfusion scan
   3. Tests involving use of Nuclear Technologies
   4. 24-Hour Holter Monitoring, 2-D Echo and Doppler
   5. Treadmill Stress Test
   6. Bone densitometry scan (Dexascan)
   7. Plasma/Urinary Cortisol, Plasma Aldosterone, etc.
   8. Mammography (breast cancer) and Sonomammogram
   9. Laboratory/ancillary services for conditions whose pathogenesis or subsequent clinical improvement not yet fully established in Medical Science
   10. New modalities and/or diagnostic and treatment procedures for conditions with established etiologist and its use is only as alternative to the conventional methods
   11. Genetic/Immunologic studies
   12. All other items related to the management of the case (Partial Listing Only)

OUT-PATIENT CARE

In the event that the assured member suffers illness or injury not requiring confinement in a hospital, Kaiser shall provide:

1. Referral to specialists
2. Regular consultations and treatment (except prescribed medicines)
3. Laboratory & X-ray examinations
4. Treatment of minor injuries and surgery not requiring confinement
5. Eye, ear, nose & Throat treatment

EMERGENCY CARE

DESIGNATED HOSPITALS

During an emergency case, a member who is in a critical condition caused by an illness or injury, the following benefits are:

1. Physician’s services
2. Medicines utilized during treatment or for immediate relief
3. Casts, dressings and sutures
4. Oxygen and intravenous fluids
5. X-ray, laboratory and other diagnostic examinations directly related to the emergency management of the patient

DENTAL CARE

The Member shall be entitled to dental services administered by an accredited service provider.  The dental benefits shall cover the following services:

a.     Consultation and Dental Examinations

b.     Dental Nutrition and Dietary Counselling

c.     Dental Health Education

d.     Restorative and Prosthodontic Treatment

e.     Simple tooth extractions

f.        Temporary filling-unlimited (as needed)

g.     Annual prophylaxis (mild cases only)

h.     Simple tooth Adjustment of Dentures

i.         Recementation of loose crowns, in-lays and on-lays

For Product presentation and Quotation kindly contact me @
Philipp Lozano: 09152069620-21 

[ Member Signature Violation! Please check our Signature Rules! 80 SC deducted for this violation. ]