4BR/2T&B
1,625,000/unit
16,944/mo Bank DP Promo for 18mos
13,507/mo Bank Amort for 25yrs.
Lot Area: 88sqm-House Area: 104sqm
30mins from Makati via Southexpressway
20,000 to Reserve
Single Detached House & Lot Package
Available thru Bank & Inhouse or Pag-ibig Financing
CATCH THIS CHRISTMAS PROMO FOR NOV 17-23, 2008 ONLY!
30% DISCOUNT PROMO ON RESERVATION
BEFORE: Php20,000 - NOW: Php14,000 NA LANG!
PLUS
DOWNPAYMENT PAYABLE WITHOUT INTEREST UP TO 18 Mos!!
(Your Best Chance To Own A Dreamhouse For Your Family)
OAKWOOD HOUSE MODEL @ THE OAKS VILLAGE
CARMONA ESTATES
Lantic, Carmona, Cavite
TODAY’S BEST INVESTMENT..YOUR PERFECT FAMILY HOME!
Ideal For First Home.....A Holiday Home
Retirees Haven Or A Rental Investment
- LOCATION.................Carmona Estate. A Peaceful Community, Away From The Noise and Chaos of Traditional Urban Setting! A Golf Course, Shopping Center, Good School Are Just Nearby. 30 Mins From Makati. 5 Minutes from Carmona Market.
- GETTING YOUR MONEY'S WORTH....Excellent Investment In Excellent Location. Spacious 4 Bedrooms & 2 Toilet & Bath, Large or Wide Balcony For Your Entertaining Pleasure, Ample Space For Your Garden and Lanai.
- AFFORDABILITY..............Compare This With Other Housing Projects, For Value For Money! Price, Size, Quality and Location. Longest Downpayment Period Of Up To 18 Months Without Interest. Bank & Pag-ibig & In-house Financing Accepted. Easy Housing Loan Processing. House construction starts while on downpayment period. Only here at The Oaks Village @ Carmona Estates,
- QUALITY...........................Low Maintenance. Solid Construction, Attention To Details & Specification. Built ByHOUSING AND LAND USE REGULATORY BOARD 2006 Leading Developer Awardee For Economic Housing Region 4A.
- CONVINIENCE..................Quite, Safe and Secure! Complete Amenities -- Swimming Pool, Multi-Purpose Clubhouse, Basketball Court, Elegant Entrance Gate Guarded 24/7, Roman Catholic Church, Children's Playground & Picnic Area and Provision for Shuttle Service.
- COMFORT & STYLE....."I'M HOME" This is it! It's Peace of Mind Your Family Can Grow Up In An Uncertain World. TRULY A MASTER PLAN COMMUNITY...IN A 150 Hectare Lot!
PEOPLE WITH AN EYE FOR PROPERTY AND AN APPRECIATION OF FUTURE VALUE SHOULD VIEW THESE
ELEGANT DREAMHOUSES @ CARMONA ESTATES!
THE OAKWOOD-B House Model @ THE OAKS VILLAGE - Phase 1- 3
Carmona Estates
Lantic, Carmona, Cavite
GROUND FLOOR: 1 Bedroom / 1 Toilet & Bath
SECOND FLOOR: 3 Bedroom / 1 Toilet & Bath/Wide Balcony
AVERAGE LOT CUTS: 88 square meters only
AVERAGE HOUSE AREAS: 104 square meters only
FRONTAGE: 2 Meters Easement from Next House
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Please see Photo Below of Oakwood House Actual Construction
@ The Oaks Village Phase 1 - 3
PAYMENT OPTION I
OAKWOOD B MODEL - BANK FINANCING
(This Inner Unit Will Be Ready for Occupancy in 18-20 Mos.)
Lot Area: 88 square meters
Floor Area: 104 square meters
INNER UNIT FACING 8 METERS WIDE ROAD
Selling Price.............................Php 1,625,000.00
20% downpayment............................325,000.00
Less: Reservation..................................20,000.00
Net Downpayment...............................305,000.00
(Net DP payable in 18 mos. W/out Interest)
Monthly DP if Paid in 18 mos...........16,944.44
80% BALANCE.................................1,300,000.00
Add: Processing fee...........................130,000.00
Total Balance Loanable..................1,430,000.00
BANK MONTHLY AMORTIZATION
5 yrs @10.5 %..................................…30,736.00
10 yrs @ 10.5%..................................19,295.00
15 yrs.@ 10.5%...................................15,807.00
20 yrs@ 10.5%....................................14,276.00
25 yrs@ 10.5........................................13,507.00
NOTE:- Fire and MRI insurance not included.
- Processing Fees includes Transfer of Title.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
- Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).
PAYMENT OPTION 2
OAKWOOD B MODEL - INHOUSE/PAG-IBIG FINANCING
(This Inner Unit Will Be Ready for Occupancy in 18-20 Mos.)
Lot Area: 88 square meters
Floor Area: 104 square meters
INNER UNIT FACING 8 METERS WIDE ROAD
Selling Price..................................Php1,625,000.00
20% Required Downpayment..............325,000.00
Add: Processing Fees............................73,125.00
Total Downpayment..............................398,125.00
Less: Reservation....................................20,000.00
Net Downpayment.................................378,125.00
(Net DP Payable in 18 Mos W/out Interest)
Monthly DP if paid in 18 mos...............21,006.94
80% Balance Loanable .....................1,300,000.00
INHOUSE MONTHLY AMORTIZATION
5 yrs @ 18%/yr.....................................33,011.45
10 yrs @ 21%/yr....................................25,991.11
BANK / PAG-IBIG MONTHLY AMORTIZATION
5 yrs @ 10.5%/yr....................................27,942.07
10 yrs @ 10.5%/yr.................................17,541.55
15 yrs @ 10.5%/yr.................................14,370.18
20 yrs @ 10.5%/yr.................................12,979.18
25 yrs @ 10.5%/yr.................................12,274.36
30 yrs @ 10.5%/yr.................................11,891.61
NOTE
- Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances.
- Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
- Bank / Inhouse processing will be processed by the Developer.
- Pag-ibig Financing will be processed by the Buyer.
THE OAKWOOD-B House Model @ THE PINECREST VILLAGE
Carmona Estates
Lantic, Carmona, Cavite
GROUND FLOOR: 1 Bedroom / 1 Toilet & Bath
SECOND FLOOR: 3 Bedroom / 1 Toilet & Bath/Large Terrace
AVERAGE LOT CUTS: 200 - 240 square meters
AVERAGE HOUSE AREAS: 104 square meters iin all models
FRONTAGE: 8-10 Meters Easement from Next House
Balcony is NOT Attached to the Next House
House is NOT Attached to Next House at the Back
PRIVACY AS YOU HAVE ALWAYS WANTED FOR YOUR FAMILY.
Please see Photo Below of Oakwood House Actual Construction
@ The Pinecrest Village
PAYMENT OPTION I
OAKWOOD B MODEL - BANK FINANCING
(This Inner Unit Will Be Ready for Occupancy in 18-20 Mos.)
Lot Area: 200 square meters
Floor Area: 104 square meters
(INNER UNIT FACING 8 METERS WIDE MAIN ROAD)
Selling Price.............................Php 2,336,000.00
20% downpayment.............................467,200.00
Less: Reservation...................................20,000.00
Net Downpayment...............................447,200.00
(Net DP payable in 18 mos. W/out Interest)
Monthly DP if Paid in 18 mos...........24,844.44
80% BALANCE.................................1,868,800.00
Add: Processing fee...........................186,880.00
Total Balance Loanable..................2,055,680.00
BANK MONTHLY AMORTIZATION
5 yrs @10.5 %..................................…44,184.00
10 yrs @ 10.5%..................................27,738.00
15 yrs.@ 10.5%...................................22,723.00
20 yrs@ 10.5%....................................20,523.00
25 yrs@ 10.5........................................19,409.00
NOTE:- Fire and MRI insurance not included.
- Processing Fees includes Transfer of Title.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
- Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).
PAYMENT OPTION 2
OAKWOOD B MODEL - INHOUSE/PAG-IBIG FINANCING
(This Inner Unit Will Be Ready for Occupancy in 18-20 Mos.)
Lot Area: 200 sqm.
Floor Area: 104 sqm.
(INNER LOT FACING 8 METERS ROAD)
Selling Price..................................Php2,336,000.00
20% Required Downpayment..............467,200.00
Add: Processing Fees...........................105,120.00
Total Downpayment..............................572,320.00
Less: Reservation....................................20,000.00
Net Downpayment.................................552,320.00
(MONTHLY DOWNPAYMENT WITHOUT INTEREST)Monthly DP if paid in 18 mos................30,684.44
80% Balance Loanable .....................1,868,800.00
INHOUSE MONTHLY AMORTIZATION
5 yrs @ 18%/yr.....................................47,455.24
10 yrs @ 21%/yr...................................37,363.23
BANK / PAG-IBIG MONTHLY AMORTIZATION
5 yrs @ 10.5%/yr....................................40,167.80
10 yrs @ 10.5%/yr.................................25,216.65
15 yrs @ 10.5%/yr.................................20,657.72
20 yrs @ 10.5%/yr.................................18,657.72
25 yrs @ 10.5%/yr.................................17,644.87
30 yrs @ 10.5%/yr.................................17,094.65
OPTION 2
SAMPLE COMPUTATION - INHOUSE / PAG-IBIG FINANCING
(Ready for Occupancy in 18-20 months)
(BIG LOTS)
Lot Area: 240 sqm.
Floor Area: 104 sqm.
(INNER LOT FACING 8 METERS WIDE MAIN ROAD)
Selling Price..................................Php2,664,000.00
20% Required Downpayment..............532,800.00
Add: Processing Fees...........................119.880.00
Total Downpayment..............................652,680.00
Less: Reservation....................................20,000.00
Net Downpayment.................................632,680.00
Monthly DP if paid in 18 mos...............35,148.8880% Balance Loanable ....................2,131,200.00
INHOUSE MONTHLY AMORTIZATION
5 yrs @ 18%/yr.....................................54,118.47
10 yrs @ 21%/yr...................................42,609.44
PAG-IBIG MONTHLY AMORTIZATION
5 yrs @ 10.5%/yr...................................45,807.00
10 yrs @ 10.5%/yr.................................28,757.00
15 yrs @ 10.5%/yr.................................23,558.26
20 yrs @ 10.5%/yr.................................21,277.47
25 yrs @ 10.5%/yr.................................20,122.40
30 yrs @ 10.5%/yr.................................19,494.92
NOTE:
- Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances.
- Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
- Bank / Inhouse processing will be processed by the Developer.
- Pag-ibig Financing will be processed by the Buyer.
Developed by a Leading Developer.. a 2006 Awardee:
AMENITIESCARMONA ESTATES
Roman Catholic Church
Shuttle Service / Swimming Pool
Elegant Entrance Gate / 24 Hour Security
Landscaped Open Spaces / Landscaped Parks & Playground
Centralized Water System / Energized by MERALCO
Village Clubhouse & Multipurpose Area
PROVISION FOR A SCHOOL INSIDE CARMONA ESTATES
SO BE A PART OF THE MASTER PLAN
Carmona Estates is Compose of Six (6) Villages:
1.) Cedar Village.......Php550,000.00 - Php700,000.00 - Villas Type
2.) Cypress Village...Php700,000.00 - Php900,000.00 - Townhouses
2.) Kinarri Village......Php900,000.00 - Php1,500,000.00 - Townhouses
3.) Amandala Village..Php1,300,000.00- Php1,700,000.00 - Single Attached
4.) The Oaks Village...Php1,600,000.00- Php1,800,000.00 - Single Attached
5.) Pine Crest Village..Php950,000.00 - Php2,600,000.00 - Single Attached
FLOOR PLAN
THE MANY SIDES OF THE MODEL HOUSES
Imagine Beautiful Houses Upon Full Turn-over..
When Landscaped, Gated and Fenced.
ACTUAL TURN-OVER UNIT
( As Delivered to Buyers)
Fully Painted Inside & Outside Walls.
Landscape & Cemented Garage Not Included
INTERIOR FINISH
Unit turn-over is plain cement finish only. No floor tiles.
Buyer will shoulder cost of tiles installation.
Kitchen Counter Top is Tiled When Unit is Delivered.
Second Floor Finish
Balcony
But toilet & bathroom turn-over has tiles already.
Concrete Stairways with Steel Handrail
OAKWOOD HOUSE MODEL WHEN CONSTRUCTED
But When Installed with Tiles, Furnished and Dressed-Up...
The Oakwood B House Model Can Become Your dreamhouse!
ONGOING CONSTRUCTION OF OAKWOOD 1
ON-GOING CONSTRUCTION OF AMENITIES
FREQUENTLY ASKED QUESTIONS
1. Reservation - is Php20,000.00 for this house and lot package. It is not refundable but is part of the downpayment. Buyer can transfer reservation or payments to another person or unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee. Approval may takes 2 weeks.
2. Monthly Downpayment - your first downpayment will start 30-40 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Day 7-15.....Submission of Requirements
Month 2.....1st Monthly Equity or Downpayment
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14- 17....1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - For Pag-ibig Financing - 1-3 mos. after full payment of EQUITY/DP and Pag-ibig loan take out (Pag-ibig has paid the developer). Estimated time in loan evaluation/processing is 4-6 mos after submission of full documents....For Bank Financing - 1-3 mos. after full payment of downpayment and Bank loan take-out (bank has paid the developer). If IN-house Financing - 1-3 mos. after full payment of downpayment puede na lumipat. No need for loan take-out.
5. Ready for Occupancy Units - there are ready for occupancy (RFO) units. Only in a very limited quantity. Should there be RFO units, full payment of downpayment is required before Buyer can transfer. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6.) House Construction - Starts while Buyer is on downpayment period. By the time Buyer finish paying downpayment, house will be almost finish and ready for turn-over in one to three months.
7.) House Improvement - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit. Buyer can only start installation of tiles/improvement after house is turned-over.
8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms
8.) Additional Lot - Buyer can buy a house and lot and lot only for more space.
BUY NOW WHILE STILL AFFORDABLE..
Don't be One of Those Who Say " If Only "
Act Now and Secure Your Future!
Pinalaki At Pinaganda Na Ang South Superhighway!
Construction of Skyway From Magallanes To Alabang is Ongoing!
Shortening Travel Time From Your Place of Work!
Saving Deposits As Investment Can Be Withdrawn Anytime,
Real Property Can Not.
Dollar Deposits Flactuate and Value May Goes Down,
Real Property Will Not.
Many Times Jewelries Are Sold Less Than The Value Bought,
Real Property Will Not.Money Value Goes Down In Time, Real Property Value
Always Goes Up In Time.SO INVEST IN REAL PROPERTY!
A Day Lost Is A Day Gone Forever...
CONTACT FOR FREE HOUSE VIEWING:
Esmer or Virgie Lazarte
Smartcel: +63919-283-0621
Suncel: +63922-326-3286
ELEGANTDREAMHOUSES MARKETING STAFF:
Ella - Ricky - Greg - Raquel
Manila Line: (632) 803-49-66
Email: elegantdreamhouses@yahoo.com
VIEW TO SEE OTHER AFFORDABLE HOUSES AT:
Website: http://www.elegantdreamhouses.sulit.com.ph
Price May Have Change By the Time You Read This Ads.
Please Always Ask For Updated Pricelist.
Thank You.
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