4BR/2T&B
1,020,000/unit
12,933/mo Bank DP for 12mos.
8,474/mo Bank Amortization for 25 yrs.
Lot Area: 50 sqm - House Area: 68 sqm
30 Mins. from Airport - 30 Mins from Makati
10,000 Reservation Fee
Bank or Inhouse or Pag-ibig Financing Accepted
NIKKO HOUSE MODEL @ KINARRI VILLAGECARMONA ESTATES
Lantic, Carmona, Cavite
TODAY’S BEST INVESTMENT..YOUR PERFECT FAMILY HOME!Ideal For First Home.....A Holiday Home
Retirees Haven Or A Rental Investment
- LOCATION......A Peaceful Community, Away From The Noise and Chaos of Traditional Urban Setting! 30 Mins From Makati. 5 Minutes from Carmona Market.
- GETTING YOUR MONEY'S WORTH....Excellent Investment In Excellent Location. Spacious 4 Bedrooms & 2 Toilet & Bath, Balcony For Your Entertaining Pleasure, Ample Space For Your Garden and Lanai.
- AFFORDABILITY.....Compare This With Other Housing Projects, For Value For Money! Price, Size, Quality and Location. Longest Downpayment Period Of Up To 18 Months. Bank & Pag-ibig & In-house Financing Accepted. Easy Housing Loan Processing.
- QUALITY.........Low Maintenance. Solid Construction, Attention To Details & Specification. Built By HOUSING AND LAND USE REGULATORY BOARD 2006 Leading Developer Awardee For Economic Housing Region 4A.
- CONVINIENCE..................Quite, Safe and Secure! Complete Amenities -- Swimming Pool, Multi-Purpose Clubhouse, Basketball Court, Elegant Entrance Gate Guarded 24/7, Roman Catholic Church, Children's Playground & Picnic Area and Provision for Shuttle Service.
- COMFORT & STYLE....."I'M HOME" This is it! It's Peace of Mind Your Family Can Grow Up In An Uncertain World. TRULY A MASTER PLAN COMMUNITY...IN A 150 Hectare Lot!
PEOPLE WITH AN EYE FOR PROPERTY AND AN APPRECIATION OF FUTURE VALUE SHOULD VIEW THESE ELEGANTHOUSES!
PAYMENT OPTON 1
SAMPLE COMPUTATION - BANK FINANCING
(This inner unit will be ready for occupancy in 13-20 mos)
Lot Area: 50 square meters
Floor Area: 68.68 square meters
Selling Price......................................1,020,000.00
20% Required downpayment............204,000.00
Less: Reservation..................................10,000.00
NET DOWNPAYMENT..........................194,000.00
DP Payable @ 12 Months.....................16,166.67
DP Payable @ 15 Months....................12,933.33
80% BALANCE.....................................816,000.00
Add: Processing Fee..............................81,600.00
TOTAL BAL. LOANABLE TO BANK.....897,600.00
Bank Monthly Amortization
5 yrs @ 10.5%.................19,292.92
10 yrs @ 10.5%................12,111.77
15 yrs @ 10.5%.................9,922.06
20 yrs @ 10.5%.................8,961.46
25 yrs @ 10.5%.................8,474.97
NOTE:
* Fire and MRI insurance not included.
* Ready For Occupancy (RFO) has 4-6 DP terms only.
* Buyers of RFO units can transfer to the house in 4-6 months.
* Buyer must pay full downpayment before moving into the unit.
* Processing Fees includes Transfer of Title.
* Interest rate is reference only.
* Prevailing interest rate will apply upon loan takeout.
* Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
* Bank maximum terms will depend on salary & age (loan maturity is 55 yrs.).
PAYMENT OPTON 2
INHOUSE/PAGIBIG/BANK FINANCING
(This inner unit will be ready for occupancy in 13-15 mos)
Lot Area: 50 square meters
Floor Area: 68.68 square meters
Selling Price.........................................1,020,000.00
20% Required downpayment..........204,000.00
Add: Processing Fee............................45,900.00
TOTAL DOWNPAYMENT.......................249,900.00
Less: Reservation.................................10,000.00
NET DOWNPAYMENT...........................239,900.00
DP Payable @ 12 Months...................19,991.67
DP Payable @ 15 Months..................15,993.33
80% BALANCE..................................816,000.00
In-House Amortization
5 yrs @ 18%................20,721.04
10 yrs @ 21%...............16,314.42
Bank/Pag-Ibig Monthly
5 yrs @ 10.5%..............17,539.02
10 yrs @ 10.5%..............11,010.70
15 yrs @ 10.5%...............9,020.06
20 yrs @ 10.5%...............8,146.78
25 yrs @ 10.5%...............7,704.52
30 yrs @ 10.5%................7,464.27
NOTE: - Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances.
- Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
- Pag-ibig processing will be done by the Buyer. Developer process Inhouse.
PAYMENT OPTON 3
SAMPLE COMPUTATION - DEFERRED CASH PAYMENT
(This inner unit will be ready for occupancy in 13 - 18 mos)
(Pay in 24 months WITHOUT interest)
Lot Area........50 sqm.
Floor Area..........68.68 sqm.
Selling Price..................................Php1,020,000.00
Add: Processing Fees..............................45,900.00
Total Contract Price............................1,065,900.00
Less: Reservation......................................10,000.00
Net Total Contract Price.....................1,055,900.00
MONTHLY PAYMENT
24 Monthly Payment Without Interest...43,995.83
NOTE:
AMENITIES
Roman Catholic Church
Shuttle Service / Swimming Pool
Elegant Entrance Gate / 24 Hour Security
Landscaped Open Spaces / Landscaped Parks & Playground
Centralized Water System / Energized by MERALCO
Village Clubhouse & Multipurpose Area
PROVISION FOR A SCHOOL INSIDE CARMONA ESTATES
SO BE A PART OF THE MASTER PLAN
Carmona Estates is Compose of Five (5) Villages:
1.) Cedar Village.......Php550,000.00 - Php700,000.00 - Villas Type
2.) Kinarri Village......Php900,000.00 - Php1,500,000.00 - Townhouse
3.) Amandala Village..Php1,300,000.00- Php1,700,000.00 - Single Attached
4.) The Oaks Village...Php1,600,000.00- Php1,800,000.00 - Single Attached
5.) Pine Crest Village..Php950,000.00 - Php2,600,000.00 - Single Attached
THE GATE TO KINARRI VILLAGE
INTERIORS OF NIKKO HOUSE MODEL TURN-OVER
This is the actual turn-over. No FLOOR TILES. Buyer will shoulder
for the cost of tiles installation.
BUT WHEN FURNISHED, DRESSED-UP & LANDSCAPED..
This photo below will show its transformation!
Bathroom can still be beautified as shown photo below.
(Please take note that all improvements shall be Buyer's Account)
FREQUENTLY ASKED QUESTIONS
1. Reservation - is Php10,000.00. It is not refundable but is part of the downpayment. Buyer can transfer reservation/payments to another person or unit provided under same developer and same price or price is higher than old unit.All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa payment. Just pay Php3,000.00 as transfer fee. Approval may take 1-2 weeks.
2. Monthly Downpayment - your first downpayment will start 30-40 days after you paid your reservation.Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Day 7-15.....Submission of Requirements
Month 2.....1st Monthly Equity or Downpayment
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14....1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat:
1.) For Pag-ibig Financing - after full payment of EQUITY/DP and Pag-ibig loan take out (Pag-ibig has paid the developer).Estimated time in loan processing is 4-5 mos after submission of full documents.
2. For Bank Financing - after full payment of downpayment and Bank loan take-out ( bank has paid the developer ).
3.) For In-house Financing - after full payment of Downpayment, puede na lumipat. No need for loan take-out.
5. Ready for Occupancy Units - there are now ready for occupancy units. Only in limited units.Full payment of downpayment is required before Buyer can transfer.Please take note that turn-over unit has only cement finish flooring in all floors.Buyer will shoulder the cost of tiles intallation and other improvements shown in the model houses.
6.) House Construction - starts while Buyer is on downpayment period. By the time Buyer finish paying downpayent, house will be almost finish and ready for turn-over.
7.) House Improvement - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit.Buyer can only start installation of tiles/improvement after house is turned-over.
8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.) Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
BUY NOW WHILE STILL AFFORDABLE..
Don't be One of Those Who Say " If Only "
Act Now and Secure Your Future!
- Investments/Savings Deposits Can Be Withdrawn Anytime, Real Property Can Not.
- Dollar Deposits May Flactuate And Value May Goes Down, Real Property Will Not.
- Many Times Jewelries Are Sold Less Value Bought, Real Property Will Not.
- Money Value Goes Down In Time, Real Property Value Always Goes Up In Time.
SO INVEST IN REAL PROPERTY!
A Day Lost Is A Day Gone Forever... CONTACT FOR FREE HOUSE VIEWING:
Esmer Lazarte
Smartcel: 0919-283-0621
Suncel: 0922-326-3286
Email: elegantdreamhouses@yahoo.com
CLICK TO SEE OTHER AFFORDABLE HOUSES AT:
Website: http://www.elegantdreamhouses.sulit.com.ph
Beware of Ads Imitators
Price May Have Change By the Time You Read This Ads.
Please Always Ask For Updated Pricelist.
Thank You.
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