FEATURES AND BENEFITS:
| Wide Acceptance |
| Prudentialife Visa is a direct tie-up with Equitable Card Network. Thus, the Prudentialife Visa Card is as good as the Equitable Visa Card. |
| All establishments that prominently display the Visa International logo shall accept the Prudentialife Visa Card. The Prudentialife Classic and Gold Local Cards are honored in all Visa accredited establishments and merchants nationwide. The Prudentialife Classic and Gold International Cards are honored both locally and internationally. | | | Cardholders have the option to settle the minimum amount due for the month. | | For Peso Accounts, the minimum amount due is P500; or 5% of the total monthly purchases and cash advances plus finance charges, whichever is higher. Unpaid balances are subject to 3.5% interest charges. | | For Dollar Accounts, the minimum amount due is US$50; or 5% of the total monthly purchases and cash advances plus finance charges, whichever is higher. Unpaid balances are subject to 2.5% interest charges. | | |
| | | When in need of emergency cash, withdrawing is made easy thru Prudentialife Visa cash advance facility. This facility is available at more than 5,000 Megalink-Bancnet ATMs nationwide and over 660,000 ATMs worldwide. | | Assign your Personal Identification Number (PIN) at any Equitable PCI Bank Branch and start enjoying this facility within three (3) banking days upon encoding of PIN. | | The account must be in good standing upon availment of the cash advances. All cash advances and regular purchases fall within the same credit limit. Thirty Percent of the Credit Limit (subject to availability) may be availed for the cash advances. | | All cash advances availed are subject to 5% interest and a transaction fee of P50 per use of card. | | |
| Two Credit Cards in One | | Enjoy two separate credit limits: a Dollar Account for international purchases and a Peso Account for local purchases. |
| | | Cash In A Flash helps you manage your finances by offering a multi-purpose loan for your every need. Opt to pay in convenient monthly installments of 3, 6, 9, 12, 18 or 24 months at low interest rates. A separate credit limit is used when availing of Cash In A Flash. | | Cash loan. Avail of cash loan for the children’s tuition fees, home improvement or when you need emergency cash. | | Credit to Visa. Charge all your spendings to your Prudentialfie Visa card and convert your purchases in convenient and flexible payment terms. | | Balance transfer. Wipe out the outstanding balances from your non-Prudentialife Visa cards and enjoy paying fixed monthly amortizations at low interest rates. |
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| Utility Bills Auto-Debit Arrangement | Free yourself from the hassle of falling in line in payment centers every time your due falls. Enroll your MERALCO, PLDT, Prudentialife Plans, cable, cellular phone and other utility bills through an auto-debit arrangement with your Prudentialife Visa. |
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Broadest Network of Payment Centers |
Settle your bills over the counter at any Equitable-PCI Bank branch, Prudentialife Office or any of the affiliated banks. You may also enjoy the convenience of paying through the nation's largest ATM consortium (Megalink or Megalink-Bancnet). |
| Life Plan Coverage |
| You are covered with a Life Plan of PhP20,000 worth of memorial services as long as your Prudentialife Visa account is active and updated upon the claim. |
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| Annual Fee Waiver |
| Annal fees are automatically waived for cardholders who meet the annual purchase requirement. | Equitable Advantage Plus Program | | Every P50 charged to Prudentialife Visa earns 1 e-point. Accumulate these e-points to redeem exciting reward items for free! |
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TYPES OF CARD:
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| Wide Acceptability - more than 18,000 establishments nationwide | | | | |
| Lite-Payment Terms - 5% of monthly purchases & cash advances, & low interest of 3.25% | | | | |
| Cash Advance - apply at Equitable and you will be given a PIN number so you can withdraw cash from over 800 Megalink ATMs. You can use this 3 days after enrolling. | | | | |
| PayLink Convenience - transfer funds from ATM account to pay VISA. | | | | |
| Payment Options - enroll to pay Meralco & PLDT | | | | |
| No Service Charge - gasoline, grocery, & drugstore surcharges are waived | | | | |
| Customer Service - call 845-4101 to 02 and 753-1034 to resolve problems; Hotlines are 241-6166 or 241-5771 | | | | |
| 24-Hour Personal Accident Insurance -24hr. personal accident insurance worth up to 5 times your previous month’s purchase | | | | |
| Travel Accident Insurance - Php1.5M for Classic Local and Php2.5M for Gold Local travel accident insurance when you charge in full tour travel tickets from PTSI |
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| .Classic & Gold International |
| | | | Lite-Payment Terms - entitled to pay five percent (5%) of monthly purchases and cash advances. Minimum is USD50.00 with interest of 2.25%. For local billings, minimum payment is Php500.00 with interest of 3.25% | | | | |
| Two Credit Cards in One - 2 separate limits; USD for purchase abroad and Php for local purchases | | | | |
| No Service Charge - waived surcharges on gasoline, grocery, & drugstore purchases | | | | |
| International Cash Advance - enroll to withdraw cash in local currency at over 275,000 ATMs worldwide | | | | |
| Access to VisaPhone - make telephone calls and get billed later | | | | |
| Payment Options - choose USD or Php to pay purchases made abroad; use Visa’s daily exchange rate | | | | |
| Wide Acceptance - accepted in more than 18,000 establishments nationwide and worldwide | | | | |
| 24-Hour Personal Accident Insurance - personal accident at no extra cost; coverage is five times the previous month’s purchase | | | | |
| Travel Accident Insurance - Php2.5M (CI) and Php3.5M (GI) travel accident insurance when you charge in full tour travel tickets from PTSI | | | | |
| 24-Hour Emergency Hotline – toll free phone numbers (632)241-6166 or (632)241-5771 | | | | |
| Emergency Card Replacement and Cash Advance - emergency card replacement as fast as 1 business day or cash advance from VISA service bank |
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To be eligible for a credit card you must:
Be between 21 and 65 years old and a Philippine resident
Be residing or employed within Metro Manila, Bulacan, Pampanga, Rizal, Laguna, Cavite, Batangas, Cebu, Davao City, Zambales (Subic and Olongapo City), Bacolod, Butuan, Cagayan de Oro, Cotabato, Dipolog, General Santos, Iloilo, Kalibo, Legaspi, Naga, Puerto Princesa, Roxas, Tacloban, Tuguegarao, Tagbilaran City, Zamboanga City, Baguio City, Panabo & Tagum Davao del Norte, Digos Davao del Sur, Laoag City, Ormoc City, Dumaguete City, Cabanatuan City, Dagupan City, Urdaneta Pangasinan, Calasiao Pangasinan, Lucena City, Tarlac City.
Have a residential landline telephone or office landline
Have at least a gross annual income of
Php 150,000 for Classic Local OR p12,500 PER MONTH.
Php 250,000 for Classic International
Php 350,000 for Gold Local
PHp 500,000 for Gold International
Document Required:
Two (2) Valid ID’s (w/ specimen signatures) - (Company ID, SSS, Passport, GSIS, Driver’s License, PRC ID, etc.)
Proof of Billing (Meralco, MWSS, PLDT, Credit Card Bill)
Optional Requirements: (submit only if required)
Income Tax Returns (ITR) - Form 2316 for Employed (optional)Form 1701 for Self-Employed with Audited Financial Statements and DTI (optional)
All data submitted will be treated confidentially by PRUDENTIALIFE.
FOR INQUIRIES Pls Contact:
Rosemarie Binos
0929 374 6994
email: rose_prudentialife@yahoo.com
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