Philam Insurance Package- RETAIL STORES

PROTECT
WHAT’S IN STORE 

In putting up a business, you need some good cash to get started and you’ll want to make sure you don’t risk it with the possibility of unexpected costs due to inadequate protection. Well thought out plans for handling disaster makes good business sense.

Tailored for business operations engaged in selling goods to the public –
My Business My Choice range of products are suitable for most retail operations such as boutiques, gift shops, computer shops, and grocery stores.

With My Business, My Choice: Retail, you get the ultimate insurance protection!

We offer four plan options for you to choose from, select the plan most suitable to your needs.

Plan I – Standard Cover Basic

Covers your property against fire and lighting, smoke and water damages before about by fire

Plan II – Standard Cover Comprehensive

Plan I benefit, PLUS:

• Earthquake
• Typhoon
• Extended Coverage (smoke damage, falling aircraft, explosion, vehicular impact)
• Riot, Strike & Malicious Damage (RSMD)
• Burglary & Robbery Cover up to P100,000

Plan III – Retail Package Basic

• Fire & Lightning
  
  
• Burglary & Robbery
  Pays for loss of your stocks, merchandise, furniture, machinery or equipment from burglary or robbery including resulting damage to your property.
  
  
• Money Insurance
  Pays for loss of cash or payroll money and other securities by robbery and burglary
  
  
• Accidental Breakage of Fixed Glass/Signage
  Pays for damage to fixed glass walls and signage caused by accidental breakage
  
  
• Inland Transit Coverage
  Pays for loss to damage to your stocks or merchandise while being transported
  
  
• Personal Accident Coverage
  Compensates four (4) named employees for accidents resulting to bodily injury or death including medical reimbursement

Plan IV – Retail Package Comprehensive

This cover provides an extension to your Basic Retail Insurance Package Plan III benefit, PLUS:

• Earthquake 
• Typhoon
• Extended Coverage (smoke damage, falling aircraft, explosion, vehicular impact)
• Riot, Strike & Malicious Damage
  

FREE COVER!!!

Debris Removal – covers  costs and expenses incurred in removing debris if the property is destroyed by fire and other perils insured against – up to Php 100,000

Special Emergency Allowance – awards the Assured within seven days from establishment of liability 15% of the sum insured maximum of Php 300,000 upon incident of a total loss. This is in addition to the sum to be determined after assessment of claim.

Exclusions: My Business My Choice Retail excludes retailers of antiques, paintings and jewerly, shops carrying petrochemical and hazardous stocks (like paint, LPG, charcoal, varnish, lumber)

 
For inquiries & quotations for My Business, My Choice Insurance Packages, contact:

Room 202 Erlag Bldg., 102 Esteban St.,
Legaspi Village, Makati City
Phone numbers: 8932285 / 8938790
Fax: 8935334
E-mail: paj546@hotmail.com
YM: paj.resources