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STANDARD DOCUMENTATION REQUIREMENTS

• Completely accomplished Personal Information Sheet form
• Proof of Income

-         Income Tax Return

ELIGIBILITY ( Principal )

       1.   Age: 18 to 65 years old

       2.  Gainfully Employed

-         Employed at least 1 year

-         Business at least 1 year

       3. Residence/ Office address and Tel. no.

       4.  With in 30 km radius of a UBP branch / resident of the Phil.

       5.  Telephone at least 1 land based tel. in either residence / employment

       6.  Minimum gross annual income ( see above )

ELIGIBILITY ( Supplementary )

1. Must be at least 14 years old
2. Must be within 2^nd degree of consanguinity or affinity of principal

PRODUCT FEATURES:

1. Two card identity

-         Gold ( Principal and Supplementary )

Income requirement:

      -  Php 480,00 (single )

-   Php 600,000 ( married )

-         Classic ( Principal and Supplementary )

                        Income requirement:  

                                          -    Php 150,000 ( single )

                                                            -    Php 180,000 ( married )

     2.  Global acceptance for retail purchases

     3.  Interest rate of 3.5%

     4.  Late payment of 6% ( computed based on a minimum due or Php 300   

          Whichever is higher

     5.  Cash advance facility:

-         1^st year         0%

-         2^nd year        up to 10%

-         3^rd year        up to 20%

-         4^th year        up to 30%

6.      Cash Advance Service Fee of Php 500.00 per transaction ( over-the-counter)

7.    Annual Fee

             -   Gold: Php 2,500.00

                 -   Classic Php 1,500.00

8.     Joining Fee (Php300) waived

9.     Revolving credit Facility ( able to pay Php500.00 or 5% of the outstanding  balance, whichever is higher

10.   Balance transfer option

11.   Supplementary card privileges

12.   24 – hour customer service

13.   Physical statement of account and Cyber statement

14.   Multiple Payment Options ( UBP Over-the-counter, Internet, ATM, and Auto

        Debit Arrangement )

15.   Installment feature

16.   Included in the Privilege Points

17.   Included in the balance transfer

18.   Included in discounts Program and

19.   Foreign currency purchases billed and settled in peso

NOTE:

FOR APPLICANTS WITH CREDIT MORE THAN 1 YEAR

• No documents needed, only the information filled up in the application form.

FOR APPLICANTS WITHOUT CREDIT CARD

• Income Tax Return (2316)
• 2 valid IDs Xerox back to back w/ 3 specimen signatures

• Proof of billing if outside MM