

3BR/1T&B725,000/unitNO DOWN4,541/mo. Equity for 12Mos.4,989/mo. Pagibig Amort for 30yrs.Lot Area:40sqm-House Area:40sqm.15 Mins. from Alabang- Near Makati STOP RENTING! START SAVING YOUR RENT!NO SALARY/INCOME TAX RETURN REQUIREMENT!

CYPRESS House Model @ Cedar Residences
Carmona Estates, Carmona, Cavite
Philippines
- Three (3) Spacious Bedroom with room partition, with ceiling, painted finish na.
- May bedroom sa ground floor for Lolo & Lola or guest/office/study room
- One (1) Toilet and Bath with tiles and nice ceramic fixtures in Second Floor.
- Kitchen countertop is with white tiles and with stainless sink.
- Wala ng gagawin pa bago makalipat. Light sockets are installed.
- Pinalaki at pinaganda na ang South Luzon Expressway.
- Skyway construction from Magallanes to Alabang is ongoing.
- Shortening travel time for those working in Makati and Laguna.
- 15 mins from Alabang. 30 mins from Makati.
- Price include Title Transfer cost.
- House Area: 40 square meters - Lot Area: 40 square meters
- PAG-IBIG housing loan to be process by Developer.
- Just submit required documents.
- ALWAYS COMPARE CYPRESS @ CEDAR RESIDENCES & SEE THE BIG DIFFERENCE WITH THE OTHERS -
PRICE, QUALITY, SIZE & LOCATION - Developed by a Leading Developer..a 2006 Awardee:

PAYMENT OPTION 1
SAMPLE COMPUTATION - PAG-IBIG FINANCING
(This Inner Unit Will be Ready for Occupancy in 12-14 mos.)
CYPRESS HOUSE MODEL
Lot Area: 40 sqmeter
Floor Area: 40 sqmeter
INNER UNIT NOT FACING EAST/MORNING SUN
Selling Price..................................725,000.00
Add: Processing Fee.....................87,000.00
Total Contract Price....................812,000.00
Less: Loanable to Pag-ibig.........750,000.00
Required Equity..............................62,000.00
Less: Reservation............................7,500.00
Net Equity......................................54,500.00
Monthly Equity for 12 mos............4,541.16
Balance Loanable to Pag-ibig.....750,000.00
Monthly PAG-IBIG Amortization:
5 yrs....@ 7%..............14,850.83
10 yrs @ 7%................8,708.10
15 yrs @ 7%................6,741.15
20 yrs @ 7%................5,814.00
25 yrs @ 7%................5,300.00
30 yrs @ 7%................4,989.00
PAYMENT OPTION 2
SAMPLE COMPUTATION - PAG-IBIG FINANCING
(This Inner Unit Will be Ready for Occupancy in 12-14 mos.)
CYPRESS HOUSE MODEL
Lot Area: 40 sqmeter
Floor Area: 40 sqmeter
INNER UNIT IS FACING EAST/MORNING SUN
Selling Price...............................733,000.00
Add: Processing Fee...................87,960.00
Total Contract Price.................820,960.00
Less: Loanable to Pag-ibig......750,000.00
Required Equity...........................70,960.00
Less: Reservation.........................7,500.00
Net Equity....................................63,460.00
Monthly Equity for 12 mos..........5,288.33.00
Balance Loanable to Pag-ibig...750,000.00
Monthly PAG-IBIG Amortization:
5 yrs @ 7%..........14,850.83
10 yrs @ 7%...........8,708.10
15 yrs @ 7%...........6,741.15
20 yrs @ 7%...........5,814.00
25 yrs @ 7%...........5,300.00
30 yrs @ 7%...........4,989.00
END UNIT
SAMPLE COMPUTATION - PAG-IBIG FINANCING
(This END Unit Will be Ready for Occupancy in 12-14 mos.)
CYPRESS HOUSE MODELLot Area: 53 sqmeter
Floor Area: 40 sqmeter
Selling Price...............................796,000.00
Add: Processing Fee...................95,520.00
Total Contract Price.................891,520.00
Less: Loanable to Pag-ibig......750,000.00
Required Equity...........................141,520.00
Less: Reservation.........................7,500.00
Net Equity....................................134,020.00
Monthly Equity for 12 mos..........11,168.33
Balance Loanable to Pag-ibig...750,000.00
Monthly PAG-IBIG Amortization:
5 yrs @ 7%..........14,850.83
10 yrs @ 7%...........8,708.10
15 yrs @ 7%...........6,741.15
20 yrs @ 7%...........5,814.00
25 yrs @ 7%...........5,300.00
30 yrs @ 7%...........4,989.00
NOTE:
- The Cypress is strictly PAGIBIG Financing only. Bank & Inhouse not accepted.
- Maximum terms of loan varies depending Buyer's age.
- Loan must be paid before Buyer reaches 65 yrs. old.
- STRICTLY NO DOWNPAYMENT HERE.
- Monthly Equity is for Loan Processing as Listed Below.
- Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance.
- Also includes One year advance property tax and other blueprints.
- Corner/End Lots are not yet available.

FLOOR PLAN


ACTUAL TURN-OVER 
Cypress will be constructed in Cluster of 10 units and up depending on Block size.
The photos below are model houses in the Manor, Imus, Cavite. Same
price/lot/floor area. Only in different location.
Getting a corner lot give more space
for improvement as shown in this model house.
Though there's no available corner/end lot at the moment,
It is recommended to reserve immediately as soon corner lots
are available. Price range may start at Php800K - up depending on size of lot.
Monthly Equity for 12 mos may range from 7K - up.


An inner unit can still have a balcony as shown in this model unit.


AMENITIES
Gazebo / Clubhouse
Entrance Gate / Shuttle Service
Function Room / Swimming Pool
24-hour Security / Basketball Court
24-hour Security / Multi-purpose Area
Roman Catholic Church
ARTIST RENDETION OF THE AMENITIES

ON-GOING CONSTRUCTION OF AMENITIES


ACTUAL TURN OVER OF MANOR HOUSE MODEL

Actual turn-over Unit of Manor House Model
Is already painted inside and outside walls.
It has room partition, ceiling and bathroom with tiles and ceramic fixtures
Except FLOOR TILES. Buyer will shoulder its instllation.

Concrete Stairway with Steel Handrail

Bathroom and Kitchen countertop has ceramic tiles
already installed when unit is delivered.

BUT WHEN THE UNIT IS FURNISHED, DRESSED-UP AND LANDSCAPED...
ACTUAL PHOTOS

Second Floor Bedroom can be improved into Loft type.. LIVING ROOM
FREQUENTLY ASKED QUESTIONS
1. Reservation - is Php 5,000.00. It is not refundable but is part of the downpayment.
2. Monthly Downpayment - first downpayment will start 30-40 days after paying the reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after fully payment of downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
- Month 1 - DAY 1......Reservation
- Day 7-15.................Submission of Requirements
- Month 2..................1st Monthly Equity or Downpayment
- Month 3..................2nd Monthly Equity or Downpayment
- Month 4..................3rd - 12th Monthly Equity or Downpayment
- Month 14 ...............1st Monthly Amortization & Turn-over
4. Kailan Puede Lumipat - after full payment of equity and Pag-ibig loan take out (Pag-ibig has paid the developer). Estimated time in loan processing and Pagibig take-out is on the 10-12th month of downpayment period. Construction of the house will start next year. Land development is ongoing now.
5. House Construction - starts while Buyer is halfway on the downpayment period.
By the time downpayment is fully paid, house is also ready for turn-over. Cypress was launched August, 2008. Its preselling at the moment while land development is ongoing. First to be constructed will be those who reserved first.
6. Hassle Free Loan Application - Developer will handle Pag-ibig processing. Just submit all the required documents.
7.) The Cypress is strictly PAG_IBIG Financing only. Inhouse Financing or Bank Financing is not accepted. No discount for spot payment of equity. Monthly equity here is for transfer of title and other processing fees for the Pagibig loan application.
8). REQUIRED DOCUMENTS - PAG-IBIG FINANCING (Locally Employed)
(Must be submitted withinin 15-30 days from Reservation date)
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR (only for loan above 750K)
12.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
A.) 12 pcs. Or as per Downpayment/Equity term choosenB.) 44 pcs. for Monthly Amortization C. ) 2 pcs. Realty Property Tax (2 yrs.) D. TOTAL 58 CHECKS
CONTACT FOR FREE HOUSE VIEWING:
Virgie or Esmer Lazarte
Smartcel: +63919-283-0621
Suncel: +63922-326-3286
ELEGANTHOUSES MARKETING STAFF:
Ella - Ricky - Greg
Manila Telephone Line: (632) 803-49-66
Email: elegantdreamhouses@yahoo.com
CLICK TO SEE OTHER AFFORDABLE HOUSES AT:
Website: http://www.elegantdreamhouses.sulit.com.ph
Price May Have Change By the Time You Read This Ad.
Please Always Ask For Updated Pricelist.
Thank You.
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