GUARANTEE FLOOD FREE House and Lot Oakwood Single Attached @ Carmona Esate, Cavite (near Alabang / Southwoods / Binan / Sta.Rosa Laguna Philippines)

House Features:

• Floor Area: 104 sq. m.
• Lot Area: 88 sq. m.
• Four (4) Bedrooms
• 2 Toilet and Bath
• Living Area
• Kitchen Area
• Dining Area
• Laundry / Service Area
• Provision for 2 Car Garage
• Provision for Front Lawn
• Provision for CATV,
• Telephone and Air-conditioning Unit

House Finishes:

• Pre-painted Long Span Roofing
• Painted Exterior and Interior Walls
• Tiled Kitchen Counter with Stainless Kitchen Sink
• Tiled Toilet and Bath
• Ceramic Bathroom Fixtures

Amenities:
- Village Club House and Multipurpose Area, Swimming Pool, Shuttle Service,
- 24 Security, Basketball Court and kids play ground, Landscaped Open Spaces
- Elegant Entrance Gate, Energized by Meralco, Centralized Water System

LAND MARK

Malls
- 3 Minutes drive to Walter mart Carmona, Cavite
- 15 Minutes drive to SM Dasmarinas, Cavite
- 10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL (Via SLEX)

Schools
- Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio San Agustin.

Banks
- BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc.

Resorts/Restaurants
- Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant), 30-45mins drive to TAGAYTAY

Just 30 minutes away from Makati Central Business District, Oakwood is situated in Carmona, Cavite (almost boundary of Laguna). Very close to access roads leading to schools country clubs, hospitals and shopping centers.

PAYMENT OPTION I

OAKWOOD B MODEL - BANK FINANCING
 (This Inner House Will Be Ready for Occupancy in 18-21 Mos.)

Lot Area: 88 square meters
Floor Area: 104 square meters
Location:  Block 2 & 3 - Phase 3

Total Contract Price................................................           1,755.000.00

Less: Loanable to Bank.......................................               1,430,000.00

Required Equity.......................................................            325,000.00

Less: Reservation..........................................................        20,000.00

Net Equity...................................................................        308,000.00

Monthly Equity for 15 mos.......................................        20,333.33

Balance Loanable to Bank(Metrobankor UCPB)......   1,430,000.00

BANK MONTHLY AMORTIZATION

5 yrs @10.5 %..................................… 31,470.21
10 yrs @ 10.5%................................... 20,029.63
15 yrs.@ 10.5%................................... 16,541.13
20 yrs@ 10.5%.................................... 15,010.76

IMPORTANT NOTES:

• Fire and MRI insurance are included in amortization.
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
• Bank maximum approved amount will depend on salary & age(loan maturity is 55 yrs.).
• Buyer can move in upon full payment of equity and Bank loan take-out. Prevailing interest rate upon loan take-out will apply.
•  Submission of full documents needed within 15-30 days from date of reservation.

PAYMENT OPTION 2

OAKWOOD B MODEL - INHOUSE FINANCING
 (This Inner House Will Be Ready for Occupancy in 18-20 Mos.)

Lot Area: 88 square meters
Floor Area: 104 square meters
Location:  Block 2 - Phase 3

Total Contract Price................................................           1,698,125.00

Less: Loanable to In-house.......................................         1,300,000.00

Required Equity.......................................................            398,125.00

Less: Reservation..........................................................        20,000.00

Net Equity...................................................................        378,125.00

Monthly Equity for 15 mos.......................................        25,208.33

Balance Loanable to In-House ...............................     1,300,000.00

INHOUSE MONTHLY AMORTIZATION
5 yrs @ 18%/yr.....................................                  33,696.63
10 yrs @ 21%/yr....................................                 26,676.30

• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances.
• Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
• Prices May Have Change By the Time You Read This Ads.
• Please Ask For Updates.
• IN-HOUSE financing has maximum of 10 yrs. term only.
• Processing fee in Inhouse/Pag-ibig Financing does not include Transfer of Title. Buyer will pay for it and estimated cost to transfer a title is Php43T up
• Processing fee covers one (I) yr advance Realty/Property Tax, One (1) yr. Advance HOA (Homeowners Association ) dues, MRI and Fire Insurance, documentation and other

Dressed Up House Picture

livingroom


Kitchen


Dining Area


Stair


Toilet & Bath


 Master Bedroom


Verdana

Turn Over House Picture


Livingroom


Kitchen


Stair


Toilet and Bath


Bedroom


Veranda

FREQUENTLY ASKED QUESTIONS

1. How much is the Reservation Fee?

Ans. Reservation Fee varies according to the selling price of the house. For example, the Reservation Fee for Oakwood is 20,000 pesos.

2. Is the Reservation Fee refundable?

Ans. It is not refundable but it is part of the downpayment.

3. Can buyer upgrade or transfer to another unit with a higher price?

Ans. Yes, provided under same developer. All payments will be credited to the new unit chosen. No penalty or deductions on the previous payments, only transfer fee of 3,000 pesos.

4. When will be the first monthly payment for equity?

Ans. Your first downpayment will start 30 days after paying the reservation fee.

5. When will be the first monthly payment for amortization?

Ans. The first monthly amortization will start after you have fully paid the net equity.

• Day 1 .....................Reservation
• Day 7-15.................Submission of Requirements
• Month 1...................1st Monthly Equity or Downpayment
• Month 2...................2nd Monthly Equity or Downpayment
• Month 3-12 .............Remaining Monthly Equity or Downpayment
• Month 13 ................1st Monthly Amortization and Turnover

6. Is the house ready for occupancy?

Ans. Construction of the house will start during the payment of equity. While under construction, minor changes can be requested by the owner from the developer. If ever there are available Ready For Occupancy (RFO) units, full equity must be paid and loan has been taken-out by Pag-ibig before buyer can move-in. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.

7. What are the requirements for In-House Financing?

Ans. Here are the requirements:

1.) Valid ID/TIN
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment ITR or Bank Account
6.) FOR OFW: Job Contract and Photocopy of Passport
7.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
........a.) 12 pcs. as per Dp/Equity term choosen
........b.) 36 pcs. for Monthly Amortization
........c.) 1 pc. Guarantee Check
........d.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
........e.) TOTAL CHECKS .....53 CHECKS

8. What are the requirements for Bank Financing?

Ans. Here are the requirements:

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation-
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
.........a.) 12 pcs. Downpayment or According to DP terms
.........b.) 1 pc. Guarantee check

If OFW - SEAMAN - Add these documents:

12.) Passport (Xerox)
13.) Certificate of employment from Agency and/or Job Contract
14.) Exit Pass (Authenticated by POEA)
15.) Special Power of Attorney - Notarized

IF OFW - LANDBASE - Add this documents:

16.) Certificate of Employment from Company - Notarized
17.) Latest contract of Employment (Authenticated by POEA)

9. What are the accepted valid ID's?

Ans. Passport/Drivers License, PRC ID., NBI Clearance, Police Clearance,
Postal ID, GSIS E-Card, SSS, Philhealth Card, Senior Citizen, OWWA ID,
OFW ID, Seaman's Book, Alien Certification Registration, Immigrant Certification.

Free Tripping on the site!!! Hurry! Call us Now!

 Cellphone: Globe: 0917-8313300, Smart: 0908-8952524
 Landline: (02) 837-8187or (02)359-2158

Look for Ms.Reniza Larraquel

Email Address: reniza@modernlivingphils.com
Website: www.modernlivingphils.com
Yahoo Messenger : renlarraquel@yahoo.com