AIG Assist Annual Business Travel Insurance Philippines
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AIG Assist Annual Business Travel Insurance

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Expire On: January 8, 2010 07:14AM

Advertisement Details

Advertisement ID :
876806
Category : Insurance
Location : Makati City, Metro Manila
Ads Classification : Offered
Address : Room 202 Erlag Bldg., 102 Esteban St., Legaspi Village, Makati City
Date Updated : November 8, 2009 (posted November 14, 2008)
Short URL : http://sulit.com.ph/876806

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Description

AIG Assist Annual Business Travel
For frequent travellers who want protection

AIG Assist Annual Business Travel - PAJ Resources, Inc.

Executives who travel frequently can sit back and relax!

 

AIG Assist Annual Business Travel provides you extra peace of mind, whenever and wherever you may travel throughout the year, all under one policy.

 

With AIG Assist Annual Business Travel, you enjoy:

  • Cover for an unlimited number of trips within the year of coverage
  • Global and Domestic travel protection in one plan!
  • High Benefit limits for medical expenses
  • Choice of US Dollar of Philipine Peso coverage
  • Your choice of Personal coverage up to US $200,000
  • Unlimted coverage for Emergency Medical Evacuation and Repatriation
  • Baggage coverage which covers business essentials (e.g. laptop)
  • FREE access to our 24-hour Emergency Hotline worldwide. Just call collect at (632) 687-8500. International SOS (ISOS) will provide assistance on matters of:

 

Medical Assistance Services

·         Telephone medical advice

·         Medical service provider referral

·         Evacuation and repatriation service

·         Arrangement of appointment with doctors

·         Arrangement of hospital admission

·         Monitoring of medical condition when hospitalized

·         Coordination of insurance coverages

 

Travel Related Services

·         Pre-trip assistance service

·         Lost/delayed baggage assistance service

·         Legal assistance service

·         Lost passport service

·         Emergency cash transfers assistance service

·         Emergency ticket assistance service

 

And other general assistance whenever you encounter difficulties during your trip.

 

 

Description of Benefits

 

PERSONAL ACCIDENT

Provides up to P6,600,000 or US$200,000 lump sum benefit for death of disablement due to accident suffered during the trip

 

MEDICAL EXPENSE REIMBURSEMENT

Reimburses you for the cost of qualified medical treatment, surgery and hospitalization that arises from accidental injury or sickness occurring during the journey abroad and for accidental medical expenses incurred while traveling within the Philippines

 

EMERGENCY MEDICAL EVACUATION AND REPATRIATION

ISOS will arrange transportation and payment for medical evacuation and repatriation

 

HOSPITAL CONFINEMENT BENEFIT

Cash benefit of US$75 OR P2,500 per day will be paid in the event you are hospitalized abroad during your journey

 

TRIP CURTAILMENT

Covers the additional traveling and hotel expenses incurred or forfeited as a result of trip termination arising from:

  • Death, serious sickness or accident occurring to your immediate family or business partner.
  • Serious damage of your residence for fire, flood or similar disaster (typhoon, earthquake, etc.), which requires your presence on the premises.

 

TRIP CANCELLATION / LOSS OF DEPOSITS

Covers for the loss of travel fare and/or hotel expense paid in advance for trips that are cancelled due to the following reasons:

  • Death, serious sickness or accident ocuring to your immediate family or business partner.
  • Unexpected outbreak of strike, hijacking riot or civil commotion at the planned destination

 

FLIGHT DELAY

Reimburses you if the aircraft/vessel you are schedule to travel on is cancelled/delayed for more than 12 hours from the time specified in the itinerary due to adverse weather conditions, strike, hijacking, industrial action or mechanical derangement of the aircraft or sea vessel

 

BAGGAGE DELAY

Reimburses you for purchases of necessary clothing and toiletries of checked-in luggage is delayed for more than 12 hours

 

LOSS OF BAGGAGE

Reimburses you for:

Loss – Pays for actual replacement cost of the baggage lost due to theft.

Damage – Repairs or reinstates baggage (with allowance for depreciation, wear and tear) while the possession of the common carrier or hotel staff

 

PERSONAL LIABILITY

We will indemnify you for legal liability to a third party and the relevant legal cost up to the limit stated in the sxhedule of coverages arising from the journey as a result of accidental injury or loss of or damage to property

 

LOSS OF TRAVEL DOCUMENTS

We will pay for the costs of obtaining a replacement passport, travel tickets and other travel documents lost as well as additional travel expenses and hotel accommodation incurred as a result of robbery, burglary and theft

 

STAFF REPLACEMENT

In the event you are hospitalized due to serious injury or sickness or repatriated back to the Philippines and are unable to continue on your planned business journey, we will pay the reasonable additional travel and accommodation expenses to send an alternative member of your staff to complete the assignment you were originally schedules for.

 

 

IMPORTANT POLICY CONDITIONS

  • Maximum period of coverage per tip is 90 consecutive days.
  • You can only be covered under one policy for a trip.
  • Maximum age for this policy is 70 years.

 

EXCLUSIONS

This plan shall not cover any loss resulting from childbirth, miscarriage or complications therefrom, routine physical examination, cosmetic or plastic surgery except as a result of injury, any mental or nervous disorders, congenital anomalies, suicide or self-inflicted injuries, war, military service and pre-existing conditions. This policy will not cover any loss, injury damage or legall liability arising directly or indirectly from travel in, to or through Afghanistan, Cuba, Democratic Replublic of Congo, Iran, Iraq, Liberia, Sudan or Syria; if the Insured Person is a terrorist, a member of a terrorist organization, a narcotic trafficker, or a purveyor of nuclear, chemical or biological weapons.

 

 

Schedule of Coverages:

 

$ Dollar Policy

Option 1

Option 2

Option 3

ANNUAL PREMIUM

$270

$310

$395

Personal Accident

(Death & Disablement)

 

$50,000

 

$100,000

 

$200,000

Other Exclusive Benefits

Domestic

Global

Medical Expense Reimbursement (Accident & Sickness)

Up to $6,000

due to accidents only

Up to 60,000

Emergency Medical Evacuation and Repatriation

Actual Cost

Actual Cost

Hospital Confinement Benefit ($75 per day, maximum of 20 days)

$1,500

due to accidents only

$1,500

Trip Curtailment

Not applicable

$4,500

Trip Cancellation / Loss of Deposits

Up to $450

Up to $4,500

Flight Delay (up to $50 per each full 12 hours of delay)

Up to $150

For over 12 hours delay

Up to $450

For over 12 hours delay

Baggage Delay (up to $125 per each full 12 hours of delay)

Up to $150

For over 12 hours delay

Up to $450

For over 12 hours delay

Loss of Baggage (excess of $50 per person claim)

Sub limit for personal computer

Sub limit for golf equipment

Up to $900

 

Up to $900

Up to $450

Up to $1,500

 

Up to 1,500

Up to $450

Personal Liability

Up to $6,000

Up to $60,000

Loss of Travel Documents

Not applicable

Up to $1,500

Staff Replacement

Up to $900

Up to $1,500

 

 

Peso Policy

Option 1

Option 2

Option 3

ANNUAL PREMIUM

P 7,800

P 9,800

P 12,500

Personal Accident

(Death & Disablement)

 

P 1,650,000

 

P 3,300,000

 

P6,600,000

Other Exclusive Benefits

Domestic

Global

Medical Expense Reimbursement (Accident & Sickness)

Up to P200,000

due to accidents only

Up to 60,000

Emergency Medical Evacuation and Repatriation

Actual Cost

Actual Cost

Hospital Confinement Benefit (P2,500 per day, maximum of 20 days)

P 50,000

due to accidents only

P 50,000

Trip Curtailment

Not applicable

P 150,000

Trip Cancellation / Loss of Deposits

Up to P15,000

Up to P150,000

Flight Delay (up to P2,000 per each full 12 hours of delay)

Up to P5,000

For over 12 hours delay

Up to P15,000

For over 12 hours delay

Baggage Delay (up to P5,000 per each full 12 hours of delay)

Up to P5,000

For over 12 hours delay

Up to P15,000

For over 12 hours delay

Loss of Baggage (excess of P1,500 per person claim)

Sub limit for personal computer

Sub limit for golf equipment

Up to P30,000

 

Up to P30,000

Up to P15,000

Up to P50,000

 

Up to P30,000

Up to P15,000

Personal Liability

Up to P2,000,000

Up to P2,000,000

Loss of Travel Documents

Not applicable

Up to P50,000

Staff Replacement

Up to P30,000

 





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Posted by : pajresources
Member Since : July 31, 2007
Last Login : 1 day, 22 hours ago
Feedback : 2 Rating 100.00% [ 2 - Positive | 0 - Negative ] [ Details ]

Contact Details

Address : 2/F Erlag Bldg., Esteban St.,, Legaspi Village, Metro Manila - Makati City
Contact Nos. : 8932285 / 8938790 / 8935334, 09175225486
Look For : PAJ Resources, Inc.


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