GUARANTEE FLOOD FREE House and Lot Cypress townhouse @ Carmona Estate, Cavite 5,500/mo. thru Pag-ibig Affordable yet Elegant near Alabang, Binan, Laguna, Makati, Manila Philippines

 

House Features:

- Two (2) Storey

- Three (3) Bedrooms with partition
- One (1) Toilet and Bath
- Living Area

- Dining Area

- Kitchen Area

- Provision for Service/Laundry Area

- Provision for One (1) Car Garage

 

House Finishes:

- Pre-Painted G.I. Sheets
- Steel Casement Windows

- Pre-cast Panel System

- Painted Exterior & Interior Walls
- Water Closet
- Tiled Kitchen Counter
- Tiled Bathroom
- Floor Cement Finish

 

Amenities:
- Village Club House and Multipurpose Area, Swimming Pool, Shuttle Service,
- 24 Security, Basketball Court and kids play ground, Landscaped Open Spaces
- Elegant Entrance Gate, Energized by Meralco, Centralized Water System

 

LAND MARK

Malls
- 3 Minutes drive to Walter mart Carmona, Cavite
- 15 Minutes drive to SM Dasmarinas, Cavite
- 10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL (Via SLEX)

Schools
- Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio San Agustin.

Banks
- BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc.

Resorts/Restaurants
- Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant), 30-45mins drive to TAGAYTAY

Just 30 minutes away from Makati Central Business District, Cypress is situated in Carmona, Cavite (almost boundary of Laguna). Very close to access roads leading to schools country clubs, hospitals and shopping centers.

 

Location Map: Carmona Estate, Brgy. Lantic, Carmona, Cavite

SAMPLE COMPUTATION - PAG-IBIG FINANCING

(This Inner Unit Will be Ready for Occupancy in 12-14 mos.)

Block: 22
Lot: 38

Total Contract Price.................................................        840,000.00

Less: Loanable to Pag-ibig.......................................        750,000.00

Required Equity..........................................................      90,000.00

Less: Reservation..........................................................     7,500.00

Net Equity................................................................... 72,500.00

Monthly Equity for 12 mos........................................... 6,875.00

Balance Loanable to Pag-ibig................................... 750,000.00

Monthly PAG-IBIG Amortization:

10 yrs @ 7%..................................................................   8,708.13
15 yrs @ 7%..................................................................   6,741.21
20 yrs @ 7%..................................................................   5,814.74
25 yrs @ 7%..................................................................   5,300.84
30 yrs @ 7%..................................................................   4,989.77

Fire and MRI Insurance not included.

Note:

• Developer accepts/process Pag-ibig Financing for Cypress house model.
• Processing fee includes transfer of title and other processing expense.
• Buyer can move in upon full payment of equity and Pag-ibig loan take-out. Normally about 12 months from first downpayment. Submission of full documents needed within 15 days from date of reservation

FREQUENTLY ASK QUESTION

1. How much is the Reservation Fee?

2. Is the Reservation Fee refundable?

3. Can buyer upgrade or transfer to another unit with a higher price?

4. When will be the first monthly payment for equity?

5. When will be the first monthly payment for amortization?

6. Is the house ready for occupancy?

7. How can I apply for a Pag-ibig Housing Loan?

8. What are the requirements for Pag-ibig Housing Loan?

Ans. If locally employed, here are the requirements

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract (if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR
12.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
........a.) 12 pcs. Or as per Downpayment/Equity term chosen
........b.) 44 pcs. for Monthly Amortization
........c.) 2 pcs. Realty Property Tax (2 yrs.)
........d.) TOTAL 58 CHECKS

If OFW - Add these documents:

13.) Passport (Xerox)
14.) Job Contract

(All requirements must be submitted within 30-60 days from Reservation date)

Email Address: reniza@modernlivingphils.com
Website: www.modernlivingphils.com
Yahoo Messenger : renlarraquel@yahoo.com