Kakagat ba Kayo sa Ganitong Klaseng Loan? Philippines
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Kakagat ba Kayo sa Ganitong Klaseng Loan?

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tetrospect
tetrospect
posted September 24, 2009 12:46PM
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Yung bank kasi kung saan yung payroll namin may ino-offer na loan called MEGA LOAN...

Maximum loan amount na makukuha is P50K

3 - 4 Days Processing

Kailangan ng Co-Maker

Ide-deposit nila yung approved loan amount sa ATM mo

Ang bayaran is 10% of the loan amount every month for 12 months
(Ang interest na kikitain nila is 20% after 12 months)

Kakaltasan nila ng 5% of the loan amount sa sweldo mo kada Payday
(Kung 50K ang loan mo kakaltasan ka nila ng P2500 per payday at hindi mag re-reflect sa payslip mo yun kasi ang bank ang kakaltas ng amount at hindi yung company so kung 15K ang nakalagay sa payslip mo 12.5K lang ang makukuha mo sa ATM)

OK ba ang ganitong set up? Kung may opportunity kayo to get this type of loan would you grab it?

Ano sa tingin niyo ang pros and cons ng ganitong klaseng loan?
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bebot16
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posted September 25, 2009 02:37AM
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tetrospect posted on September 24, 2009 11:46AM
Yung bank kasi kung saan yung payroll namin may ino-offer na loan called MEGA LOAN...

Maximum loan amount na makukuha is P50K

3 - 4 Days Processing

Kailangan ng Co-Maker

Ide-deposit nila yung approved loan amount sa ATM mo

Ang bayaran is 10% of the loan amount every month for 12 months
(Ang interest na kikitain nila is 20% after 12 months)

Kakaltasan nila ng 5% of the loan amount sa sweldo mo kada Payday
(Kung 50K ang loan mo kakaltasan ka nila ng P2500 per payday at hindi mag re-reflect sa payslip mo yun kasi ang bank ang kakaltas ng amount at hindi yung company so kung 15K ang nakalagay sa payslip mo 12.5K lang ang makukuha mo sa ATM)

OK ba ang ganitong set up? Kung may opportunity kayo to get this type of loan would you grab it?

Ano sa tingin niyo ang pros and cons ng ganitong klaseng loan?

hmmm pwede na rin
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yahoo111
yahoo111
posted September 25, 2009 02:39AM
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hindi sayang lang oras ko,.
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tetrospect
tetrospect
posted September 25, 2009 08:13AM
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bebot16 posted on September 25, 2009 01:37AM
tetrospect posted on September 24, 2009 11:46AM
Yung bank kasi kung saan yung payroll namin may ino-offer na loan called MEGA LOAN...

Maximum loan amount na makukuha is P50K

3 - 4 Days Processing

Kailangan ng Co-Maker

Ide-deposit nila yung approved loan amount sa ATM mo

Ang bayaran is 10% of the loan amount every month for 12 months
(Ang interest na kikitain nila is 20% after 12 months)

Kakaltasan nila ng 5% of the loan amount sa sweldo mo kada Payday
(Kung 50K ang loan mo kakaltasan ka nila ng P2500 per payday at hindi mag re-reflect sa payslip mo yun kasi ang bank ang kakaltas ng amount at hindi yung company so kung 15K ang nakalagay sa payslip mo 12.5K lang ang makukuha mo sa ATM)

OK ba ang ganitong set up? Kung may opportunity kayo to get this type of loan would you grab it?

Ano sa tingin niyo ang pros and cons ng ganitong klaseng loan?

hmmm pwede na rin

Nakaka-tempt talaga pero di ko gusto yung may co-maker pa hehehe kakahiya sa kanya so dapat kakilala at katiwala mo talaga yung tao
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orientpearl
orientpearl
posted September 25, 2009 08:17AM
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hindi ako kakagat sa ganyan..
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junf
junf
posted September 25, 2009 08:20AM
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kung may talagang pag gagamitan sa amount why not.
pero bakit may co makaer pa e direct payment from
paycheck naman?
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tetrospect
tetrospect
posted September 25, 2009 09:28AM
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junf posted on September 25, 2009 07:20AM

kung may talagang pag gagamitan sa amount why not.
pero bakit may co makaer pa e direct payment from
paycheck naman?

Siguro in case mag resign or mataggal sa trabaho hehehehehehehe
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ownphilhome
ownphilhome
posted September 25, 2009 09:36AM
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puede na yan, kesa naman sa 3-5% interest per month.
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edper
edper
posted September 25, 2009 10:01AM
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hindi ko feel yung ganyang klaseng loan
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chuanora
chuanora
posted September 26, 2009 12:26AM
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hindi ako kumakagat sa loans kasi imposibleng hindi sila kumita sa ganyan
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junf
junf
posted September 26, 2009 04:54AM
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tetrospect posted on September 25, 2009 08:28AM
junf posted on September 25, 2009 07:20AM

kung may talagang pag gagamitan sa amount why not.
pero bakit may co maker pa e direct payment from
paycheck naman?

Siguro in case mag resign or mataggal sa trabaho hehehehehehehe

ah  makes sense. wala talagang talo ang mga financial institution with these control mechanisms.
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Zion007
Zion007
posted September 26, 2009 07:43AM
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junf posted on September 26, 2009 03:54AM
tetrospect posted on September 25, 2009 08:28AM
junf posted on September 25, 2009 07:20AM

kung may talagang pag gagamitan sa amount why not.
pero bakit may co maker pa e direct payment from
paycheck naman?

Siguro in case mag resign or mataggal sa trabaho hehehehehehehe

ah  makes sense. wala talagang talo ang mga financial institution with these control mechanisms.

yup, bank palagi ang panalo in terms of loans... Wink
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condoeleazar
condoeleazar
posted September 26, 2009 07:47AM
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loan hmmmmm ayoko ng utang kung hindi rin lang naman kailang kailangan huwag nalang nakakastress ang utang eh. wakokoko
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lizamcorral
lizamcorral
posted September 26, 2009 10:28AM
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kung kailangan talaga malamang papatulan ko pero hangat maaari ayoko utang
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LevelUp
LevelUp
posted September 26, 2009 10:40AM
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pag kailangan talaga ng pera.. kakagat ako. ehehehe
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JamesR
JamesR
posted September 26, 2009 10:42AM
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kung ilalagay ko sa negosyo ang uutangin ko at sigurado namang kikita ang pera kukuha ako nyan pero kung ibibili mo lang ng luho at kung anu ano hindi ko po kakagatin yan.
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healthimprovement
healthimprovement
posted September 26, 2009 10:46AM
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kung may pag gaggamitan ka pwede na rin naman yan.... maliit narin ang tubo compared sa ibang pautang na 20% per moth, diyan eh 20% sa 12 months kaya mababa na yun
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yahoo111
yahoo111
posted September 28, 2009 02:05PM
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asa pa ayoko magsayang ng oras dyan
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peakhomebiz
peakhomebiz
posted September 29, 2009 11:22AM
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ayoko mag loan kahit utan ayoko din
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brokerods
brokerods
posted September 29, 2009 11:44AM
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ayaw ko yung loan na yan.. masyado mataas interest
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GadgetGuRL
GadgetGuRL
posted September 29, 2009 12:16PM
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mangungutang na lang muna ko sa mommy ko before sa ibang tao...:) para walang interest...hehehe!=)
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Kakagat ba Kayo sa Ganitong Klaseng Loan? Philippines