Nakainsured Ka Na Ba? Anong Insurance?

ako hindi pa pero gusto kona kaso ala pera pa ako pang bigay.

parang okay nga ung proposal sa akin na insurance kanina lang.
atleast, what ever mangyari sa iyo, insured ka na!!!!

I have my life insurance sa Manulife, binili ko ito ng magstart akong magkaroon ng job, kasi sabi ko sa sarili ko noon, kapag namatay ako ayokong maging pabigat sa maiiwan kong pamilya, kaya I will be leaving something instead, but maganda ang nangyari, ng magkaroon ng demutualization ang company they paid me back para sa voting rights ko noon, that was 1998 and I got around P200K, kaya lumalabas na parang libre na itong life insurance ko, and it is earning dividends every year, kung gusto kong kuhanin sa retirement pwede dahil self sustaining na, ang benefits lang talaga ay security sa pamilya.

pinag iisipan ko pa kung anong campany ako kukuha

wala eh..

mahal naman yun..

ako philam life po ang insurance ok

life at car insurance lang amg meron ako.

car insurance lang meron kami

hindi pa , hindi ako lapitin ng insurance agents, siguro it means kelangan kong maglalabas hahaha but my bro, parents, they have car/life insurance. mailap ang pinoy sa insurance companies. im still researching kung tama o hindi ba ganyang attitude

yup free lang samin. sunlife

kayang kaya mo yan... laki na kita mo hehehe

mahirap na kaya magtiwala sa mga insurance companies

Same here..

opo meron na po.,...lahat ng tao sana meron na din...

Wala pang 10% ng pilipino ang naka insured. kaya nga pag may namamatay dito sa atin ang iyak ng mga naiwan ay...." Paano na kami ngayon? hu hu hu hu" :-)


Message appended on October 29, 2009 03:46PM


siguro pag talagang interesado ka magpa insured at naniniwala ka na responsibility natin sa ating maiiwanan ang mag pa insured, dapat mag kusa ka na lang pumunta sa company upang magpa insured. Sa amerika, ang mga kano ay nagkukusang pumunta sa mga ofc ng insurance company upang magpa-cover, hindi na sila naghihintay na lapitan ng mga agents. Anyway, kung talagang interested ka, i can help you get an insurance. :-) 


Message appended on October 29, 2009 03:47PM


Hindi po mahal ang insurance, mas mahal pa nga ang yosi at soft drinks. :-)
its a matter of prioritization lang. 

Insurance is important. You need it at early stage of your wealth accumulation process. Halimbawa you have a goal of 5M worth of dream house. To start working to save for it, you need to  protect it. Habang wala ka pang 5M pa insure ka muna worth your goal. If something happen to you it will be sure na maiiwan mo talaga is 5M guaranteed. Lets say nakapag ipon ka na 3M, makano na insurance kailanagn mo? answer is=2M nalang kailangan mo insurance. Kasi if something happen, may savings ka 3M plus insured ka 2M..so meet mo parin goal mo na 5M. ibig sabihin hindi habang buhay kailangan mo si insurance. Kung sa palagay mo you are worth 10M at meron ka nang 10M right now, then you don't need protection anymore. Kung talagang worth 10M lang responsibilities mo sa family mo. You just need to know more about the secret of insurances.
 

I disagree, may pera ka pero wala lang siguro sa priority mo ang insurance. Kailan ba dapat kumuha ng insurance ang isang tao? sagot - ngayon! Dahil hindi natin masabi ang buhay, Buhay si pedro ngayon maaring mamatay siya bukas., you can never tell.... 


Message appended on October 29, 2009 03:51PM

I agree very mucho
 

Insurance is the safest form of investment if you only know what you are supposed to buy.
Remember all big corporations, orgs, establishment, even banks. Lahat ay naka sandal sa insurance.

kumuha ako ng life insurance sa Philamlife. matagal pa na bayarin ito..

By the way. I have cocolife's Buy term invest the difference concept for my Protection and Retiremnet fund, Kaiser for my long term healthcare investment (this type is known in advanced countries only), Philequity for my Mutual equity fund, First Metro Asset Mgt for my Bond Fund , and I broker the all of them. Direct access ako sa mga companies na yon. Iwas ka na sa traditional agents kasi malaking bahagi ng premiums mo napunta lang sa kanila. sayang din yon.

You can do it too. I can help you.

The key is: Think long term. Remember, Noah did not build the Ark on rainy days.