And pinakamagandang Credit Card dito sa Pinas ay...

for me east west kasi they offer the lowest interest rate...

sa lahat ng purchases po? wow!

As of this time, I don't know eh, they looks all the same. Pero tama nga, go with the lowest interest rate na Credit Card company and also, research their credibility and credit card handling sa google.

ok po.. thanks for sharing.. gusto ko rin kasi malaman yung features.. hehe

ano ba requirements pagkuha ng credit card?... plus pwede ba tong hindi gamitin.. or minsan lang?...

pwede naman po siguro..
kung may uutangin ka.. hehe

Sana may magshare na credit card holder.. anyone?

Mastercard...  but i don't use my card anymore

Ano pong bank yung Mastercard mo?

if your gonna use your credit card para hindi magbayad ng full, siguro eastwest nga kasi lowest ang interest nila..pero kung magbabayad ka naman ng buo tapos you will use your credit card lang para hindi ka na magbitbit ng cash..kahit anung credit cards ng bank puwede mong kuhanin......or tignan mo rin yung rewards system ng banks kasi you earn points rin kada kaskas ng card e...sabi nila bdo ok rin daw kasi may free sm advantage card tsaka most of the time sm offers zero or 0% interest for 3-6-9 months payments..minsan 12 pa nga e...tsaka check niyo yung card na kukunin niyo kung may installment payments na zero interest gaya ng bpi or bdo or others...minsan kasi nakalagay sa counter or cashier if you would avail the zero interest payment..basa mode muna kayo sa website ng card companies, yun ang pinakamagandang gawin bago mag-avail ng credit card...

Requirements? sa ngayon kasi may mga taong nagsisilbing mga commisioner or yung mga nag rerefer ng tao sa credit card company, usually pag sa mga referer ka nila kumuha, wala masyadong requirements.

AS far as I know, eto mga main requirements:

ITR
Latest payslip
Proof of address (meralco, maynilad etc.)
Mobile and landline phone

After mag pasa, they will be calling you to do some CI or Background check.

Tapos after mga few weeks, your plastic card will be delivered sa mailing address mo.

Hope it helps.

Astoria Federal Bank po....

Thanks for the info sis.. That helped a lot..
lumalabas e BDO, BPI or East West? hmmm...




ay.. parang hindi ko kilala yung bank.. hehe..
san po yun?

BPI for me. kahit medyo madelay ka ng payment due date, wala pa ring charges.basta nakabayad ka before cutoff

I second the motion here:

Read and read those terms nila. Pati yung contract nila basahin mo rin. Sometimes may mga hidden charges kasi sila. It pays to read it all before signing up.

i'am using BDO, CITIbank and HSBC... almost the same lng nman sa interest lhat pero nagkakaiba sa mga policy minsan.... like sa HSBC, basta good payer nag wewaive cla ng anuual fee. And depende rin sau kung san ka mostly nag mamall, kung pla SM ka, mag BDO k n lng..kc mas maraming points and promo...

mmm.. interesting.. marami rin ako nakikinig na good things about BPI..
anong klaseng Credit Card po gamit mo sa BPI?




shocking naman.. basa mode pala talaga dapat..

Dito po iyon sa New York City.....

Sabagay.. lagi din naman ako sa SM.. malapit lang samin.. nyokss..
ok kaya ang BDO? hmmm..




Kaya naman pala strange name para sakin.. hehe

I was able to use this card when I was there for a vacation about 2 years ago....  minsan nakikita ko sa mga establishments ang logo ng mastercard sa mga doors nila... for me,  it's the best credit card i have ever use... but i don't use it anymore.

Thank you for sharing po..