At what point masasabi mo na you already reach financial freedom?

when you have a stable income in your business and more than what you have expected

baka po ibig niyo sabihin "reach".

sorry po typographical error lang ok na

pag wala na akong utang at marami na akong pera.

kapag lahat po ng bills ko ay paid on time..
  .. kapag malapit na maubos ang groseries eh makakabili agad ako..
kapag may kailangan sa school ang mga bata ay mabibigay ko agad.

kung may medicines na bibilhin kami ay nandiyan na agad (from the drugstore)

Kapag all taken cared off ang bills for at least 2 mos. in advance.... kapag you have comparatively more time to spend with your love ones or for yourself.... less stress or pressure from financial concerns

If the money is working for me na and I am not working for money.

tama po yun thats a good point

correct! kung meron ka nang maraming pera sa bank, tumutubo na lang every month

Financially Free ako dahil hindi naman ako mukhang pera!


Sa bahay walang problema pera maraming mauutangan! Kaya may financial freedom!

sa tingin ko depende yan sa saan ang "comfort zone" mo

already edited hahaha

financial freedom sakin is if i can do, be, and have everything i want.

financial freedom is when one is able to completely stop working , even do nothing all day, and yet can afford to support the same accustomed lifestyle

Mr X is an executive in a big company, lives in a mansion in a posh subd, updated sa newest gadgets, ang gara ng car,member sa clubs, always on overseas vacations, earns 6 digits monthly yet spends more than he earns for mortgages, credit card payments to support his lifestyle

Mr Y is an employee of the same company earns barely 5 digits a month but saves at least 30% of his income for investment, lives in a small friendly subd, lives simply and well below his means, his car is 5year old corolla, just the basic needs and goes on vacation just once in a while

The company closed unexpectedly leaving Mr X and Y both jobless, after 1 yr Mr X sold his car, gadgets and gave up his house, while Mr Y continued living simply and has enough for years to come

Who is financially free?

Parang narining ko na po yan kay ka Robert
pero ayos yan tama nga yan



Oo nga pa salamat sa pagkakapansin

kapag worry free sa mga financial problems

I strongly agree. Yung tipong kahit wala ka nang ginagawa pero kumikita ka pa rin.

Kaya mag invest kayo
yan ginawa ko ayan pede na ako maupo mag hapon
err mag sulit mag hapon pala hehe

if my income is ok for all generations or too much that i wont have to push them to go to school have a good grades and get a job!!
that they can live with the business that i have now..then go whereever i want.!

pag yun income ko is mamumuhay na ng mayaman hanggang ka apo apohan ko