Free Professional Financial Advice

posted January 23, 2012 11:20AM
amoroch
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Hi Sulit Members,

I started this thread to spread financial literacy in the Philippines. If you have "any questions" in the field of finance/investments/business I'll be glad to answer them.

I hope I can be of assistance to my fellow kababayans for them to be fully equipped with the financial knowledge they need in their (our) journey towards financial freedom.

From more than 5 years experience in this field. I have made and lost money along the way. From making lots of money in the stock market, doing business in divisoria, to being scammed,  I have gone through all of that. Let my experienced be your guide to hasten your goal of achiening financial independence!

A brief background about me:

"I  have been in the field of business (online selling), stock trading and investments since I was 19 years old.

I have passed the Certified Securities Representative Examination given by the Securities and Exchange Commission and the Certified Treasury Professional given by Bankers Association of the Philippines. I'm also an alumnus of the Registered Financial Planner (RFP®) and Chartered Business Administrator (ChBA) program in the Philippines."

Note: I do not promote nor sell any financial product just free professional advice.


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posted February 15, 2012 09:22AM
pera14
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Hi, good day!

I have an account w/ citiseconline.com, based sa EIP list nila, okay sa long term ang ALI, I started last nov.2011. Ang average price ng mga shares ko sa ALI ay 17.2, and recently may report ang citisec na overbought na daw ang ALI at 19.1 ang RSI is 70, support is 18.00-17.80.

Ang balak ko sana, bago bumaba ang price ng ALI sa average kong 17.2, ay ibebenta ko ang lahat ng shares ko at tsaka na lang ulit ako bibili pag bumaba na ng todo yung ALI. Sa tingin niyo po ba tama ang balak ko???

First time ko lang kasi sa stock market. So di ko alam kung tama ba yung mga naiisipan kong gawin.

Thanks!!

posted February 15, 2012 10:42AM
primepropertypinas
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pera14 posted on February 15, 2012 10:22AM

Hi, good day!

I have an account w/ citiseconline.com, based sa EIP list nila, okay sa long term ang ALI, I started last nov.2011. Ang average price ng mga shares ko sa ALI ay 17.2, and recently may report ang citisec na overbought na daw ang ALI at 19.1 ang RSI is 70, support is 18.00-17.80.

Ang balak ko sana, bago bumaba ang price ng ALI sa average kong 17.2, ay ibebenta ko ang lahat ng shares ko at tsaka na lang ulit ako bibili pag bumaba na ng todo yung ALI. Sa tingin niyo po ba tama ang balak ko???

First time ko lang kasi sa stock market. So di ko alam kung tama ba yung mga naiisipan kong gawin.

Thanks!!

I hope you dont mind that i butt in. pero on my point-of-view. You should sell it while it is on high. Because it will never go up in a straight line. Buy po ulit kayo once mag dip na..^^ also consider mpi for your eip since it on a deep right now and will surge anytime ..




Message appended on February 15, 2012 11:44AM
boss amoroch,

what are particular stocks that you think most profitable? ^^

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posted February 15, 2012 11:03AM
Brynne
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thumbs up for you sir for this move..
posted February 15, 2012 11:05AM
pera14
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primepropertypinas posted on February 15, 2012 11:42AM
pera14 posted on February 15, 2012 10:22AM

Hi, good day!

I have an account w/ citiseconline.com, based sa EIP list nila, okay sa long term ang ALI, I started last nov.2011. Ang average price ng mga shares ko sa ALI ay 17.2, and recently may report ang citisec na overbought na daw ang ALI at 19.1 ang RSI is 70, support is 18.00-17.80.

Ang balak ko sana, bago bumaba ang price ng ALI sa average kong 17.2, ay ibebenta ko ang lahat ng shares ko at tsaka na lang ulit ako bibili pag bumaba na ng todo yung ALI. Sa tingin niyo po ba tama ang balak ko???

First time ko lang kasi sa stock market. So di ko alam kung tama ba yung mga naiisipan kong gawin.

Thanks!!

I hope you dont mind that i butt in. pero on my point-of-view. You should sell it while it is on high. Because it will never go up in a straight line. Buy po ulit kayo once mag dip na..^^ also consider mpi for your eip since it on a deep right now and will surge anytime ..




Message appended on February 15, 2012 11:44AM
boss amoroch,

what are particular stocks that you think most profitable? ^^


Thanks sa advice :D

 

nacurious lang ako sa advice niyo na ibenta na. pababa naba yung ALI?? Pano po malalaman kung pababa na ang isang stock??

 

aside from MPI ano pang ibang potential na stocks na mura ngayon pero malapit nang tumaas??

 

pasensya na po, first time ko lang kasi sa stock market.... thanks!


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posted February 15, 2012 02:11PM
primepropertypinas
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research on the internet the meaning of rsi and macd in technicAl analysis.. also find time to read the research of COL on different companies. I think the fair mrket value of ali is 24..however based on rsi overbought na sya..so pahinga muna sya then may possibility na magrally ulit up:)
i

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posted February 16, 2012 08:38AM
pera14
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ang gusto ko po kasi sana, investments for 1 - 2 years then benta then pili ulit. pano magscreen ng mga stocks para mapili ko yung tama? thanks.

btw, yung RSI and MACD, i think i need more time to study those, do ko masyadong nakuha yung meaning nila. :)
posted February 18, 2012 06:58AM
amoroch
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@ pera14

Sorry, for the late reply. ALI last closed at 20.50 02/17/2012, actually most stocks are now trading at higher than normal valuation. Though most RSI/MACD and all other indicators in the short term pointed out is in an overbought condition this is justified in the back of stronger US economic data and Greece optimism and as foreign fund managers started to shift funds to emerging markets like the Philippines which btw has again hit a new all time high. In that regards, be careful, my instinct tells me that comes March/April the market will correct based on historical data. Although, most analyst believes PSEi will be at 5,000-5,200 level year end and it's not far away its only around 120 points, so expect a correction from our current level.

The key to good investment is not really picking the right stocks but financial literacy and diversification. Try to study a bit of fundamentals as well as technicals. Though most online trading platforms has already the research, so you really don't need to be an expert, you just have to know how to read between the lines of the report. Last piece of advice, don't believe right away in rumors. If the US has "Dow theory" here in the Philippines we call it "Daw Theory" Tataas daw...

Personal Disclosure: I worked in one of the top 20 equities brokerage firm listed in the PSE and I don't own any ALI as of this posting.




Message appended on February 18, 2012 08:07AM
@ primepropertypinas

Right now the focus of the Philippines is into Mining, Energy, Tourism and Gaming.

My personal pick for the long term are the following:

EDC
LR
AGI
UBP
MA/MAB

For the tsupiteros:

BHI
UPM

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posted February 18, 2012 10:11PM
joereyno
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Aside from investing in the equities market, what other solid investment engines do you recommend to include in a person's financial portfolio? And, how does one get started? Thank you in advance!


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posted February 19, 2012 09:50AM
primepropertypinas
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Thank you po sa pagshare ng personal stock picks nyo. ang hirap po kasi maniwala sa mga blogs and forums.. minsan hnhype lang nila ung stock price ..buti dito sa sulit, i am sure na lang hidden agenda ^^.. how about yung lcb? right now its my core share..second is mab..then edc.. i havea basura stock EG

what can you say po ?


Message appended on February 19, 2012 10:55AM
joereyno posted on February 18, 2012 11:11PM

Aside from investing in the equities market, what other solid investment engines do you recommend to include in a person's financial portfolio? And, how does one get started? Thank you in advance!


 

Depends po sa time frame na gusto nyo..and yugn appetite nyo po sa risk..you can also look in real estate.




Message appended on February 19, 2012 10:58AM
pera14 posted on February 16, 2012 09:38AM
ang gusto ko po kasi sana, investments for 1 - 2 years then benta then pili ulit. pano magscreen ng mga stocks para mapili ko yung tama? thanks.

btw, yung RSI and MACD, i think i need more time to study those, do ko masyadong nakuha yung meaning nila. :)


 

I hope you are still holding your ali when it rallied to 20.5^^


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posted February 20, 2012 11:47AM
pera14
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thanks sa mga advice! ^_^

naibenta ko na po ung ALI ko @19.7, ok lang kasi 17.2 naman ave. ng purch price ng ali ko. hindi ko din kasi inexpect na tataas pa up to 21+.



sa ngayon ang hawak ko SMPH, AC and WEB.


yung smph malapait ko na ibenta kasi mabagal na yung taas niya, baka bumaba na.


kinukuha ko yung mga info from citiseconline.com at tsupitero.com bago magdecide. tama kaya ginagawa ko?

as of now di pa naman ako nalulugi, pero di gaano mataas ang returns ko.
posted February 20, 2012 01:52PM
2aonlineslippersshop
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Hello anyone there na pwede aqng turuan about Stock Exchange?please help me?I'm planning kc n mginvest at how much ba ung capital for that Thanks

Godbless
posted February 20, 2012 02:05PM
pera14
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2aonlineslippersshop posted on February 20, 2012 02:52PM
Hello anyone there na pwede aqng turuan about Stock Exchange?please help me?I'm planning kc n mginvest at how much ba ung capital for that Thanks

Godbless

 

try to attend free seminars about stocks, (ang alam ko meron sa citiseconline, tignan mo na lang se website nila yung sched ng mga seminars), search ka lang sa net, madami pang ibang seminars about stocks na libre.

di lang ako makaattend kasi busy.

 

 


check the tutorials, videos and articles on this site :www.investopedia.com. - malaki maitutulong sayo..

posted February 20, 2012 03:48PM
2aonlineslippersshop
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Pera14

Thanks a lot for the information.nga magkano po initial investment?
posted February 21, 2012 07:42AM
primepropertypinas
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you can start as small as 5k ^^ start eraly because time is your most precious asset .  you can check investopedia. its very informative.

posted February 21, 2012 08:18AM
2aonlineslippersshop
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primepropertypinas

Thank for that. i'll check it now
posted February 22, 2012 04:39PM
primepropertypinas
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2aonlineslippersshop posted on February 21, 2012 09:18AM
primepropertypinas

Thank for that. i'll check it now


how are you doin? did you join the last rally? im not doing good right now..tsk..pero lesson learned na lang ..

posted February 22, 2012 07:10PM
joereyno
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primepropertypinas posted on February 21, 2012 08:42AM

you can start as small as 5k ^^ start eraly because time is your most precious asset .  you can check investopedia. its very informative.


Saan po invest yung 5k? Ano ang reasonable return sa mga rental properties?




Message appended on February 22, 2012 08:13PM

joereyno posted on February 22, 2012 08:10PM
primepropertypinas posted on February 21, 2012 08:42AM

you can start as small as 5k ^^ start eraly because time is your most precious asset .  you can check investopedia. its very informative.


Saan po invest yung 5k? Ano ang reasonable return sa mga rental properties?


Tell me more po about appetite sa risk and time sa stock market?


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posted February 22, 2012 07:43PM
Intelenet
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wow, this is a nice thread. is citseconline trustworthy? how else can i invest on the stock market?
posted February 22, 2012 08:11PM
primepropertypinas
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Intelenet posted on February 22, 2012 08:43PM
wow, this is a nice thread. is citseconline trustworthy? how else can i invest on the stock market?


On my personal opinion, they are the most trustworthy in terms of system. Also, they are the only stock broker company that is listed also in the PSE..

posted February 24, 2012 10:32PM
amoroch
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joereyno posted on February 18, 2012 11:11PM

Aside from investing in the equities market, what other solid investment engines do you recommend to include in a person's financial portfolio? And, how does one get started? Thank you in advance!


Well, before you start investing on sophisticated (E.g. equities, bonds) asset class. You better start with the simpliest, a savings account or time deposit where you first save at least 3-6 months of your expense to protect you from sudden events in your life.

The key in having a good return in investment is proper asset allocation. The usual rule of thumb use by financial planners/adviser is 100 minus your age (E.g. 100 - 25) which we should invest in the equities assuming ceteris paribus.

But then again, this is not a one size fits all. You better think of your needs, objectives and present financial condition.

Happy Investing everyone!




Message appended on February 24, 2012 11:36PM

primepropertypinas posted on February 22, 2012 09:11PM
Intelenet posted on February 22, 2012 08:43PM
wow, this is a nice thread. is citseconline trustworthy? how else can i invest on the stock market?

 

On my personal opinion, they are the most trustworthy in terms of system. Also, they are the only stock broker company that is listed also in the PSE..


Honest opinion, system wise you are correct as COL have there own propreitary system while the rest has technistock backbone. But if you want security with your money, better go with the banks (Metrobank, BDO, BPI and RCBC) as they have there own stock brokerage.

If you are after research, probably the best thing to do is open an account with 2-3 brokerage houses. :)




Message appended on February 24, 2012 11:39PM

Intelenet posted on February 22, 2012 08:43PM
wow, this is a nice thread. is citseconline trustworthy? how else can i invest on the stock market?


Either you invest directly through a stock broker or indirectly through a mutual fund/uitf.

For list of trading participants (stock brokerage houses): www2.pse.com.ph and go to trading participants

For list of mutual funds: http://www.pifa.com.ph/factsfignavps.asp

For list of UITF: http://uitf.com.ph/


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