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Philippine Prudential Life Scammers!!!

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posted May 8, 2012 02:56AM
ayenskie
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I received a text from Philippine Prudential Life na may gift certificate daw ako na insurance at 2 scholarship.

Nagtaka ko, sabi ko san nila nakuha number at pangalan ko sabi nirefer daw ng kamag anak ko. Sinabi ko na kung may iaalok sila eh wala akong pambili, no money involved daw. Basta daw mag dala ng 2 valid ids at credit card or atm. Yung atm para lang daw sa raffle. Pinuntahan ko na din at baka nga totoo ung gift cert. kahit sobrang busy ako. (located po to sa Magsaysay Sur Maharlika Hi-way Cabanatuan City).

Sobrang friendly nila nakipag shake hands agad halos lahat sila, after  non offer agad ng water, iced tea o coffee. then mejo bibiruin ka pa na parang close kayo. Then this guy agent tried to convinced me, telling me stupid things and tactics just to make me say yes, pinapakuha nya ko ng insurance. sa loob loob ko nasan na yung sinasabi nila na free gift cert??? sa isip isip ko SCAM lang pala.  Ang daming pinag sasabi nung agent para ma pa oo ako. Sabi ko nalang pag iisipan ko nalang muna. Ayaw pumapayag bat daw kelangan pa pag isipin eh parang ipon ko na din naman daw un. Kaya iniwan ko nalang sya, nag walk out ako. Then hinabol ako nung isa sabi sakin mam balik daw po kau sa loob, diniretso ko na sya na hindi ako intresado sa insurance nyo sabay labas. 

Try nyo basahin to daming ng naloko nila, http://arpeelazaro.com/2009/09/18/philippine-prudential-life-scammers/

Ok lang naman magbenta sila ng insurance nila eh, pero mali marketing strategy nila. nanloloko sila ng tao.

 

 

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posted May 8, 2012 05:02AM
yellowcupcake
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ganyan talaga po... family first/danvil/berkley.. sobrang mali ng marketing strategy nila. ok ang insurance nila maganda naman programa pero feeling mo e para kang kinidnap during membership. nabiktima kami nyan. buti na lang at til next yr na lang paghuhulog namin. 

last month ay nakatanggap din ako ng txt from them, nireplyan ko, sabi ko... hay danvil... d pa rin kayo nagbabago. style nyo bulok :p

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posted May 10, 2012 12:14AM
ayenskie
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yellowcupcake posted on May 8, 2012 05:02AM

ganyan talaga po... family first/danvil/berkley.. sobrang mali ng marketing strategy nila. ok ang insurance nila maganda naman programa pero feeling mo e para kang kinidnap during membership. nabiktima kami nyan. buti na lang at til next yr na lang paghuhulog namin. 

last month ay nakatanggap din ako ng txt from them, nireplyan ko, sabi ko... hay danvil... d pa rin kayo nagbabago. style nyo bulok :p


oo sis style talaga nila bulok, muntik na nga ako nun eh, buti nalang di ko dala credit card ko. kung kukuha man ako ng insurance hindi sa mga ganyan na  bulok ang style.  emoticon

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posted May 13, 2012 06:37PM
Enzoo
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sa pilipinas ang dami talagang estilo na approach sa atin ano? kong ano ano na lang,gamitan ka ng tamis ng explaination para ma convince ka.

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posted May 13, 2012 08:41PM
great2find
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Enzoo posted on May 13, 2012 06:37PM

sa pilipinas ang dami talagang estilo na approach sa atin ano? kong ano ano na lang,gamitan ka ng tamis ng explaination para ma convince ka.


ok lang sana kung tamis ng explanation eh mukhang yung style nila trickery, and forced selling na. they will put you on the spot at your own inconvenience. dapat sa kanila binubulyawan at ginagamitan ng martial arts. hehe....

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posted May 13, 2012 08:45PM
Enzoo
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tama ka boss, naranasan ko na ring ganyan na parang ginamitan ka na ng forced selling. buti na lang sabi ko kako wala akong pera ,pinatingnan ko ang wallet ko kaya yun di natuloy. buti na lang ang pera ko nasa bulsa ko.

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posted May 13, 2012 09:22PM
AMGScents
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..oo nga, bakit kaya kelangan kang pilitin, may isa pa nga located sa Megamall, kahit daw piso lang araw araw, di ko daw ba kaya? sabi ko kaya pero di ako ready..tapos madaming silang ek-ek..pero di nila ako napapapayag..
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posted May 13, 2012 09:39PM
gildaaltez
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Sana you call their Head Office and complain o kaya you send a letter to the Insurance Commission if they had really "scammed" you so they would take legal actions on the matter. Kasi for as long as you wont file complain to the right venue, your grievances wont be addressed properly.   Sana if Philippine Prudential Life has an account with sulit.com.ph, then maybe they will be able to read this thread and actions will take place.

But as per my research about the company, they had been existing since 1963, meaning they are already 49 years in the Life Insurance Industry.   Legitimate and with big capitalization-on-hand.   What confused me is that:  "If they are really SCAMMERS",  their CONTRACT OF AUTHORITY from the Insurance Commission would have not been RENEWED YEARLY.  

My observation.  :)


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posted May 13, 2012 09:46PM
Enzoo
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forced selling smas hae been going on for many years already.its a fact in our country. yung mga nascam ayaw na lang magsabi and they just forget about it.

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posted May 13, 2012 09:55PM
gildaaltez
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Enzoo posted on May 13, 2012 09:46PM

forced selling smas hae been going on for many years already.its a fact in our country. yung mga nascam ayaw na lang magsabi and they just forget about it.


Talaga bro?  Gano na daw kaya katagal?   Pinaparesearch ko pa sa legal counsel ko yan para naman mabigyan pa aku ng update soonest.    Mahira kasi na magcomment ng wala proof,,,,baka puro hearsay, mademanda tau ng LIBEL, mahirap na,,,,,,hehehe!  


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posted May 15, 2012 04:23AM
ayenskie
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gildaaltez posted on May 13, 2012 09:39PM

Hindi naman yung service or benefits nila as an insurance ang nirereklamo ko, yung strategy nila.

Na nanalo ka ng kung ano ano, At nung andun na ko sa office sapilitan ka nilang pakukuhanin ng insurance.

Hindi po ba Scammer ang tawag dun? Sorry naman po kung  mali yung pag label ko sa kanila ng scammer.

Sige mga manloloko nalang :P

At kaya ko lang po nashare to para wala na silang  mabiktima, yung link po na pinost ko dami na din naloko, Nagbawas agad sa credit card nila o kahit sa ATM.

Sana you call their Head Office and complain o kaya you send a letter to the Insurance Commission if they had really "scammed" you so they would take legal actions on the matter. Kasi for as long as you wont file complain to the right venue, your grievances wont be addressed properly.   Sana if Philippine Prudential Life has an account with sulit.com.ph, then maybe they will be able to read this thread and actions will take place.

But as per my research about the company, they had been existing since 1963, meaning they are already 49 years in the Life Insurance Industry.   Legitimate and with big capitalization-on-hand.   What confused me is that:  "If they are really SCAMMERS",  their CONTRACT OF AUTHORITY from the Insurance Commission would have not been RENEWED YEARLY.  

My observation.  :)





Message appended on May 15, 2012 04:30AM
great2find posted on May 13, 2012 08:41PM
Enzoo posted on May 13, 2012 06:37PM

sa pilipinas ang dami talagang estilo na approach sa atin ano? kong ano ano na lang,gamitan ka ng tamis ng explaination para ma convince ka.


ok lang sana kung tamis ng explanation eh mukhang yung style nila trickery, and forced selling na. they will put you on the spot at your own inconvenience. dapat sa kanila binubulyawan at ginagamitan ng martial arts. hehe....

tama.. sana kung walang ginagawa yung mga taong inaabala nila. sabagay hindi naman sila pupuntahan ng tao kung wala silang gagawing na trick.


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posted May 15, 2012 07:07AM
gildaaltez
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ayenskie posted on May 15, 2012 04:23AM
gildaaltez posted on May 13, 2012 09:39PM

Hindi naman yung service or benefits nila as an insurance ang nirereklamo ko, yung strategy nila.

Na nanalo ka ng kung ano ano, At nung andun na ko sa office sapilitan ka nilang pakukuhanin ng insurance.

Hindi po ba Scammer ang tawag dun? Sorry naman po kung  mali yung pag label ko sa kanila ng scammer.

Sige mga manloloko nalang :P

At kaya ko lang po nashare to para wala na silang  mabiktima, yung link po na pinost ko dami na din naloko, Nagbawas agad sa credit card nila o kahit sa ATM.

Sana you call their Head Office and complain o kaya you send a letter to the Insurance Commission if they had really "scammed" you so they would take legal actions on the matter. Kasi for as long as you wont file complain to the right venue, your grievances wont be addressed properly.   Sana if Philippine Prudential Life has an account with sulit.com.ph, then maybe they will be able to read this thread and actions will take place.

But as per my research about the company, they had been existing since 1963, meaning they are already 49 years in the Life Insurance Industry.   Legitimate and with big capitalization-on-hand.   What confused me is that:  "If they are really SCAMMERS",  their CONTRACT OF AUTHORITY from the Insurance Commission would have not been RENEWED YEARLY.  

My observation.  :)

 




Message appended on May 15, 2012 04:30AM
great2find posted on May 13, 2012 08:41PM
Enzoo posted on May 13, 2012 06:37PM

sa pilipinas ang dami talagang estilo na approach sa atin ano? kong ano ano na lang,gamitan ka ng tamis ng explaination para ma convince ka.


ok lang sana kung tamis ng explanation eh mukhang yung style nila trickery, and forced selling na. they will put you on the spot at your own inconvenience. dapat sa kanila binubulyawan at ginagamitan ng martial arts. hehe....

tama.. sana kung walang ginagawa yung mga taong inaabala nila. sabagay hindi naman sila pupuntahan ng tao kung wala silang gagawing na trick.


Ohhhhhh,,,,,,,,,,,,,,,,so thats it pala?    Pero sis or bro, if I wer you and I am at your shoes, Id rather go to the right venue or to the right person to handle the case or air your grievances kasi grievances can best be handled and addressed rather here at the forum or blogs where it simply becomes and arena of cmplaints na walang katapusan at mali ang pinupuntahan.  I find it sayang on your part and for the other Sulitizens or people get hooked by these agents na mali nga ang lugar ng pinagrereklamuhan nila.  Filed your case in court so that your case will be JUSTIFIED.  It maybe wrong or whatever you can or may call these agents but as far as I understand each sides of the coin, hindi naman kayu maririnig ng owner ng PPLIC or ng Commissioner ng Insurance Commission kasi nga walang BLACK & WHITE COMPLAINT.   We have many good lawyers who are willing to entertain complaints of clients, why didnt you go there so that these kind of markekting strategy will be stopped or regulated.

Sana if we can interview the owner of PPLIC so they can justify whether this is PPLIC manner of selling insurance, "the hard selling?"  Kasi as far as my lawyer have told me,  its just one of their Marketing Channel.  Hindi lahat ng ahente ng PPLIC ay ganyan ang marketing Strategy.  They have the Traditional Market where agents do the PROFESSIONAL SELLING like that of other big players like Sunlife, Manulife, Phil Axa, Phil Life (Philam), Insular.   They sell the Traditional Products, meaning whatever you invest from them, if you get an endowment so youll get it at your Maturity Date and when you get a Whole Life Policy, your beneficiary will get the amount that you invested when you passed away. 

Anyways, I'll try to make an appointment with Commissioner Dooc of the Insurance Commission  or Deputy Commissioner Vida Chiong or Mr Gregorio Mercado himself, the President of PPLIC to know their sides so we will all be enlightened, but maybe I'll write or published  it at the RIGHT FORUM.  

 

 NOTE:  In the event that you would want your complaints to be considered as LEGITIMATE, you may send your formal letter of complaint and address it either to the COmmissioner of the Insurance Commissioner or the President of Philippine Prudential Life stating your full name and address.  You can PM them to me so I could bring them to the person concerned/mentioned above when I had the chance to have a courtesy call to them.

 


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